Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

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Latest Credit Cards

The Lowe's Advantage Card is an in-store credit card for purchases at the home improvement store.
Lowe’s Advantage Card Review: Is It Worth It? Credit Cards February 5th, 2022
Have you ever been shopping at Lowe's and noticed a sign promoting the Lowe's Advantage Card? The in-house store credit…
joint account vs. authorized user
Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Credit Cards February 5th, 2022
Have you ever wondered about the difference between an authorized user and a joint account holder for your credit card?…
Credit card freeze
Lost Your Credit Card? How To Place a Temporary Freeze on Your Account Credit Cards February 2nd, 2022
Quick! Check your pockets. Do you have all of your personal belongings? At some point in our lives, most of…
Discover it Cash Back Categories 2022
Discover Unveils 2022 Cash Back Bonus Categories Credit Cards November 3rd, 2021
If you have the popular Discover it Cash Back credit card, this is the day you may have been waiting…
How I Earned More Than $4,000 in Credit Card Rewards in a Year
How I Earned More Than $4,000 in Credit Card Rewards in a Year Credit Cards September 16th, 2021
I know some financial gurus look down on credit card use, and I understand the rationale. Large amounts of unpaid…
Bilt Rewards Credit Card
Bilt Rewards Credit Card: How Renters Can Earn Rewards Credit Cards September 15th, 2021
For many people, rent is the single most costly monthly expense. And most have no chance at earning any rewards…
Why You Might Be Paying Your Credit Card Bills All Wrong
Why You Might Be Paying Your Credit Card Bills All Wrong Credit Cards August 10th, 2021
If you're like me, every month you reluctantly hand over your hard-earned cash to pay your credit card bills. And…
Ask Clark money column
I Can Get a Higher Interest Rate on Checking by Using my Debit Card More. Does This Violate Clark’s Debit Card Rule? Credit Cards August 9th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Using My Debit Card…
Capital One® Spark® Cash for Business Credit Card Review
Capital One® Spark® Cash for Business Credit Card Review Credit Cards July 22nd, 2021
Review Summary: One of the highest rates of cash back around and a generous welcome bonus make the Capital One…
Credit card close up
What Happens When Credit Cards Expire? Credit Cards July 8th, 2021
Credit cards may be small pieces of plastic with tiny little letters and numbers on them, but those little numbers…
Ask Clark money column
Does Selecting ‘Credit’ When Using a Debit Card Increase Purchase Protection? Credit Cards June 30th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. I Select 'Credit' When…
Amex is now offering free Uber perks for select cardmembers.
Just Announced: Free Uber Eats Perks for Select Amex Cardholders Credit Cards June 22nd, 2021
If you have one of a handful of American Express cards, you may have new, free Uber Eats perks to…
Ask Clark money column
Is There a Credit Card That Will Give Me Rewards To Pay Off a Big Balance? Credit Cards June 21st, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. To Pay Off My…
Venmo Credit Card offers new promotional deal.
Is the Venmo Credit Card’s New ‘Double’ Cash Back Offer Worth Signing Up? Credit Cards June 18th, 2021
If you've thought about signing up for the Venmo Credit Card, now may be the time to seriously consider it.…
Late credit card payment
Do This Before You Miss a Credit Card Payment Credit Cards March 9th, 2021
Missing a credit card payment is not the end of the world, but it could be the beginning of several…
Fidelity Rewards Visa is making major changes to benefits.
Fidelity Is Removing Two Popular Benefits From Its Visa Rewards Card Credit Cards March 1st, 2021
If you read Team Clark's credit card coverage often, you know that the Fidelity Rewards Visa Card is one of…
American Express is offering a new cell phone protection benefit.
Amex Adds Cell Phone Protection Benefit for 12 Credit Cards Credit Cards March 1st, 2021
Did you know that you could recoup your costs if your cell phone is stolen or damaged just by using…
Ask Clark money column
I Have One Major Credit Card Right Now. Should I Get Another One? Credit Cards February 24th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. What Are the Benefits…
Spirit Airlines just launched a new Bank of America credit card called Free Spirit.
6 Things To Know About the New Spirit Airlines Credit Card Credit Cards February 12th, 2021
Do you frequently travel on Spirit Airlines? If so, there's a new credit card that may be worth adding to…
Amex is giving select customers three months of Peacock Premium for Free.
Select Amex Cardholders Can Claim Free Peacock Premium Offer from NBC Credit Cards January 15th, 2021
NBC boldly entered the competitive on-demand streaming market with Peacock in 2020. And now American Express is offering many of…
The Discover it Secured card offers rewards to secured credit card users.
Discover it Secured Review: Earn 2% Cash Back While Building Credit Credit Cards January 14th, 2021
If you have a poor credit history or are looking for your first credit card, the Discover it® Secured card…
Ask money expert Clark Howard your money questions
Ask Clark: The Rewards Changed Before I Got My New Credit Card. Should I Send It Back? Credit Cards December 9th, 2020
Welcome to Ask Clark, a column designed to answer your financial questions by money expert Clark Howard. They Changed the…
Southwest Ends Senior Fares Discount
Here’s How to Earn the Southwest Airlines Companion Pass Through 2021 Credit Cards December 2nd, 2020
The Southwest Airlines Companion Pass is about the most valuable thing ever for those who want to travel for free…
Discover announces cash back categories for 2021.
Discover Unveils 5% Cash Back Categories for 2021 Credit Cards November 2nd, 2020
The news Discover it® Cash Back cardholders wait for toward the end of each year has arrived. Discover just announced…
costco citi credit card
Costco Anywhere Visa by Citi: Should I Always Use It at Costco? Credit Cards September 22nd, 2020
Review Summary: The Costco Anywhere Visa Card by Citi is a great credit card for those who want to earn…
Amazon Rewards credit card
Is the Amazon Rewards Card Right for You? Credit Cards September 17th, 2020
Review Summary:If you do a large portion of your shopping at Amazon.com, the Amazon Rewards credit card may be a…
Why Clark Howard Shifted to a Digital Wallet and You Should Too
Why Clark Howard Shifted to a Digital Wallet and You Should Too Credit Cards September 2nd, 2020
Have you made the technological leap to a digital wallet yet? And if you have, are you getting the most…
PayPal and eBay have some exciting new welcome bonus offers for their credit cards.
PayPal and eBay Credit Cards Sweeten Welcome Bonus Offers for a Limited Time Credit Cards August 12th, 2020
If you have been considering adding a PayPal or eBay credit card to your wallet, now might be a good…
Chase is giving 5% cash back to new Freedom and Freedom Unlimited cardholders.
Chase Offers Big Grocery Perk for New Credit Card Customers Credit Cards July 27th, 2020
If you are considering adding a cash back credit card to your wallet, the Chase Freedom and Chase Freedom Unlimited…
Chase Freedom vs. Freedom Unlimited: Which Is the Better Credit Card?
Chase Freedom vs. Freedom Unlimited: Which Is the Better Credit Card? Credit Cards July 24th, 2020
Editor's Note: Team Clark reached out to Chase and confirmed that the Freedom Flex card is essentially a replacement for…