Latest Money & Credit

Social Security hands out small cost of living adjustment for 2017
Social Security hands out small cost of living adjustment for 2017 Money & Credit December 2nd, 2016
Social Security recipients will get a small bump in their monthly checks next year. But if you still have a…
5 Clark Smart money moves to make before the end of 2016
5 Clark Smart money moves to make before the end of 2016 Money & Credit November 2nd, 2016
The clock is ticking away on 2016. It's already November and there are only two months left before we welcome…
A simple way to pay off your most expensive credit card debt
A simple way to pay off your most expensive credit card debt Money & Credit May 25th, 2016
A new smartphone app launching this week claims it can help you be smarter about managing your credit card debt. Here's what you should know…
How I went from paying $50/month for phone service to FREE!
How I went from paying $50/month for phone service to FREE! Deals & Savings April 14th, 2016
Free cell phone service has been a subject on the Clark Howard Show for years. But after some early stumbles,…
Best ways to get a small business loan
Best ways to get a small business loan Business & Entrepreneurs March 29th, 2016
Getting a loan as a small business or an entrepreneur hasn't always been easy. Big banks generally don't care about…
Clark’s 5 Favorite Credit Cards
Clark’s 5 Favorite Credit Cards Money & Credit December 3rd, 2015
People are always coming up to me and asking, 'What credit card do you use?' The reality is I carry…
How to fix errors on a credit report
How to fix errors on a credit report Money & Credit May 16th, 2015
Remember the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after…
Free Access to Credit Report and Score
Free Access to Credit Report and Score Money & Credit March 26th, 2014
Getting free access to your credit report and credit score can be easy. At AnnualCreditReport.com, you can get a free…
How Inflation Obscures the Real Value of the Dollar
How Inflation Obscures the Real Value of the Dollar Money & Credit May 20th, 2022
DO YOU SEE THINGSclearly when it comes to money? Here’s a test to find out. Which of the following scenarios…
8 Ways Inflation Can Increase Your Tax Bill
8 Ways Inflation Can Increase Your Tax Bill Taxes July 18th, 2022
INFLATION HAS BEENthe big economic story of 2022. Steep increases in consumer prices have hurt families in many ways—some of…
4 Factors That Help Make Investors Successful
4 Factors That Help Make Investors Successful Investing & Retirement June 8th, 2022
A FEW WEEKS BACK, I discussed the notion of “the four horsemen of the investor apocalypse.” A concept proposed by Morningstar Managing Director Don Phillips,…
Social Security cards and $100 bills
How Does Inflation Impact Social Security Benefits? Investing & Retirement June 8th, 2022
ARE YOU IN YOUR 60sand worried about rising consumer prices? It’s worth understanding how inflation affects Social Security benefits—especially its…
A Retiree Answers 11 Common Retirement Questions
A Retiree Answers 11 Common Retirement Questions Investing & Retirement August 2nd, 2022
I SPEND SIGNIFICANTtime reading the viewpoints of people who are planning for retirement or who are already retired. My frequent…
5 Biggest Financial Risks in Retirement
5 Biggest Financial Risks in Retirement Investing & Retirement September 7th, 2022
BOSTON COLLEGE’SCenter for Retirement Research just published a study that explores what Americansthinkare the biggest risks to their retirement—as opposed…
A Financial Advisor’s 3 Key Rules To Getting Rich Slowly
A Financial Advisor’s 3 Key Rules To Getting Rich Slowly Investing & Retirement September 26th, 2022
THE FINANCIAL WORLDgenerates a lot of noise. As a financial planner, I see that every day. Being in my 20s,…
3 Keys To Happiness in Retirement
3 Keys To Happiness in Retirement Investing & Retirement January 30th, 2023
WE LIKE TO ESCAPEthe Northeast’s cold each winter, so we just spent 10 days in Sarasota, Florida. Like many others…
The Two Key Pillars to Financial Freedom
The Two Key Pillars to Financial Freedom Investing & Retirement June 29th, 2023
HOW WOULD YOU DEFINEfinancial freedom? That’s the intriguing question I’ve been asked twice in recent weeks by journalists curious about…
7 Things People Lose in Retirement
7 Things People Lose in Retirement Investing & Retirement August 28th, 2023
WHEN WE RETIRE,we win back control over our daily life. Gone is the boss, the expectation that we’ll be at…
How One Couple Saved $1 Million By Age 70 Despite Starting Very Late
How One Couple Saved $1 Million By Age 70 Despite Starting Very Late Investing & Retirement November 7th, 2023
IT WAS JULY 2003.My wife and I were in our early 50s. Wehad jobs we liked and we lived comfortably.…