Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

Essentials

Best

Reviews

Latest Credit Cards

Credit Cards can save money on travel.
6 Ways Your Credit Card Could Save You Money for Summer Travel Credit Cards April 4th, 2022
Are you planning a big summer trip? You may be able to save some cash by using your credit card…
Virtual credit cards can be an easy way to increase personal online shopping security.
Virtual Credit Cards: An Online Security Measure Worth Taking? Credit Cards March 24th, 2022
If you regularly use your credit card for online purchases, you could be vulnerable to a data breach. Virtual credit…
PayPal Key is a new way to get a virtual credit card.
PayPal Key: 6 Things To Know About the Virtual Card Creator Credit Cards March 24th, 2022
NOTE: PayPal announced in March 2022 that it soon will no longer offer the PayPal Key service. Here's PayPal's statement:…
These New Apps Can Help Maximize Credit Card Rewards
These New Apps Can Help Maximize Credit Card Rewards Credit Cards March 18th, 2022
Are you using the right rewards credit cards to maximize your potential rewards return? And if you are, did it…
How Many Credit Cards Is Too Many?
How Many Credit Cards Is Too Many? Credit Cards March 1st, 2022
Are you eyeing a new credit card in 2022 but are concerned you might already have too much plastic in…
kid on computer paying credit card
A Simple Way To Help Your Kid Build Credit Credit Cards February 28th, 2022
Building credit at a young age can help you get your financial life started on the right path. Money expert…
steps to take before applying for a credit card
5 Steps To Take Before Applying for a New Credit Card in 2022 Credit Cards February 22nd, 2022
Are you in the market for a new credit card in 2022? Before you fill out an application, there are…
Why Are My Credit Scores Different?
Why Are My Credit Scores Different? Credit February 21st, 2022
Your credit score can be different at each of the major credit burueas: Equifax, Experian and TransUnion. Though it defies…
Secured credit cards are an option to build or restore credit history.
What Is a Secured Credit Card and How Does It Work? Credit Cards February 5th, 2022
If you are looking for a first credit card or have a less-than-ideal credit history and are having trouble getting…
The Lowe's Advantage Card is an in-store credit card for purchases at the home improvement store.
Lowe’s Advantage Card Review: Is It Worth It? Credit Cards February 5th, 2022
Have you ever been shopping at Lowe's and noticed a sign promoting the Lowe's Advantage Card? The in-house store credit…
joint account vs. authorized user
Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Credit Cards February 5th, 2022
Have you ever wondered about the difference between an authorized user and a joint account holder for your credit card?…
Credit card freeze
Lost Your Credit Card? How To Place a Temporary Freeze on Your Account Credit Cards February 2nd, 2022
Quick! Check your pockets. Do you have all of your personal belongings? At some point in our lives, most of…
Discover it Cash Back Categories 2022
Discover Unveils 2022 Cash Back Bonus Categories Credit Cards November 3rd, 2021
If you have the popular Discover it Cash Back credit card, this is the day you may have been waiting…
How I Earned More Than $4,000 in Credit Card Rewards in a Year
How I Earned More Than $4,000 in Credit Card Rewards in a Year Credit Cards September 16th, 2021
I know some financial gurus look down on credit card use, and I understand the rationale. Large amounts of unpaid…
Bilt Rewards Credit Card
Bilt Rewards Credit Card: How Renters Can Earn Rewards Credit Cards September 15th, 2021
For many people, rent is the single most costly monthly expense. And most have no chance at earning any rewards…
Ask Clark money column
I Can Get a Higher Interest Rate on Checking by Using my Debit Card More. Does This Violate Clark’s Debit Card Rule? Credit Cards August 9th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Using My Debit Card…
Capital One® Spark® Cash for Business Credit Card Review
Capital One® Spark® Cash for Business Credit Card Review Credit Cards July 22nd, 2021
Review Summary: One of the highest rates of cash back around and a generous welcome bonus make the Capital One…
Credit card close up
What Happens When Credit Cards Expire? Credit Cards July 8th, 2021
Credit cards may be small pieces of plastic with tiny little letters and numbers on them, but those little numbers…
Ask Clark money column
Does Selecting ‘Credit’ When Using a Debit Card Increase Purchase Protection? Credit Cards June 30th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. I Select 'Credit' When…
Amex is now offering free Uber perks for select cardmembers.
Just Announced: Free Uber Eats Perks for Select Amex Cardholders Credit Cards June 22nd, 2021
If you have one of a handful of American Express cards, you may have new, free Uber Eats perks to…
Ask Clark money column
Is There a Credit Card That Will Give Me Rewards To Pay Off a Big Balance? Credit Cards June 21st, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. To Pay Off My…
Venmo Credit Card offers new promotional deal.
Is the Venmo Credit Card’s New ‘Double’ Cash Back Offer Worth Signing Up? Credit Cards June 18th, 2021
If you've thought about signing up for the Venmo Credit Card, now may be the time to seriously consider it.…
Fidelity Rewards Visa is making major changes to benefits.
Fidelity Is Removing Two Popular Benefits From Its Visa Rewards Card Credit Cards March 1st, 2021
If you read Team Clark's credit card coverage often, you know that the Fidelity Rewards Visa Card is one of…
American Express is offering a new cell phone protection benefit.
Amex Adds Cell Phone Protection Benefit for 12 Credit Cards Credit Cards March 1st, 2021
Did you know that you could recoup your costs if your cell phone is stolen or damaged just by using…
Ask Clark money column
I Have One Major Credit Card Right Now. Should I Get Another One? Credit Cards February 24th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. What Are the Benefits…
Spirit Airlines just launched a new Bank of America credit card called Free Spirit.
6 Things To Know About the New Spirit Airlines Credit Card Credit Cards February 12th, 2021
Do you frequently travel on Spirit Airlines? If so, there's a new credit card that may be worth adding to…
Amex is giving select customers three months of Peacock Premium for Free.
Select Amex Cardholders Can Claim Free Peacock Premium Offer from NBC Credit Cards January 15th, 2021
NBC boldly entered the competitive on-demand streaming market with Peacock in 2020. And now American Express is offering many of…
Discover it Secured credit card
Discover it Secured Review: Earn 2% Cash Back While Building Credit Credit Cards January 14th, 2021
If you have a poor credit history or are looking for your first credit card, the Discover it® Secured card…
Ask money expert Clark Howard your money questions
Ask Clark: The Rewards Changed Before I Got My New Credit Card. Should I Send It Back? Credit Cards December 9th, 2020
Welcome to Ask Clark, a column designed to answer your financial questions by money expert Clark Howard. They Changed the…
Southwest Ends Senior Fares Discount
Here’s How to Earn the Southwest Airlines Companion Pass Through 2021 Credit Cards December 2nd, 2020
The Southwest Airlines Companion Pass is about the most valuable thing ever for those who want to travel for free…