Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

Essentials

Best

Reviews

Latest Credit Cards

Clark Howard has several credit card rules you should follow
Clark Calls Out Favorite Credit Card for ‘Classless’ New Policy Credit Cards November 7th, 2023
Money expert Clark Howard has suggested the Citi Double Cash® Card to listeners for years thanks to a simple, easy-to-understand…
store credit card wallet card reader
Should You Get a Store Credit Card? Credit Cards November 1st, 2023
Have you ever been tempted to sign up for a store credit card at your favorite retailer? The cashier may…
Delta airplane
Delta Update: Airline Announces Key Changes to SkyMiles Overhaul Credit Cards October 19th, 2023
Delta heard you loud and clear. The popular airline angered many customers after it announced significant changes to its SkyMiles…
credit card balance
The #1 Bill You Should Get by Mail Credit Cards October 16th, 2023
Technology has made it convenient to access important paperwork like bills online, but as you’re about to see, some documents…
Wells Fargo Autograph? Card
Wells Fargo Autograph Card: 5 Things To Know Credit Cards October 12th, 2023
If you're looking for a rewards credit card that does a little bit of everything but doesn't charge an annual…
Wells Fargo Autograph popular credit card welcome bonus cash
Popular Rewards Credit Card Offers Limited-Time Bonus Credit Cards October 11th, 2023
Are you looking to add a new rewards credit card to your wallet? The Wells Fargo AutographSM Card is running…
Costco Discover card
Costco Will No Longer Accept These Popular Credit Cards Credit Cards September 28th, 2023
Which credit card do you use to shop at Costco? It may be time to update your choice for online…
Chime Rewards credit card logo on phone app
5 Things To Know About the Chime Cash Rewards Visa® Credit Card Credit Cards September 28th, 2023
Are you looking to build credit or boost your credit score? Do you want to earn credit card rewards in…
Fidelity Rewards credit card
Big Change Announced for Fidelity® Rewards Visa Signature® Credit Card Credit Cards September 26th, 2023
In an era that has many consumers worried about losing credit card benefits, Fidelity is rolling out a new one…
Delta credit card airplane
Why You Might Want To Dump Your Delta Credit Card Now Credit Cards September 15th, 2023
Do you have a high-annual-fee travel credit card that is co-branded for Delta Airlines in your wallet? It might be…
Ask Clark Howard and Team Clark
How Much Charge Volume Do You Need To Make a Travel Rewards Credit Card Worth It? Credit Cards September 15th, 2023
The idea of a travel rewards credit card sounds fantastic. Book travel through your credit card and get rewards that…
Ask Clark Howard and Team Clark
Why Clark Howard Added This Credit Card to His Wallet in 2022 Credit Cards September 12th, 2023
Money expert Clark Howard added a credit card to his wallet for 2022. Thanks to a welcome offer that he…
credit card offer
Getting a Ton of New Credit Card Offers? Here’s What You Need To Do Credit Cards September 12th, 2023
With credit card interest rates on the rise, consumers would do well to be extra cautious about accepting any and…
New legislation may spell doom for credit card rewards in the United States.
Are Credit Card Rewards Going Away? Credit Cards September 12th, 2023
Have you set up the perfect plan for maximizing credit card rewards on every purchase you make? Brace yourself for…
Apple Pay digital wallet
The Safer Way To Use Your Debit Card Credit Cards September 11th, 2023
If you’re someone who tries to save money whenever possible, you’ll find that increasingly it’s the way you pay sometimes…
Ask Clark money column
What Do You Recommend for a College Grad Who Wants a Credit Card To Establish Credit? Credit Cards September 6th, 2023
Establishing credit early is a good habit. It can help you secure a mortgage or auto loan, get you the…
Discover vs. American Express vs. Chase: Which Credit Card Company Is Best?
Discover vs. American Express vs. Chase: Which Credit Card Company Is Best? Credit Cards August 31st, 2023
Are you planning to apply for a new credit card soon? Most people likely are picking their new plastic based…
Chase Slate Edge credit card
4 Things To Know About the Slate Edge® Credit Card Credit Cards August 22nd, 2023
All information about Slate Edge® Credit Card has been collected independently by Clark Howard, Inc. If you are a Chase…
Ask Clark Howard and Team Clark
Should You Ever Decline a Credit Limit Increase? Credit August 20th, 2023
Congratulations. We just approved you for a credit limit increase of $1,000. Your new limit is $10,000. If you've held…
woman with credit card and computer
New Report Reveals American’s Favorite Credit Card Issuer in 2023 Credit Cards August 18th, 2023
Which credit card issuer is best? The answer you receive to this question likely depends on the personal experiences of…
Ask Clark Howard and Team Clark
Should I End My Authorized User Status With My Parents’ Credit Card Now That I’ve Established Credit? Credit Cards August 17th, 2023
It's great when a parent or family member adds you as an authorized credit card user to help you establish…
U.S. BANK SHOPPER CASH REWARDS® VISA SIGNATURE® CARD
5 Things To Know About the U.S. Bank Shopper Cash Rewards® Visa Card Credit Cards August 11th, 2023
Are you looking for the best way to earn shopping rewards by using your credit card at your favorite retailer?…
Ask Clark money column
Is It Safe To Unfreeze My Credit To Apply for a Credit Card? Credit Cards August 10th, 2023
"Freeze your credit" is money expert Clark Howard's constant answer to preventing identity theft and financial fraud. It's not foolproof,…
Ask Clark money column
What Do I Do If Someone Uses My Credit Card Without Authorization? Credit Cards August 7th, 2023
Credit cards offer consumer protection on a level that debit cards do not. That's the main reason money expert Clark…
PayPal vs Citi Double Cash
Citi Double Cash® Card vs. PayPal Cashback Mastercard®: Top Cash Back Credit Cards Credit Cards August 2nd, 2023
If you are looking for an everyday cash back credit card, you probably have come across both the Citi Double…
Ask Clark money column
Why Do Credit Card Companies Give You 30 Days To Pay Them Back? Credit Cards July 31st, 2023
If you make credit card purchases on day 1 of your billing cycle, you have 30 days to pay off…
Fidelity and Schwab both have credit cards for investors.
Fidelity Rewards Visa vs. Schwab Investor Card® from American Express: Which Is Best? Credit Cards July 27th, 2023
All information about Schwab Investor Card® from American Express has been collected independently by Clark Howard Inc. If you are…
Amex EveryDay has a great balance transfer offer to help eliminate existing credit card debt.
Amex EveryDay® Credit Card Review: 15 Months of Intro 0% APR Credit Cards July 27th, 2023
All information about Amex EveryDay® Credit Card has been collected independently by Clark Howard Inc. If you're about to make…
American Express Send & Split Amex Logo
American Express Send & Split: Should You Use It for Venmo and PayPal? Credit Cards July 14th, 2023
Do you have friends who constantly want to send you money on popular payment apps like Venmo and PayPal? And…
Ask Clark money column
Businesses Are Making Me Pay the Credit Card Processing Fee. Should I Pay Another Way? Credit Cards June 26th, 2023
Have you ever been to a convenience store and seen a handwritten note attached to the credit card processor that…