Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

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Latest Credit Cards

American Express consolidate credit card
Should I Consolidate My 2 Credit Cards or Keep Them Both? Credit Cards May 20th, 2022
If you have multiple credit cards from the same issuer and aren't using both regularly, you may be considering trying…
Chime Credit Builder Card
Secured Chime Credit Builder Visa® Credit Card Review: What You Need To Know Credit Cards May 20th, 2022
Are you looking for a way to build or rebuild your credit in 2022? The is an opportunity to avoid…
Amex Travel perk
Clark Says New Amex Travel Perk Is “Wave of the Future” Credit Cards May 19th, 2022
If you're planning to travel via airplane soon, you may want to consider using your Amex card to add an…
Capital One travel rewards
Capital One Unveils New Travel Rewards for Popular Credit Cards Credit Cards May 17th, 2022
If you have a Capital One credit card in your wallet, there's a good chance that you may have some…
Can You Use a Credit Card on Venmo?
Can You Use a Credit Card on Venmo? Credit Cards May 10th, 2022
Do you need to make a payment on Venmo but are uncomfortable tying the app to your bank account? You…
Which Credit Card Should I Get?
Which Credit Card Should I Get? Credit Cards May 4th, 2022
Are you in the market for a new credit card? The television commercials and online advertising from all of the…
Should You Redeem Credit Card Points for Travel Rewards or Cash Back?
Should You Redeem Credit Card Points for Travel Rewards or Cash Back? Credit Cards April 27th, 2022
People have been pondering the best way to use credit card points for about as long as rewards programs have…
PayPal Credit Card 3% cash back
PayPal Promises Unlimited 3% Cash Back With New Credit Card Program Credit Cards April 20th, 2022
PayPal is upping the ante in the cash back credit card game. The online payment giant, which has one of…
Sam's Club credit card gas discount
Select Sam’s Club Customers Can Save BIG on Gas Purchases in April Credit Cards April 12th, 2022
During a time when we're all paying premiums at the pump, Sam's Club is offering some of its customers a…
Credit Cards can save money on travel.
6 Ways Your Credit Card Could Save You Money for Summer Travel Credit Cards April 4th, 2022
Are you planning a big summer trip? You may be able to save some cash by using your credit card…
Virtual credit cards can be an easy way to increase personal online shopping security.
Virtual Credit Cards: An Online Security Measure Worth Taking? Credit Cards March 24th, 2022
If you regularly use your credit card for online purchases, you could be vulnerable to a data breach. Virtual credit…
PayPal Key is a new way to get a virtual credit card.
PayPal Key: 6 Things To Know About the Virtual Card Creator Credit Cards March 24th, 2022
NOTE: PayPal announced in March 2022 that it soon will no longer offer the PayPal Key service. Here's PayPal's statement:…
These New Apps Can Help Maximize Credit Card Rewards
These New Apps Can Help Maximize Credit Card Rewards Credit Cards March 18th, 2022
Are you using the right rewards credit cards to maximize your potential rewards return? And if you are, did it…
Holding cash and credit card in hands
7 Ways To Maximize Credit Card Rewards in 2022 Credit Cards March 11th, 2022
Are you getting the most out of your credit card rewards program? Admittedly, it takes some effort and concentration to…
How Many Credit Cards Is Too Many?
How Many Credit Cards Is Too Many? Credit Cards March 1st, 2022
Are you eyeing a new credit card in 2022 but are concerned you might already have too much plastic in…
kid on computer paying credit card
A Simple Way To Help Your Kid Build Credit Credit Cards February 28th, 2022
Building credit at a young age can help you get your financial life started on the right path. Money expert…
steps to take before applying for a credit card
5 Steps To Take Before Applying for a New Credit Card in 2022 Credit Cards February 22nd, 2022
Are you in the market for a new credit card in 2022? Before you fill out an application, there are…
Why Are My Credit Scores Different?
Why Are My Credit Scores Different? Credit February 21st, 2022
Your credit score can be different at each of the major credit burueas: Equifax, Experian and TransUnion. Though it defies…
Secured credit cards are an option to build or restore credit history.
What Is a Secured Credit Card and How Does It Work? Credit Cards February 5th, 2022
If you are looking for a first credit card or have a less-than-ideal credit history and are having trouble getting…
The Lowe's Advantage Card is an in-store credit card for purchases at the home improvement store.
Lowe’s Advantage Card Review: Is It Worth It? Credit Cards February 5th, 2022
Have you ever been shopping at Lowe's and noticed a sign promoting the Lowe's Advantage Card? The in-house store credit…
joint account vs. authorized user
Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Credit Cards February 5th, 2022
Have you ever wondered about the difference between an authorized user and a joint account holder for your credit card?…
Credit card freeze
Lost Your Credit Card? How To Place a Temporary Freeze on Your Account Credit Cards February 2nd, 2022
Quick! Check your pockets. Do you have all of your personal belongings? At some point in our lives, most of…
How To Destroy a Metal Credit Card
How To Destroy a Metal Credit Card Credit Cards January 13th, 2022
Did you sign up for a fancy metal credit card and now find yourself needing to get rid of it?…
Discover it Cash Back Categories 2022
Discover Unveils 2022 Cash Back Bonus Categories Credit Cards November 3rd, 2021
If you have the popular Discover it Cash Back credit card, this is the day you may have been waiting…
How I Earned More Than $4,000 in Credit Card Rewards in a Year
How I Earned More Than $4,000 in Credit Card Rewards in a Year Credit Cards September 16th, 2021
I know some financial gurus look down on credit card use, and I understand the rationale. Large amounts of unpaid…
Bilt Rewards Credit Card
Bilt Rewards Credit Card: How Renters Can Earn Rewards Credit Cards September 15th, 2021
For many people, rent is the single most costly monthly expense. And most have no chance at earning any rewards…
Chase announces changes to Sapphire Preferred and Sapphire Reserve credit cards.
Chase Announces Rewards Changes for 2 Popular Credit Cards Credit Cards August 13th, 2021
If you have either of the Chase Sapphire credit cards in your wallet, be prepared for some changes to your…
Why You Might Be Paying Your Credit Card Bills All Wrong
Why You Might Be Paying Your Credit Card Bills All Wrong Credit Cards August 10th, 2021
If you're like me, every month you reluctantly hand over your hard-earned cash to pay your credit card bills. And…
Ask Clark money column
I Can Get a Higher Interest Rate on Checking by Using my Debit Card More. Does This Violate Clark’s Debit Card Rule? Credit Cards August 9th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Using My Debit Card…
Capital One® Spark® Cash for Business Credit Card Review
Capital One® Spark® Cash for Business Credit Card Review Credit Cards July 22nd, 2021
Review Summary: One of the highest rates of cash back around and a generous welcome bonus make the Capital One…