Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

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Latest Credit Cards

Chime Rewards credit card logo on phone app
5 Things To Know About the Chime Cash Rewards Visa® Credit Card Credit Cards September 28th, 2023
Are you looking to build credit or boost your credit score? Do you want to earn credit card rewards in…
Fidelity Rewards credit card
Big Change Announced for Fidelity® Rewards Visa Signature® Credit Card Credit Cards September 26th, 2023
In an era that has many consumers worried about losing credit card benefits, Fidelity is rolling out a new one…
Delta credit card airplane
Why You Might Want To Dump Your Delta Credit Card Now Credit Cards September 15th, 2023
Do you have a high-annual-fee travel credit card that is co-branded for Delta Airlines in your wallet? It might be…
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How Much Charge Volume Do You Need To Make a Travel Rewards Credit Card Worth It? Credit Cards September 15th, 2023
The idea of a travel rewards credit card sounds fantastic. Book travel through your credit card and get rewards that…
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Why Clark Howard Added This Credit Card to His Wallet in 2022 Credit Cards September 12th, 2023
Money expert Clark Howard added a credit card to his wallet for 2022. Thanks to a welcome offer that he…
credit card offer
Getting a Ton of New Credit Card Offers? Here’s What You Need To Do Credit Cards September 12th, 2023
With credit card interest rates on the rise, consumers would do well to be extra cautious about accepting any and…
New legislation may spell doom for credit card rewards in the United States.
Are Credit Card Rewards Going Away? Credit Cards September 12th, 2023
Have you set up the perfect plan for maximizing credit card rewards on every purchase you make? Brace yourself for…
Apple Pay digital wallet
The Safer Way To Use Your Debit Card Credit Cards September 11th, 2023
If you’re someone who tries to save money whenever possible, you’ll find that increasingly it’s the way you pay sometimes…
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What Do You Recommend for a College Grad Who Wants a Credit Card To Establish Credit? Credit Cards September 6th, 2023
Establishing credit early is a good habit. It can help you secure a mortgage or auto loan, get you the…
Discover vs. American Express vs. Chase: Which Credit Card Company Is Best?
Discover vs. American Express vs. Chase: Which Credit Card Company Is Best? Credit Cards August 31st, 2023
Are you planning to apply for a new credit card soon? Most people likely are picking their new plastic based…
Costco Anywhere Visa® Card by Citi Review
Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards Credit Cards August 30th, 2023
Are you a Costco fanatic like money expert Clark Howard? If so, we may have a way for you to…
Chase Slate Edge new credit card
4 Things To Know About the Slate Edge® Credit Card Credit Cards August 22nd, 2023
If you are a Chase credit card fan, you may be excited to learn that the bank has spiced up…
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Should You Ever Decline a Credit Limit Increase? Credit August 20th, 2023
Congratulations. We just approved you for a credit limit increase of $1,000. Your new limit is $10,000. If you've held…
woman with credit card and computer
New Report Reveals American’s Favorite Credit Card Issuer in 2023 Credit Cards August 18th, 2023
Which credit card issuer is best? The answer you receive to this question likely depends on the personal experiences of…
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Should I End My Authorized User Status With My Parents’ Credit Card Now That I’ve Established Credit? Credit Cards August 17th, 2023
It's great when a parent or family member adds you as an authorized credit card user to help you establish…
Credit cards that Costco accepts
What Credit Cards Does Costco Accept? Credit Cards August 14th, 2023
Are you considering a Costco membership but you’re worried that the wholesale giant won’t accept your preferred credit card? Wholesale…
U.S. BANK SHOPPER CASH REWARDS® VISA SIGNATURE® CARD
5 Things To Know About the U.S. Bank Shopper Cash Rewards® Visa Card Credit Cards August 11th, 2023
Are you looking for the best way to earn shopping rewards by using your credit card at your favorite retailer?…
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Is It Safe To Unfreeze My Credit To Apply for a Credit Card? Credit Cards August 10th, 2023
"Freeze your credit" is money expert Clark Howard's constant answer to preventing identity theft and financial fraud. It's not foolproof,…
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What Do I Do If Someone Uses My Credit Card Without Authorization? Credit Cards August 7th, 2023
Credit cards offer consumer protection on a level that debit cards do not. That's the main reason money expert Clark…
PayPal vs Citi Double Cash
Citi Double Cash® Card vs. PayPal Cashback Mastercard®: Top Cash Back Credit Cards Credit Cards August 2nd, 2023
If you are looking for an everyday cash back credit card in 2023, you probably have come across both the…
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Why Do Credit Card Companies Give You 30 Days To Pay Them Back? Credit Cards July 31st, 2023
If you make credit card purchases on day 1 of your billing cycle, you have 30 days to pay off…
Fidelity and Schwab both have credit cards for investors.
Fidelity Rewards Visa vs. Schwab Investor Card® from American Express: Which Is Best? Credit Cards July 27th, 2023
All information about Schwab Investor Card® from American Express has been collected independently by Clark Howard Inc. If you are…
Amex EveryDay has a great balance transfer offer to help eliminate existing credit card debt.
Amex EveryDay® Credit Card Review: 15 Months of Intro 0% APR Credit Cards July 27th, 2023
All information about Amex EveryDay® Credit Card has been collected independently by Clark Howard Inc. If you're about to make…
Costco vs. Sam's Club credit cards
Costco vs. Sam’s Club Credit Cards Comparison: Which Is Better? Credit Cards July 14th, 2023
Are you a wholesale club fanatic like money expert Clark Howard? Costco and Sam's Club offer tremendous benefits to customers…
American Express Send & Split Amex Logo
American Express Send & Split: Should You Use It for Venmo and PayPal? Credit Cards July 14th, 2023
Do you have friends who constantly want to send you money on popular payment apps like Venmo and PayPal? And…
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Businesses Are Making Me Pay the Credit Card Processing Fee. Should I Pay Another Way? Credit Cards June 26th, 2023
Have you ever been to a convenience store and seen a handwritten note attached to the credit card processor that…
American Express credit card logo on building
Why American Express Cards Impact Your Credit Score Differently Than Others Credit Cards June 20th, 2023
Do you have an American Express credit card in your wallet? It may surprise you to learn that it can…
Woman shopping online and paying with a credit card from the wallet.
Best Credit Card for Emergency Expenses Credit Cards June 15th, 2023
It's a scenario we all dread: Life brings an unexpected expense that you just can't afford to pay for with…
Some people may see an advantage to downgrading a credit card.
Should You Downgrade Your Credit Card? Credit Cards June 12th, 2023
All information about the Capital One Savor Cash Rewards Credit Card has been collected independently by Clark Howard Inc. If…
Aven HELOC credit card home equity
Aven HELOC Card: 5 Things To Know About the Home Equity Credit Card Credit Cards June 12th, 2023
The Aven HELOC Card wants to change the way you think about both home equity lines of credit and rewards…