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Are Credit Union Deposits Insured Up To $250,000? Banks & Banking March 17th, 2023
Silicon Valley Bank, one of the 20 largest banks in the United States, collapsed out of nowhere earlier this month.…
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Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Banks & Banking March 16th, 2023
The Silicon Valley Bank meltdown at the end of last week caused a temporary massive panic about the security of…
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How Can Discount Drug Apps Offer Such Big Savings on Prescription Medications? Health March 14th, 2023
Paying a fair price for healthcare, including prescription medications, often seems needlessly difficult. Sometimes the differences in cost are so…
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Is Your Money Safe at Your Bank Right Now? Online Banking March 13th, 2023
Last week, Silicon Valley Bank became the second of three notable banks to collapse in short order. It took about…
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Should You Make Your Child an Authorized User on Your Credit Card? Credit Cards March 13th, 2023
The financial transition from childhood to adulthood can be rough. In addition to gaining responsibilities that you've never held and…
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What Is the Largest Homeowners Insurance Deductible That Clark Recommends? Homeowners Insurance March 10th, 2023
Raising your homeowners insurance deductible in order to save money may sound counterintuitive. But it's a common strategy to lower…
Clark Howard names the best 529 savings plans by state.
Best 529 College Savings Plans By State Investing & Retirement March 10th, 2023
A 529 savings plan gives you a tax-free way to invest in your child's education. But what are the best…
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Is Booking a Cruise Last-Minute Still a Good Bargain Strategy? Travel March 8th, 2023
Cruises are a gold standard for people who love traveling the world at relatively affordable prices. If you can find…
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Will the United States Default on Its Debt Obligations? Money & Credit March 7th, 2023
The United States debt ceiling has become a popular, and controversial, topic in the media recently. According to CNN, "the…
Fractional Shares
What Are Fractional Shares and Where Can I Buy Them? Investing & Retirement March 7th, 2023
Fractional shares allow investors to create a diversified portfolio of stocks and ETFs without needing much capital. In this article,…
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Can You Trust Retirement Calculators? Investing & Retirement March 3rd, 2023
The premise of a retirement calculator is fascinating. Based on my income, savings rate and assets today, when will I…
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What Fee Level Does Clark Consider Acceptable For a Company 401(k)? Investing & Retirement March 2nd, 2023
It's easy to find information about investing fees with the best investment companies. If you'd rather not wade through the…
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Which Is More Practical: Financing a Home Addition or Buying a Bigger House? Homes & Real Estate February 28th, 2023
Your current home no longer meets all your needs. Should you buy a different house or renovate the one you…
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What Do I Do If Someone Stole My Social Security Number To Get a Job? Scams & Rip-Offs February 27th, 2023
Data breaches are unfortunately a common part of our modern digital life. However, Hackers grabbing one of your old passwords…
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How Long Will Walmart’s Free Curbside Pickup Continue? Shopping & Retail February 24th, 2023
If you're not a regular Walmart customer, it sounds like a myth. But it's real and it's spectacular. The retail…
A SEP IRA is a great retirement plan for those who earn self-employment income.
What Is a SEP IRA and Who Is Eligible? Investing & Retirement February 23rd, 2023
If you're self-employed, contributing to a SEP IRA may be a great way to fund your retirement. In this article,…
What Is a Solo 401(k) and How Does It Work?
What Is a Solo 401(k) and How Does It Work? Investing & Retirement February 23rd, 2023
A solo 401(k) is a retirement plan for the self-employed. If you're a business owner, a solo 401(k) is a…
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Should I Borrow Money To Pay for a Wedding? Money & Credit February 21st, 2023
Some people plan their wedding for decades. It's often the happiest day of someone's life. And it's certainly a day…
Empower Review: How It Works, Pros & Cons
Empower Review: How It Works, Pros & Cons Investing & Retirement February 20th, 2023
This retirement-centric company helps you track and optimize your retirement planning with free tools. It also combines automated investing with…
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Do My Spouse and I Both Need Life Insurance With a Baby? Insurance February 20th, 2023
Do I need life insurance? And if so, how much coverage do I need? Those are basic financial questions that…
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What’s the Best Place To Sell a Car in 2023? Cars February 17th, 2023
As car prices finally start to moderate, it may be time for you to sell the vehicle you're currently driving…
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I Have $60,000, Owe $6,000 in Student Loans and Want To Invest in Real Estate. What Should I Do? Investing & Retirement February 16th, 2023
Oh, to be young with a bank account full of money and four decades to go before retirement age. That’s…
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What’s the Safest Way To Send Money To Buy a Car Out of State? Cars February 15th, 2023
Sometimes the best deal on a car or another major purchase isn't anywhere near where you live. That can present…
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What Happens If You Pick Your Travel Destination Based on Airfare and Hotel Options Are Expensive? Travel February 14th, 2023
Money expert Clark Howard is a wellspring of knowledge when it comes to financial topics. But the former travel agency…
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Will I Get a Better Deal on a Car By Financing or Paying Cash? Cars February 10th, 2023
Most prices in the United States are non-negotiable. You can't go to McDonald's and start haggling over the price of…
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What’s the Best Savings Account for a Teenager? Investing & Retirement February 8th, 2023
It's never too early in life to start saving and investing. I envy today's teenagers who have the opportunity to…
6 Challenges To Consider if You Plan To Retire Before 65
6 Challenges To Consider if You Plan To Retire Before 65 Investing & Retirement February 8th, 2023
Someone who listens to money expert Clark Howard's podcast asked a question about the challenges of retiring early. Her husband,…
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Should I Invest Instead of Paying Extra on My Low-Interest Mortgage? Investing & Retirement February 6th, 2023
Buying a home is the biggest purchase many of us will ever make. The thought of owing perhaps hundreds of…
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When Is Grinding Out Savings Through Comparison Shopping Not Worth It? Shopping & Retail February 3rd, 2023
When is comparison shopping more pain than gain? Money expert Clark Howard is famously (and oftentimes proudly) cheap. Outside of…
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Will Collecting Numerous Credit Cards Hurt My Credit Score in the Long Run? Credit Cards February 2nd, 2023
How many credit cards should I have? It's a common question. For as long as credit scores have existed, the…