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Why Has Tesla’s Reputation Become Negative? Should I Avoid Buying One? Cars February 1st, 2023
Tesla's public perception has collapsed in the last eight months. The electric vehicle company, seemingly the stock market and tech…
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Can You Avoid Paying Extra for the Convenience of Grocery Delivery? Shopping & Retail January 30th, 2023
Shopping. Food. Groceries. You can get almost anything delivered to your doorstep these days. Often inside an hour. That sort…
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Do You Need a Separate Checking Account for Your Side Hustle? Taxes January 17th, 2023
It's common for people to seek additional income outside of their full-time job. Many times, that's through part-time work as…
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We Just Got Married. How Do We Blend Our Finances? Money & Credit January 16th, 2023
Research consistently finds that financial compatibility and harmony is one of the biggest predictors of long, happy marriages. So when…
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Can I Sell My Life Insurance Policy? Insurance January 13th, 2023
If you've listened to money expert Clark Howard for any period of time, you probably know how much he prefers…
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Should We Worry About the National Debt and Budget Deficits? Money & Credit January 11th, 2023
The United States is a country known for spending money. We're a nation with a culture that encourages buying, even…
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Can Married Couples Get Joint Access To Utility, Mortgage and Investment Accounts? Money & Credit January 10th, 2023
So you're combining your finances with a spouse or family member. It can be a frustrating and inconvenient process that…
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How Do I Use All the Funds on My Virtual Gift Card? Money & Credit January 9th, 2023
The holiday season is prime gift-giving time. But many of us are guilty of turning to gift cards for some…
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What Should You Think About Home-Buying Companies Willing To Pay Cash for As-Is Properties? Homes & Real Estate January 6th, 2023
Mortgage rates are soaring at a time when inflation, a stock market decline and a slowing job market have pressured…
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Should I Buy Insurance for Nice Sunglasses? Insurance January 5th, 2023
If you've gone on vacation in a sunny place, you drive often when the sun is rising or setting or…
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Are Swimming Pools Becoming Affordable Again? Homes & Real Estate January 3rd, 2023
The onset of the COVID-19 pandemic in the United States in 2020 caused a massive shift in culture, business and…
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Should I Refinance My Student Loans? And Does It Matter If I Want To Buy a House Soon? Loans December 23rd, 2022
Interest rates are as high as we've seen since 2007. Combined with the velocity at which the Fed has raised…
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Which Organization Offers Better Benefits, AARP or AAA? Travel December 22nd, 2022
Money expert Clark Howard, Team Clark and our audience all love discounts. Whether it's a membership to Costco, Clark's favorite…
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Should I Buy Additional Insurance From a Rental Car Company? Travel December 21st, 2022
You know that if you own a car, you need car insurance to protect yourself and comply with state law.…
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Will I Lose Out on Interest If I Move Money Between Savings Accounts Multiple Times Per Month? Banks & Banking December 20th, 2022
Back in the dark ages of savings accounts, a scant 11 months ago, the Federal interest rate was effectively zero.…
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Can I Invest Through My HSA While Still Remaining Liquid? Investing & Retirement December 19th, 2022
An HSA, or a Health Savings Account, can be one of the most exciting financial tools if you know how…
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When Should I Book My Flight From Atlanta to Europe? Travel December 7th, 2022
Money expert Clark Howard owned, operated and sold travel agencies early in his career. To this day, he's a frequent…
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Should I Invest or Pay Off My Student Loans? Debt December 6th, 2022
Compound interest is one of the most exciting, powerful and remarkable forces in finance. Given enough time, a modest amount…
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What Do You Do if Your Short-Term Rental Isn’t As Advertised or Has a Problem? Travel December 2nd, 2022
If you stay in a hotel room and something is wrong, you can march to the lobby and usually get…
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How Do You Prepare for the Likelihood of Long-Term Care Costs? Life Insurance November 29th, 2022
Planning for the potential for expensive healthcare at the end of our lives is one of the least exciting parts…
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A Hacker Tried and Failed To Get Into My Account. Now What? Protect Your Identity November 18th, 2022
Whether you received an alert that your passwords are available on the dark web or you just want to practice…
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Why Are Credit Card Interest Rates So High? Credit Cards November 16th, 2022
Americans are doing a historically poor job of saving money and are racking up credit card bills -- just as…
Tax-Loss Harvesting: How To Use a Bear Market To Lower Your Tax Bill
Tax-Loss Harvesting: How To Use a Bear Market To Lower Your Tax Bill Investing & Retirement November 4th, 2022
It's been a rough year for U.S. equities. Due to a combination of historic inflation and aggressive interest rate hikes…
10 Year-End Strategies To Cut Your Tax Bill
10 Year-End Strategies To Cut Your Tax Bill Money & Credit November 3rd, 2022
Ben Franklin wrote, “… in this world nothing can be said to be certain, except death and taxes.” If you're…
IRS Announces Record 401(k) Contribution Limit Increase for 2023
IRS Announces Record 401(k) Contribution Limit Increase for 2023 Investing & Retirement October 25th, 2022
The Internal Revenue Service (IRS) announced a record increase in 401(k) contribution limits for 2023, raising the standard amount from…
How Much House Can I Afford?
How Much House Can I Afford? Debt October 24th, 2022
How much house can you afford to buy? Whether you're renting or planning to upgrade from a current home, it's…
Here Are the New IRS Tax Brackets for 2023
Here Are the New IRS Tax Brackets for 2023 Money & Credit October 21st, 2022
The Internal Revenue Service (IRS) just announced the new United States federal income tax brackets for 2023. The IRS, which…
"What is an HSA" and "what are the HSA contribution limits in 2021" are common health insurance questions.
What Is an HSA Account and How Does It Work? Health Insurance October 20th, 2022
If you’re enrolled in a high-deductible health plan at work, you may have been offered the option of an HSA.…
Aspiration Spend & Save: Do Good While Maximizing Your Savings Interest Rate
Aspiration Spend & Save: Do Good While Maximizing Your Savings Interest Rate Banks & Banking October 17th, 2022
Even late in 2022, with interest rates constantly rising, the fact that Aspiration is offering up to 5% interest on…
Chime Bank on a smartphone and desktop computer
Chime Review: Pros & Cons of the Bank Challenger Online Banking October 15th, 2022
Chime provides fee-free online banking services through a well-received mobile app. Money expert Clark Howard likes online-only banks because they…