U.S. Bank Altitude® Go Visa Signature® Card: 6 Things To Know

The new U.S. Bank Altitude® Go Visa Signature® Card targets the recent shift in consumer behavior by rewarding things like takeout restaurant purchases, grocery shopping and streaming subscriptions.

But will these bonus opportunities be enough to lure new customers?

6 Things to Know About the U.S. Bank Altitude® Go Visa Signature® Card

Let’s take a quick look at the specs on this card to see if it’s worth your time.

1. There Is No Annual Fee

You don’t need to pay an annual fee to get this card.

But don’t confuse it with the similarly-branded U.S. Bank Altitude® Reserve Visa Infinite® Card. That card carries a $400 annual fee and is loaded with travel rewards.

2. The Rewards Points Breakdown

At first glance, this card seems like it could be a competitor for the Capital One® Savor® Rewards card which offers 4% cash back on restaurant purchases.

The Altitude Go card gives a 4x reward bonus on takeout, food delivery and dining. So that’s 4 points for every dollar you spend at a restaurant.

It also offers a 2x reward bonus on grocery, streaming and gas-related purchases.

Here’s the full breakdown on Altitude Go rewards points multipliers:

Spending Category	U.S. Bank Altitude Go Reward Points
Dining	4 per dollar spent
Food Delivery	4 per dollar spent
Food Takeout	4 per dollar spent
Grocery Stores	2 per dollar spent
Grocery Delivery	2 per dollar spent
Streaming Services	2 per dollar spent
Gas Stations	2 per dollar spent
All Other Purchases	1 per dollar spent

Oh, and U.S. Bank says these points never expire and that you can redeem them instantly. So you’re set either way: spend ’em or save ’em.

3. There’s a 25,000 Point Welcome Bonus

Who doesn’t enjoy a good welcome bonus for signing up for a new credit card?

U.S. Bank delivers a welcome bonus that has a pretty easy hurdle to clear: You can earn 20,000 bonus points by spending $1,000 on the card within the first 90 days of membership.

With a value of a penny a point, U.S. Bank touts its welcome bonus as $200 redeemable for cash back or a host of other rewards.

4. There’s an Introductory 0% APR Period

The U.S. Bank Altitude® Go Visa Signature® Card offers a 12-month introductory period for 0% APR on both new purchases and balance transfers. Afterwards, the variable APR will be 19.49% – 28.49%, based on creditworthiness.

But there is a 3% or $5 minimum balance transfer fee associated with the card, depending on whichever amount is greater. And neither of these introductory period offers are really competitive in their respective categories.

5. U.S. Bank Offers an Additional Streaming Service Credit

In addition to the 2x bonus points you can earn by paying your streaming service bills with this card, U.S. Bank is also offering a statement credit bonus.

After 11 months of paying for services like YouTube TV, Netflix, Spotify or Amazon Music with the Altitude Go, you’ll receive a $15 credit on your account.

That’s nothing huge, but it’s enough to cover a month’s Netflix subscription.

6. There is No Foreign Transaction Fee

This is always a nice perk if you travel out of the country frequently.

While some cards charge 3-5% per transaction for purchases made outside the United States, this one will treat transactions the same no matter where you make them.