Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

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Latest Credit Cards

PayPal and eBay have some exciting new welcome bonus offers for their credit cards.
PayPal and eBay Credit Cards Sweeten Welcome Bonus Offers for a Limited Time Credit Cards August 12th, 2020
If you have been considering adding a PayPal or eBay credit card to your wallet, now might be a good…
Chase is giving 5% cash back to new Freedom and Freedom Unlimited cardholders.
Chase Offers Big Grocery Perk for New Credit Card Customers Credit Cards July 27th, 2020
If you are considering adding a cash back credit card to your wallet, the Chase Freedom and Chase Freedom Unlimited…
Chase Freedom vs. Freedom Unlimited: Which Is the Better Credit Card?
Chase Freedom vs. Freedom Unlimited: Which Is the Better Credit Card? Credit Cards July 24th, 2020
Editor's Note: Team Clark reached out to Chase and confirmed that the Freedom Flex card is essentially a replacement for…
Credit card perks are available through several of the major card issuers in 2020.
3 Limited-Time Credit Card Perks Available Right Now Credit Cards July 16th, 2020
Are you looking to save a few extra bucks this summer? There's a chance that you're sitting on a limited-time…
American Express has a special offer to encourage spending at small businesses.
American Express Offers $50 Back for Small Business Purchases Credit Cards June 29th, 2020
Many American small businesses are struggling right now because of the economic impact of the coronavirus pandemic. It's heartrending. But…
Amazon Prime credit card members can get a big discount on Nintendo gift cards.
Select Amazon Prime Members Can Score Big Nintendo Discounts Credit Cards June 17th, 2020
Nintendo games aren't cheap. If you or someone you know is an avid video gamer, you know what I'm talking…
Credit Card Statement
What to Do if You Have a Negative Balance on Your Credit Card Credit Cards May 15th, 2020
If you’ve gotten a refund for a purchase you made on your credit card or for some reason paid the…
The search for a credit card in 2020 may be different from how you applied in the past.
4 Steps to Take Before Applying for a New Credit Card in 2020 Credit Cards May 11th, 2020
If you're in the market for a new credit card in 2020, you may find that the financial impact of…
American Express has introduced some limited-time benefits for existing cardholders.
American Express Adds Limited-Time Perks for Select Cardholders Credit Cards May 4th, 2020
If you are an American Express cardholder, you may have some new perks to enjoy over the coming months. The…
Credit card companies are lowering limits due to the coronavirus pandemic.
Here’s Who Should Apply for a Credit Card Right Now Credit Cards April 27th, 2020
You may be in the category of credit card users who need to apply for a new card and didn't…
Credit card issuers like American Express and Chase are making adjustments due to the coronavirus
These Credit Card Issuers Are Extending Welcome Bonuses Right Now Credit Cards April 21st, 2020
If you signed up for a new credit card in recent months, there may be some good news regarding your…
How to use a credit card in an emergency
How to Use a Credit Card During an Emergency Credit Cards April 15th, 2020
There’s a certain set of rules that responsible credit card users follow. These include habits like paying off your amount…
Some people may see an advantage to downgrading a credit card.
Should You Downgrade Your Credit Cards During the Coronavirus Pandemic? Credit Cards April 9th, 2020
If you are paying annual fees on credit cards you're not using much during the coronavirus pandemic, you may want…
Lower credit card interest rates
How I Got 3 Major Credit Card Issuers to Lower My Interest Rates Credit Cards March 18th, 2020
If you're concerned about the possibility of carrying a credit card balance during the coronavirus pandemic, you may be able…
How to Lower Your Credit Card Interest Rate
How to Lower Your Credit Card Interest Rate Credit Cards March 5th, 2020
Credit cards can be great tools to have in your wallet. They allow you to make a purchase now and…
Credit card list
This Simple List Could Save You if Your Credit Cards Are Ever Stolen Credit Cards February 21st, 2020
Nobody ever wants to think about having their wallet lost or stolen, but it happens more often than you may…
Are you taking advantage of all your credit card rewards?
New Study: 55% of Rewards Cardholders Are Leaving Money on the Table Credit Cards January 28th, 2020
So you've signed up for the latest and greatest credit card rewards program? That's great. But are you actually getting…
How to Save $1,000 With This Credit Card Rewards Trick
How to Save $1,000 With This Credit Card Rewards Trick Credit Cards November 25th, 2019
How would you like an extra $1,000 or more in your bank account? You can easily stash away that much…
Discover Card
Discover Just Announced Its 5% Cashback Bonus Categories Calendar for 2020 Credit Cards November 8th, 2019
If you have a Discover card in your wallet, you'll want to know about the cashback bonus categories for 2020!…
Barclays Uber Credit Card
Uber Credit Card Makes Big Changes to Rewards and Benefits Credit Cards October 29th, 2019
When the Uber-branded credit card was launched two years ago, I applied right away to start earning 4% cash back…
American Express credit card in wallet
4 Big Changes Coming to Your American Express Card in 2020 Credit Cards October 28th, 2019
American Express is making some big changes across all of its credit cards just in time for the new year.…
Credit card stack
This credit card issuer ranks #1 for customer satisfaction Credit Cards August 30th, 2019
One of money expert Clark Howard's credit card rules is to have two cards from two different issuers. The reason?…
Apple Card credit card: Everything you need to know
5 things to know about the new Apple Card Credit Cards August 19th, 2019
Of all the things you need in your wallet, you may feel that another credit card is not one of…
Chase logo
Big change coming to Chase credit cards: Should you opt out? Credit Cards August 2nd, 2019
EDITOR'S NOTE: The deadline for mailing your opt-out letter to JPMorgan Chase was August 7. If you want to opt…
Review: U.S. Bank Cash+ Visa Signature Card
Review: U.S. Bank Cash+ Visa Signature Card Credit Cards August 1st, 2019
Review Summary: This card lets you choose the bonus categories where you earn 5% cash back, plus it has a $150…
Best Credit Cards for Saving or Investing Your Rewards
Best Credit Cards for Saving or Investing Your Rewards Credit Cards July 15th, 2019
When people think about credit cards, it often reminds them of debt. That may be because about half of credit…
Costco Wholesale
Citi is eliminating these benefits for Costco cardholders Credit Cards July 12th, 2019
If you have a Costco credit card or have been thinking about getting one, Citi is making some big changes…
Credit card startup Petal aims to help first-time borrowers build their credit
Credit card startup Petal aims to help first-time borrowers build credit — is it for you? Credit Cards July 8th, 2019
Young adults and the credit industry aren't exactly peas in a pod, normally. Unestablished credit scans make it difficult for…
Fidelity Rewards Review: Earn 2% Cash Back With No Annual Fee
Fidelity Rewards Review: Earn 2% Cash Back With No Annual Fee Credit Cards July 3rd, 2019
Review Summary: The Fidelity® Rewards Visa Signature® Credit Card offers a simple but valuable cash back offer. This card is…
British Airways Visa
How the British Airways Visa Can Get You Free Domestic Travel Credit Cards June 27th, 2019
When thinking of British Airways, most people probably conjure up images of London or memories of a stop at Heathrow…