Latest Banks & Banking

Aspiration Spend & Save: Do Good While Maximizing Your Savings Interest Rate
Aspiration Spend & Save: Do Good While Maximizing Your Savings Interest Rate Banks & Banking October 17th, 2022
Even late in 2022, with interest rates constantly rising, the fact that Aspiration is offering up to 5% interest on…
Free cash withdrawals sign on a free ATM from the networks of Allpoint, MoneyPass, CO-OP Financial Services and Plus Alliance
How To Find a Free ATM Near You: Allpoint, MoneyPass, CO-OP Financial Services and More Banks & Banking August 31st, 2022
Want to find a free ATM near you? With ATM fees rising each year, it's more important than ever to…
Why Aren’t My Savings Account Interest Rates Going Up?
Why Aren’t My Savings Account Interest Rates Going Up? Banks & Banking June 28th, 2022
By now, you're probably aware that the Federal Reserve is raising interest rates aggressively in an attempt to combat the…
Clark.com will explain what a credit union is and how it works.
What Is a Credit Union? Banks & Banking June 22nd, 2022
Credit unions are member-owned organizations that offer traditional banking services. They're legally structured to put people before profits. As such,…
Learn how to open a bank account with no deposit.
How To Open a Bank Account With No Deposit Banks & Banking June 22nd, 2022
Have you been looking to open a bank account but have no money to get started? There are some ways…
Clark.com explains what a checking account is.
What Is a Checking Account? Banks & Banking June 21st, 2022
A checking account is a bank account that gives you easy, daily access to your money through deposits, withdrawals and…
Clark.com will explain what a savings account is and how it works.
What Is a Savings Account? Banks & Banking June 17th, 2022
A savings account gives you a safe, accessible place to put money that you don't need for daily expenses. It…
Credit unions vs. banks: Clark.com weighs the pros and cons and explains the differences.
Credit Union vs. Bank: What’s the Difference? Banks & Banking June 14th, 2022
Pitting credit unions versus banks in a side-by-side comparison can be a little like spotting identical twins at the mall.…
Open a new bank account by following these 6 steps.
How To Open a Bank Account in 6 Easy Steps Banks & Banking June 9th, 2022
It's faster and easier than ever to open a bank account. You can choose from an abundance of options. And…
interest rate impact
11 Ways Interest Rate Hikes Will Impact Your Wallet Banks & Banking May 26th, 2022
With the Federal Reserve eager to tamp down inflation, the period of historically low interest rates in the United States…
How to Switch Banks in 4 Simple Steps
How To Switch Banks in 4 Simple Steps Banks & Banking April 29th, 2022
Being with the wrong bank can make your financial life miserable. High fees and poor customer service are some of…
overdraft fee
Overdraft Protection: What Is It? Do You Really Need It? Banks & Banking March 4th, 2022
Overdraft protection might seem like a great idea at first glance. After all, who'd turn down free protection on their…
Capital One announced it will eliminate overdraft fees.
Capital One Eliminates Overdraft Fees Banks & Banking December 3rd, 2021
In a huge win for consumers, Capital One has decided to eliminate overdraft fees for all customers. According to CNBC,…
Ask Clark money column
Is It Safe To Have Banking and Investing Apps on My Phone? Banks & Banking October 4th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Is It Secure To…
Wells Fargo decided to allow current customers to maintain personal lines of credit one month after the bank announced that it was shuttering all personal lines of credit.
Wells Fargo To Maintain Some Lines of Credit After Criticism Banks & Banking August 23rd, 2021
Wells Fargo announced in July that it was shuttering all personal lines of credit. This week, CNBC reported that the…
Wells Fargo just stopped offering a personal line of credit to any of its customers.
Wells Fargo Is Closing All Personal Lines of Credit Banks & Banking July 11th, 2021
In a move that surely will make a negative impact on the credit score of some of its customers, Wells…
Ally Bank eliminated overdraft fees for all of its customers in June 2021.
Ally Bank Eliminates Overdraft Fees Banks & Banking June 14th, 2021
Ally Bank has stopped charging overdraft fees to any of its customers. Ally temporarily waived some overdraft fees starting in…
Icon of a figure excited after taking the steps to open a bank account with bad credit
How to Open a Bank Account With Bad Credit Banks & Banking August 25th, 2020
Unless you stuff all your cash under your mattress or convert it into precious metals, it's likely that you'll need…
Certificate of Deposit CD
Why CDs Might Be a Great Place for Your Money Right Now Banks & Banking June 11th, 2020
Collectively, Americans are saving more money than they have in many years. Unfortunately, at the same time, interest rates on…
New Report: The Best Banks for Customer Satisfaction
New Report: The Best Online Banks for Customer Satisfaction Banks & Banking April 22nd, 2020
If you're looking for a new bank, one really good indicator of whether you'll be happy or not is how…
Where to (Temporarily) Put Your Savings Right Now
Where to (Temporarily) Put Your Savings Right Now Money & Credit February 27th, 2020
If you're following the news headlines lately, this may be one of those times when you're a bit antsy about…
bank sign
ACSI: Banks are now equal to credit unions in customer service Money & Credit February 6th, 2020
The unthinkable has happened: Banks are now offering the same level of customer service that was once the hallmark of…
Citibank
New Report: These Big Banks Have the Happiest Customers Banks & Banking November 19th, 2019
Money expert Clark Howard is not a big fan of what he calls the "giant monster mega-banks" but for many…
bank sign
5 Reasons Why Clark Howard Hates Big Banks Banks & Banking October 16th, 2019
If you've ever heard Clark Howard speak on his radio show or podcast, you probably know that he hates big…
Facebook Libra
What does Clark Howard think about Facebook’s new Libra cryptocurrency? Banks & Banking June 20th, 2019
If you go back just six months ago, we were having to ration calls to our show from people wanting…
Discover drops bank fees on deposits
Huge news: Discover ditches bank fees on deposits Banks & Banking June 17th, 2019
Discover Bank says it is ending fees on deposits, a move straight out of the playbook of online banks. The…
Saving money
Where to put your cash now Banks & Banking May 20th, 2019
If you've successfully managed to set up your household budget such that you have some extra money saved up for…
Ask Clark: Should you bank with your cell phone carrier?
Ask Clark: Should you bank with your cell phone carrier? Banks & Banking May 7th, 2019
You could argue that banking has changed more in the past few years than it has in the last quarter-century.…
Write a check to pay the credit card bill
These banks & credit unions offer free checking Banks & Banking February 5th, 2019
When is free checking not really free? These days, many banking institutions offer checking accounts that they claim are free,…
Clark Howard: Why you need to give online banks another look
Clark Howard: Why you need to give online banks another look Money & Credit January 3rd, 2019
Thinking about switching your bank? You're probably familiar with credit unions as a superior alternative to traditional big banks, but…