Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

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American Express credit card logo on building
Why American Express Cards Impact Your Credit Score Differently Than Others Credit Cards June 20th, 2023
Do you have an American Express credit card in your wallet? It may surprise you to learn that it can…
Woman shopping online and paying with a credit card from the wallet.
Best Credit Card for Emergency Expenses Credit Cards June 15th, 2023
It's a scenario we all dread: Life brings an unexpected expense that you just can't afford to pay for with…
Some people may see an advantage to downgrading a credit card.
Should You Downgrade Your Credit Card? Credit Cards June 12th, 2023
All information about the Capital One Savor Cash Rewards Credit Card has been collected independently by Clark Howard Inc. If…
Aven HELOC credit card home equity
Aven HELOC Card: 5 Things To Know About the Home Equity Credit Card Credit Cards June 12th, 2023
The Aven HELOC Card wants to change the way you think about both home equity lines of credit and rewards…
Ask Clark money column
Can I Use a Promotional 0% APY Credit Card Offer as a Backdoor to Free Money? Credit Cards June 5th, 2023
Can I take advantage of a 0% APY offer from my credit card company to grab some free money? That’s…
How and When To Cancel a Credit Card
How and When To Cancel a Credit Card Credit Cards May 24th, 2023
Do you have a credit card you're thinking about canceling? Maybe it's one that has an annual fee or a…
Ask Clark money column
How Do I Remove Myself as an Authorized User on a Credit Card? Credit Cards May 22nd, 2023
Someone added you to a credit card as an authorized user. Perhaps a parent, a spouse or an ex. But…
balance transfer credit card
How To Do a Balance Transfer the Right Way Credit Cards April 25th, 2023
Are you stuck with high interest rates on your credit cards? Carrying credit card debt adds stress to your life…
Ask Clark money column
I Mailed My Credit Card Payment and They Processed It Late. Will This Hurt My Credit for Years? Credit Cards April 6th, 2023
If you still mail payments for monthly bills, the processing times on the other side can impact when your payment…
credit limit increase
How To Increase the Credit Limit on Your Credit Card Credit Cards March 20th, 2023
Have you received an offer from your credit card company to increase your credit limit? Or maybe you’re looking for…
Credit Card Rule
This Clark Howard Credit Card Rule Could Prevent a Nightmare Scenario Credit Cards March 13th, 2023
Team Clark's Anthony couldn't believe the notice he received when logging in to check his credit card statement: Synchrony Bank…
Ask Clark money column
Should You Make Your Child an Authorized User on Your Credit Card? Credit Cards March 13th, 2023
The financial transition from childhood to adulthood can be rough. In addition to gaining responsibilities that you've never held and…
credit cards
Should You Get Pre-Approved Before Applying for a Credit Card? Credit Cards March 2nd, 2023
Have you recently been notified that you're pre-approved for a new credit card? Whether it's a solicitation in the mail,…
Visa debit card
Do Debit Cards Still Stink in 2023? Credit Cards February 25th, 2023
If you're a regular Clark Howard listener, you know the money expert has long loathed debit cards. Thanks to superior…
credit cards taxes
Are Credit Card Rewards Considered Taxable Income? Credit Cards February 20th, 2023
If you're following money expert Clark Howard's advice on avoiding debit cards, you're likely earning credit card rewards with all…
Amex on computer YouTube TV streaming
Select Amex Cardholders Could Qualify for Big YouTube TV Savings Credit Cards February 9th, 2023
Did you know that American Express credit cardholders can gain valuable discounts through the Amex Offers platform? And if you…
Southwest airplane companion pass
Southwest Offers Companion Pass through Credit Card for Limited Time Credit Cards February 8th, 2023
If you're a frequent Southwest Airlines customer in search of a travel credit card, now might be the time to…
Ask Clark money column
Will Collecting Numerous Credit Cards Hurt My Credit Score in the Long Run? Credit Cards February 2nd, 2023
How many credit cards should I have? It's a common question. For as long as credit scores have existed, the…
Delta airplane credit card perks
Select Delta Customers Will Receive a Valuable New Credit Card Perk Credit Cards February 2nd, 2023
If you are a Delta SkyMiles® American Express cardholder, you may want to check this new credit card perk out.…
How To Dispute a Charge on Your Credit Card
How To Dispute a Charge on Your Credit Card Credit Cards February 1st, 2023
Do you have a transaction on your credit card bill that you don't believe you should be obligated to pay?…
BJ's Wholesale Club and Capital One have credit card partnership.
Capital One Unveils 3 New Credit Card Options for BJ’s Wholesale Club Credit Cards January 10th, 2023
If you are a BJ's Wholesale Club customer, you are going to have some new rewards credit card options in…
credit card limit
Clark Says This Move Can Help Preserve Your Credit Card Limit Credit Cards December 20th, 2022
Has your credit card issuer tried to lower your credit card limit recently? As economic conditions fluctuate, credit card companies…
U.S. Bank Visa® Platinum Card
U.S. Bank Visa® Platinum Card Review: 18 Months of 0% APR Purchases and Transfers Credit Cards December 17th, 2022
If you're looking for a credit card with an introductory rate of 0% APR, the U.S. Bank Visa® Platinum Card…
The Altitude Go is U.S. Bank's newest rewards credit card.
U.S. Bank Altitude® Go Visa Signature® Card: 6 Things To Know Credit Cards December 17th, 2022
The new U.S. Bank Altitude® Go Visa Signature® Card targets the recent shift in consumer behavior by rewarding things like…
U.S. Bank Cash+® Visa Signature® Card Review: Pick 5% Cash Back Categories
U.S. Bank Cash+® Visa Signature® Card Review: Pick 5% Cash Back Categories Credit Cards December 17th, 2022
Do you have one of those rotating 5% cash back credit cards? U.S. Bank has a credit card that matches…
Amex American Express logo
Amex Unveils New Perks With Refresh of Popular Credit Card Credit Cards December 15th, 2022
Amex has a fresh look and new approach for one of its popular credit cards. The Blue Cash Everyday® Card…
Uber app in car Capital One perk
Popular Capital One Credit Cards Get New Uber Perks Credit Cards November 23rd, 2022
If you have a Capital One credit card in your wallet, you may have some new Uber perks to enjoy.…
Lyft sign Chase perk
Chase and Lyft Join Forces for Valuable New Credit Card Perk Credit Cards November 17th, 2022
If you're planning to use a ride-booking service to and from the airport this holiday season, you may want to…
Ask Clark money column
Why Are Credit Card Interest Rates So High? Credit Cards November 16th, 2022
Americans are doing a historically poor job of saving money and are racking up credit card bills -- just as…
Citi Double Cash
Bonus Offer for Clark’s Favorite Cash Back Credit Card Is Ending Soon Credit Cards November 11th, 2022
If you've been considering adding the Citi Double Cash Card to your wallet, you may want to make that move…