Christopher Smith is a writer who covers investing, banking, insurance, and making extra money. He joined Clark.com in 2020. He has more than 14 years of writing experience. Christopher has always been interested in personal finance. When he was in elementary school, he would read the Sports and Money section of the newspaper at the breakfast table every morning, tracking the prices of his favorite stocks. He joined the investment club at school and even chose to make his fourth-grade presentation about the stock market. When he’s not working, he spends most of his time with his wife, a first-generation Colombian immigrant and a Physician Assistant. He also likes college football, NFTs, rock climbing and good restaurants. You can reach Christopher at
[email protected]
How To Avoid Negotiating When Buying a Car
Cars
December 7th, 2021
Walking onto the lot at a car dealership can be intimidating. A salesperson usually greets you -- sometimes pretty aggressively…
Capital One Eliminates Overdraft Fees
Banks & Banking
December 3rd, 2021
In a huge win for consumers, Capital One has decided to eliminate overdraft fees for all customers. According to CNBC,…
9 Easy Ways To Lower Your Home Insurance Premiums
Homeowners Insurance
April 29th, 2022
Inflation is a prominent discussion point in 2022, as some consumer goods have reached historically high price points. Lost in…
Are Women Better Investors Than Men?
Investing & Retirement
November 23rd, 2021
Close your eyes and picture the person in your life you'd ask if you needed investment advice. If that person…
10 Year-End Strategies To Cut Your Tax Bill
Money & Credit
November 3rd, 2022
Ben Franklin wrote, “… in this world nothing can be said to be certain, except death and taxes.” If you're…
Swimply Pool Rental Review: How It Works
Make Money
November 15th, 2021
Perhaps you've paid to stay at someone's house or fetched a ride by using one of the modern sharing economy…
How To Sell Gift Cards Online for Cash
Make Money
January 9th, 2023
Do you want to sell gift cards that you aren't using? Or are you hoping to buy a gift card…
IRS Announces 401(k) Contribution Limit Increase for 2022
Investing & Retirement
November 5th, 2021
The Internal Revenue Service has announced that individuals will be allowed to contribute up to $20,500 to their 401(k) plans…
Raise Review: Buy & Sell Gift Cards
Make Money
November 4th, 2021
Do you want cash for gift cards you're not going to use? Or do you want a discount on a…
CardCash Review: How Big Are the Discounts?
Make Money
November 2nd, 2021
Do you have a stack of gift cards you received for a holiday or birthday but don't plan to use?…
Legit Online Surveys for Money: What I Earned
Make Money
October 19th, 2021
Completing online surveys for money sounds like a decent idea. At least it did to me before I spent time…
Why ‘Buy Now, Pay Later’ Worries Clark Howard
Money & Credit
June 8th, 2022
If you shop online, you've probably noticed the increasing presence of new options on the checkout pages of major retailers.…
MyPoints Review: Online Surveys, Shopping Rewards
Make Money
October 13th, 2021
Do you like shopping with coupons and earning rewards? How about answering surveys for money? MyPoints, a rewards site that…
Klarna Review: How Does It Work?
Money & Credit
October 12th, 2021
Need to shop but want to spread out your payments? Want to sample a product you find online before deciding…
How PayPal’s Pay in 4 Installment Plan Works
Money & Credit
October 1st, 2021
Online shopping and "buy now, pay later" are becoming more entrenched in American consumer culture. PayPal has moved to establish…
Clickworker Review: How Much Money Can You Make?
Make Money
September 29th, 2021
If you're trying to make money online, half the challenge is sifting through the virtual mountain of potential opportunities to…
Walmart Ditches Layaway in Favor of Affirm
Money & Credit
September 28th, 2021
Walmart will not offer layaway this year, ditching the popular interest-free payment plan in favor of Affirm. A prominent "buy…
Affirm Review: How Does It Work?
Money & Credit
October 2nd, 2021
Shopping online is more popular than ever; When COVID-19 hit the United States, millions of consumers turned to the internet…
How Does Afterpay Work?
Money & Credit
September 23rd, 2021
What if you could buy furniture, clothes or other household items by paying just 25% upfront? That's the basic premise…
Opinion Outpost Review: Is This Survey Site Legit?
Make Money
September 17th, 2021
If you want to make money by answering surveys online, Opinion Outpost is an option that will most likely turn…
How To Find Missing or Lost Retirement Accounts
Investing & Retirement
October 20th, 2022
Americans have reportedly lost or abandoned more than $1 trillion in retirement funds from previous employers. Fortunately, if you've misplaced…
InboxDollars Review: How Much Money Can You Make?
Make Money
September 9th, 2021
Do you dream about making money online at any time of the day while you relax by the pool or…
Honeygain Review: Is This a Safe Option for Passive Income?
Make Money
September 1st, 2021
Honeygain's slogan is "Passive Income -- Effortlessly." That's pretty catchy and could be quite the lure. But what is Honeygain…
Wells Fargo To Maintain Some Lines of Credit After Criticism
Banks & Banking
August 23rd, 2021
Wells Fargo announced in July that it was shuttering all personal lines of credit. This week, CNBC reported that the…
Swagbucks Review: How Much Money Can You Make?
Make Money
August 19th, 2021
If you're searching for ways to make money online, you've probably come across Swagbucks. The online rewards portal awards you…
16 Ways To Make Money Online as a Teenager
Make Money
August 17th, 2021
Thanks to a booming digital economy, online jobs for teens are plentiful. If you're a teenager who wants to learn…
23 Best Passive Income Ideas To Build Wealth
Investing & Retirement
August 11th, 2021
Passive income can help you achieve financial freedom and live the life of your dreams. Who doesn't want to get…
There’s a New Way To Invest Money: With Your Cell Phone Bill
Budgeting & Saving
August 9th, 2021
There's a new corporate partnership that can help consumers get a boost in their efforts to save and invest. If…
What’s Happening With Robinhood’s Stock?
Investing & Retirement
August 6th, 2021
Robinhood's stock has sent investors and short-term traders into a frenzy less than one week after its IPO. Trading under…
Need Money: How To Make Quick Money in One Day
Jobs
August 3rd, 2021
Maybe you need money now, but your paycheck isn't hitting your bank account today. Or maybe you're just interested in…