Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

Essentials

Best

Reviews

Latest Credit Cards

SoFi Credit Card offers 2% cash back.
SoFi Credit Card Review: Earn 2% Cash Back Credit Cards May 23rd, 2022
The SoFi Credit Card is the latest rewards credit card on the market to offer a straightforward 2% reward on…
The Fifth Third Preferred Cash Back card gives 2% back on all purchases.
Fifth Third Preferred Credit Card Review: Unlimited 2% Cash Back Credit Cards May 23rd, 2022
Are you looking for a steady, dependable cash back credit card for your everyday purchases? Fifth Third may have just…
PenFed Power Cash Rewards
PenFed Power Cash Rewards Visa Signature® Card Review: Up to 2% Unlimited Cash Back Credit Cards May 23rd, 2022
Are you looking for the steady returns of an everyday cash back credit card? PenFed Credit Union has an option…
The HSBC Cash Rewards Credit Card offers 3% cash back for the first year of membership.
HSBC Cash Rewards Credit Card Review: 3% Cash Back For a Year Credit Cards May 23rd, 2022
If you're looking to maximize your cash back rewards on everyday spending, HSBC has an offer aimed at catching your…
The Chase Freedom Flex is a new cash back credit card.
8 Things To Know About the Chase Freedom Flex℠ Mastercard Credit Cards May 23rd, 2022
The Chase Freedom FlexSM is a popular cash back credit card, but is it right for your wallet in 2022?…
The Discover it credit card offers 5% cash back on rotating categories.
Discover it® Cash Back Review: Earn Rotating 5% in Top Categories Credit Cards May 23rd, 2022
If you're the type of person who cycles through the credit cards in your wallet to get the best deal,…
Alliant Credit Card
Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases Credit Cards May 23rd, 2022
Money expert Clark Howard has long endorsed the Citi® Double Cash Card - 18 month BT offer credit card for…
capital-one-walmart-rewards-credit-card
Capital One Walmart Rewards® Card: Get 5% Back on Online Purchases Credit Cards May 23rd, 2022
The Capital One Walmart Rewards® Card is a credit card that caters to consumers who do most of their shopping…
Target REDcard
Target RedCard Credit Card Review: Earn 5% Back on Purchases Credit Cards May 23rd, 2022
Are you the type of consumer who can't make it a week without shopping at Target? If so, you may…
Chase Sapphire Preferred
Chase Sapphire Preferred® Card Review: What You Should Know About the Travel Card Credit Cards May 23rd, 2022
The Chase Sapphire Preferred® Card is one of the more popular travel credit cards on the market. But is it…
Navy Federal Credit Union
Navy Federal Ups the Rewards on Its Popular Cash Back Credit Card Credit Cards May 20th, 2022
One of Navy Federal Credit Union's most popular credit cards is getting a new rewards system. Effective Tuesday, October 5,…
Fidelity Rewards Visa Signature card offers 2% cash back.
Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Credit Cards May 20th, 2022
Are you looking for an easy way to boost your investment or retirement account in 2022? The Fidelity Rewards credit…
Clark Howard made adjustments to the credit cards in his wallet for 2020.
Clark Ditched This Credit Card and Added Another New Card Instead Credit Cards May 20th, 2022
2020 has been a strange year for all of us for a myriad of reasons. You can now add money…
The Navy Federal cashRewards card offers cash back for cardholders.
Navy Federal Visa cashRewards Card Review: Cash Back Credit Card Credit Cards May 20th, 2022
If you're in the market for a rewards credit card in 2022 but don't want to pay an annual fee,…
American Express consolidate credit card
Should I Consolidate My 2 Credit Cards or Keep Them Both? Credit Cards May 20th, 2022
If you have multiple credit cards from the same issuer and aren't using both regularly, you may be considering trying…
Chime Credit Builder Card
Chime Credit Builder Review: What You Need To Know Credit Cards May 20th, 2022
Are you looking for a way to build or rebuild your credit in 2022? The Chime Credit Builder Card is…
Amex Travel perk
Clark Says New Amex Travel Perk Is “Wave of the Future” Credit Cards May 19th, 2022
If you're planning to travel via airplane soon, you may want to consider using your Amex card to add an…
Capital One travel rewards
Capital One Unveils New Travel Rewards for Popular Credit Cards Credit Cards May 17th, 2022
If you have a Capital One credit card in your wallet, there's a good chance that you may have some…
Can You Use a Credit Card on Venmo?
Can You Use a Credit Card on Venmo? Credit Cards May 10th, 2022
Do you need to make a payment on Venmo but are uncomfortable tying the app to your bank account? You…
Which Credit Card Should I Get?
Which Credit Card Should I Get? Credit Cards May 4th, 2022
Are you in the market for a new credit card? The television commercials and online advertising from all of the…
Should You Redeem Credit Card Points for Travel Rewards or Cash Back?
Should You Redeem Credit Card Points for Travel Rewards or Cash Back? Credit Cards April 27th, 2022
People have been pondering the best way to use credit card points for about as long as rewards programs have…
PayPal Credit Card 3% cash back
PayPal Promises Unlimited 3% Cash Back With New Credit Card Program Credit Cards April 20th, 2022
PayPal is upping the ante in the cash back credit card game. The online payment giant, which has one of…
Sam's Club credit card gas discount
Select Sam’s Club Customers Can Save BIG on Gas Purchases in April Credit Cards April 12th, 2022
During a time when we're all paying premiums at the pump, Sam's Club is offering some of its customers a…
Credit Cards can save money on travel.
6 Ways Your Credit Card Could Save You Money for Summer Travel Credit Cards April 4th, 2022
Are you planning a big summer trip? You may be able to save some cash by using your credit card…
Virtual credit cards can be an easy way to increase personal online shopping security.
Virtual Credit Cards: An Online Security Measure Worth Taking? Credit Cards March 24th, 2022
If you regularly use your credit card for online purchases, you could be vulnerable to a data breach. Virtual credit…
PayPal Key is a new way to get a virtual credit card.
PayPal Key: 6 Things To Know About the Virtual Card Creator Credit Cards March 24th, 2022
NOTE: PayPal announced in March 2022 that it soon will no longer offer the PayPal Key service. Here's PayPal's statement:…
These New Apps Can Help Maximize Credit Card Rewards
These New Apps Can Help Maximize Credit Card Rewards Credit Cards March 18th, 2022
Are you using the right rewards credit cards to maximize your potential rewards return? And if you are, did it…
Holding cash and credit card in hands
7 Ways To Maximize Credit Card Rewards in 2022 Credit Cards March 11th, 2022
Are you getting the most out of your credit card rewards program? Admittedly, it takes some effort and concentration to…
How Many Credit Cards Is Too Many?
How Many Credit Cards Is Too Many? Credit Cards March 1st, 2022
Are you eyeing a new credit card in 2022 but are concerned you might already have too much plastic in…
kid on computer paying credit card
A Simple Way To Help Your Kid Build Credit Credit Cards February 28th, 2022
Building credit at a young age can help you get your financial life started on the right path. Money expert…