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Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

Essentials

How Many Credit Cards Should I Have? How Many Credit Cards Should I Have?
Clark Howard has several credit card rules to help you build credit and avoid debt Clark Howard: My 7 Rules for Using Credit Cards
Should You Redeem Credit Card Points for Travel Rewards or Cash Back?
Clark Howard surrounded by a circle of blue credit cards with his hands out by his side These Are the Credit Cards in Clark Howard’s Wallet
Credit card balance transfer 6 Mistakes That Will Turn a Credit Card Balance Transfer Into a Nightmare

Best

Best Gas Rewards Credit Cards Best Credit Cards for Gas Rewards: Top Picks for 2023
Best two percent cash back credit cards Best 2% Cash Back Credit Cards: 8 Options in 2023
Credit Card Car Rental Insurance: What You Need To Know
Best credit cards for investing and saving rewards Best Credit Cards for Investing Rewards in 2023
Credit cards with no annual fee can be a great way to earn rewards. Best No Annual Fee Credit Cards for 2023
Welcome bonuses can be a great way to boost the value of a credit card. Best Credit Card Welcome Bonuses for 2023
Introductory 0% APR offers are a great way to save money on big purchases. Best 0% Intro APR Credit Cards: Top Picks for 2023
Travel credit cards can earn consumers rewards for their spending. Best Travel Credit Cards: Top Rewards Picks for 2023
A black credit card labeled "Best Rewards Credit Cards" with options for best cash back, travel and shopping rewards Best Rewards Credit Cards: Top Picks for 2023
The best shopping rewards credit cards Best Credit Cards for Shopping Rewards: Top Picks for 2023

Reviews

Chase Sapphire Reserve Chase Sapphire Reserve® Review: Is It Worth the Hefty Annual Fee?
Amazon Prime members can get 5% cash back on grocery purchases through Amazon or Whole Foods. Amazon Prime Rewards Visa Review: 5% Back for Prime Members
The Navy Federal cashRewards card offers cash back for cardholders. Navy Federal Visa cashRewards Card Review: Cash Back Credit Card
The Blue Cash Preferred card from American Express offers 6% cash back on groceries and streaming. Blue Cash Preferred® Card from American Express Review: Earn 6% at U.S. Supermarkets
Target REDcard Target RedCard Credit Card Review: Earn 5% Back on Purchases
Sam's Club Mastercard gives cash back rewards. Sam’s Club® Mastercard® Review 2022: Earn 5% Back on Gas Purchases
Fidelity Rewards Review: Earn 2% Cash Back With No Annual Fee
Citi Double Cash Citi® Double Cash Card – 18 month BT offer Review: Earn Up to 2% Cash Back on All Purchases
costco citi credit card Costco Anywhere Visa by Citi: Should I Always Use It at Costco?
Chase Sapphire Preferred Chase Sapphire Preferred® Card Review: What You Should Know About the Travel Card

Latest Credit Cards

Credit Cards

Why You Might Be Paying Your Credit Card Bills All Wrong
Why You Might Be Paying Your Credit Card Bills All Wrong Credit Cards August 10th, 2021 by: Craig Johnson
If you're like me, every month you reluctantly hand over your hard-earned cash to pay your credit card bills. And…
Ask Clark money column
I Can Get a Higher Interest Rate on Checking by Using my Debit Card More. Does This Violate Clark’s Debit Card Rule? Credit Cards August 9th, 2021 by: Craig Johnson
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Using My Debit Card…
Capital One® Spark® Cash for Business Credit Card Review
Capital One® Spark® Cash for Business Credit Card Review Credit Cards July 22nd, 2021 by: Jason Steele
Review Summary: One of the highest rates of cash back around and a generous welcome bonus make the Capital One…
Credit card close up
What Happens When Credit Cards Expire? Credit Cards July 8th, 2021 by: Eric Rosenberg
Credit cards may be small pieces of plastic with tiny little letters and numbers on them, but those little numbers…
Ask Clark money column
Does Selecting ‘Credit’ When Using a Debit Card Increase Purchase Protection? Credit Cards June 30th, 2021 by: Craig Johnson
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. I Select 'Credit' When…
Alliant Credit Union changes credit card offer
Big Changes Are Coming for Alliant’s 2.5% Cash Back Credit Card Credit Cards June 23rd, 2021 by: Nick Cole
If you have read Team Clark's numerous articles on credit cards, you know that we're fans of the Alliant Cashback…
Amex is now offering free Uber perks for select cardmembers.
Just Announced: Free Uber Eats Perks for Select Amex Cardholders Credit Cards June 22nd, 2021 by: Nick Cole
If you have one of a handful of American Express cards, you may have new, free Uber Eats perks to…
Ask Clark money column
Is There a Credit Card That Will Give Me Rewards To Pay Off a Big Balance? Credit Cards June 21st, 2021 by: Craig Johnson
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. To Pay Off My…
Venmo Credit Card offers new promotional deal.
Is the Venmo Credit Card’s New ‘Double’ Cash Back Offer Worth Signing Up? Credit Cards June 18th, 2021 by: Nick Cole
If you've thought about signing up for the Venmo Credit Card, now may be the time to seriously consider it.…
Capital One Savor offers 4% cash back on dining and entertainment purchases.
Capital One Savor Cash Rewards Credit Card Review: Earn 4% Cash Back on Dining and Entertainment Credit Cards May 18th, 2021 by: Nick Cole
If you are the type of person who eating, drinking and things like movies and concerts, the Capital One Savor…
Why You Should Keep Old Credit Card Accounts Open
Why You Should Keep Old Credit Card Accounts Open Credit Cards May 7th, 2021 by: Eric Rosenberg
If you have an old credit card that you don’t use anymore, should you keep the account open or close…
credit card debt
Report: Here Are the States With the Most Credit Card Debt Credit Cards April 28th, 2021 by: Craig Johnson
One of the keys to financial freedom is to stay out of credit card debt. But a recent report from…
Chase is offering a new Disney+ discount
Chase Credit Cards Receive New Disney+ Discount Offer Credit Cards April 13th, 2021 by: Nick Cole
Are you a Chase credit card user who has an interest in the Disney+ streaming service? Chase just released a…
Late credit card payment
Do This Before You Miss a Credit Card Payment Credit Cards March 9th, 2021 by: Craig Johnson
Missing a credit card payment is not the end of the world, but it could be the beginning of several…
Fidelity Rewards Visa is making major changes to benefits.
Fidelity Is Removing Two Popular Benefits From Its Visa Rewards Card Credit Cards March 1st, 2021 by: Nick Cole
If you read Team Clark's credit card coverage often, you know that the Fidelity Rewards Visa Card is one of…
American Express is offering a new cell phone protection benefit.
Amex Adds Cell Phone Protection Benefit for 12 Credit Cards Credit Cards March 1st, 2021 by: Nick Cole
Did you know that you could recoup your costs if your cell phone is stolen or damaged just by using…
Ask Clark money column
I Have One Major Credit Card Right Now. Should I Get Another One? Credit Cards February 24th, 2021 by: Craig Johnson
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. What Are the Benefits…
Spirit Airlines just launched a new Bank of America credit card called Free Spirit.
6 Things To Know About the New Spirit Airlines Credit Card Credit Cards February 12th, 2021 by: Nick Cole
Do you frequently travel on Spirit Airlines? If so, there's a new credit card that may be worth adding to…
Amex is giving select customers three months of Peacock Premium for Free.
Select Amex Cardholders Can Claim Free Peacock Premium Offer from NBC Credit Cards January 15th, 2021 by: Nick Cole
NBC boldly entered the competitive on-demand streaming market with Peacock in 2020. And now American Express is offering many of…
The Discover it Secured card offers rewards to secured credit card users.
Discover it Secured Review: Earn 2% Cash Back While Building Credit Credit Cards January 14th, 2021 by: Nick Cole
If you have a poor credit history or are looking for your first credit card, the Discover it® Secured card…
Ask money expert Clark Howard your money questions
Ask Clark: The Rewards Changed Before I Got My New Credit Card. Should I Send It Back? Credit Cards December 9th, 2020 by: Craig Johnson
Welcome to Ask Clark, a column designed to answer your financial questions by money expert Clark Howard. They Changed the…
Southwest Ends Senior Fares Discount
Here’s How to Earn the Southwest Airlines Companion Pass Through 2021 Credit Cards December 2nd, 2020 by: Jason Steele
The Southwest Airlines Companion Pass is about the most valuable thing ever for those who want to travel for free…
Citi will award 5% cash back for online purchases for a limited time.
Citi to Give Select Cardholders 5% Cash Back for Online Shopping Credit Cards November 18th, 2020 by: Nick Cole
Are you gearing up for some online shopping during Black Friday or Cyber Monday? Some Citi cardholders have an opportunity…
Discover announces cash back categories for 2021.
Discover Unveils 5% Cash Back Categories for 2021 Credit Cards November 2nd, 2020 by: Nick Cole
The news Discover it® Cash Back cardholders wait for toward the end of each year has arrived. Discover just announced…
Navy Federal Credit Union is offering free Amazon Prime subscriptions to select cardholders.
Navy Federal Offers Free Amazon Prime to Select Credit Card Members Credit Cards October 12th, 2020 by: Nick Cole
Are you looking for a way to get a free Amazon Prime subscription? Navy Federal Credit Union may have your…
Amazon Prime Visa Rewards cardholders could receive $100 to spend on Prime Day 2020.
New Amazon Offer Could Net You $100 to Spend on Prime Day 2020 Credit Cards October 2nd, 2020 by: Nick Cole
Prime Day 2020 is almost here. And Amazon is making a tempting offer to those who still don't have its…
costco citi credit card
Costco Anywhere Visa by Citi: Should I Always Use It at Costco? Credit Cards September 22nd, 2020 by: Jason Steele
Review Summary: The Costco Anywhere Visa Card by Citi is a great credit card for those who want to earn…
Amazon Rewards credit card
Is the Amazon Rewards Card Right for You? Credit Cards September 17th, 2020 by: Eric Rosenberg
Review Summary:If you do a large portion of your shopping at Amazon.com, the Amazon Rewards credit card may be a…
Chase and DoorDash have an agreement.
Just Announced: Free Food Delivery Perk for Select Chase Cardholders Credit Cards September 15th, 2020 by: Nick Cole
Chase has announced a new partnership with popular food delivery service DoorDash that aims to please both cardholders and their…
Why Clark Howard Shifted to a Digital Wallet and You Should Too
Why Clark Howard Shifted to a Digital Wallet and You Should Too Credit Cards September 2nd, 2020 by: Nick Cole
Have you made the technological leap to a digital wallet yet? And if you have, are you getting the most…
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