Insurance

There are three major types of insurance that matter most to your wallet: Auto, home and life. Team Clark has the resources to help guide you through the process of shopping for new policies, choosing a trustworthy company and saving money on your bill.

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Latest Insurance

Amica: 10 Things To Know Before You Get a Policy
Amica: 10 Things To Know Before You Get a Policy Insurance November 15th, 2023
Amica is an insurance company known for its top-tier customer service and claims satisfaction. But when it comes to their…
homeowners title deed
What Is Owner’s Title Insurance and Do You Need It? Insurance November 13th, 2023
When buying a home, most people get homeowners insurance for protection against unexpected events like natural disasters. But homeowners insurance…
9 Easy Ways To Lower Your Home Insurance Premiums
9 Easy Ways To Lower Your Home Insurance Premiums Homeowners Insurance November 3rd, 2023
Inflation was a prominent discussion point in 2022 and early in 2023. Some consumer goods reached historically high price points.…
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I’m Getting Insurance Money. Should I Accept Direct Deposit or Wait for a Paper Check? Car Insurance November 1st, 2023
You're smart to hold a healthy skepticism of insurance companies, especially when you need one to process a claim. Whether…
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Should I Insure My Cars and Home With the Same Company? Insurance October 30th, 2023
At a time when insurance premiums are skyrocketing, especially for home and auto insurance, people are looking for ways to…
To cars in an accident
Liability vs. Full Coverage: Which Auto Insurance Do You Need? Insurance October 24th, 2023
When it comes to auto insurance, there are many things to consider. One question we hear often is: Can I…
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Should I Get Auto Insurance From Tesla? Car Insurance October 24th, 2023
What's the first thing that comes to mind when you hear the word Tesla? For me, it's an electric vehicle.…
Clark Howard’s #1 Rule Before You File an Auto Insurance Claim
Clark Howard’s #1 Rule Before You File an Auto Insurance Claim Car Insurance October 20th, 2023
Not sure whether you should file an auto insurance claim? Money expert Clark Howard has a few things to consider…
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How Do I Find Out the Exact Discount for Bundling Home and Auto Insurance? Insurance October 19th, 2023
If you haven't paid close attention to your auto and homeowners insurance premiums in the past, you probably are now.…
Is Gap Insurance Worth It?
Is Gap Insurance Worth It? Insurance October 17th, 2023
Buying a car can be exciting, but also overwhelming. In addition to all the required paperwork, you’ll likely be presented…
The Real Reason Why Your Insurer May Not Renew Your Policy
The Real Reason Why Your Insurer May Not Renew Your Policy Insurance October 16th, 2023
Every insurance policy has a term, or agreed length of time that your insurer protects your property. I’ve written about…
What is homeowners insurance
What Is Homeowners Insurance? Homeowners Insurance October 2nd, 2023
If you’re a homeowner, there’s a good chance your home is the most expensive purchase you’ve ever made. Having homeowners…
calculate home insurance
Actual Cash Value vs. Replacement Cost Value Coverage Insurance October 2nd, 2023
When it comes to repairing or replacing your property, homeowners insurance policies can include actual cash value coverage or replacement…
House insurance form
How Much Homeowners Insurance Do I Need? Homeowners Insurance October 2nd, 2023
As the cost of almost everything continues to rise these days, so does the risk of your home being underinsured.…
What Does Homeowners Insurance Cover?
What Does Homeowners Insurance Cover? Insurance October 2nd, 2023
Having homeowners insurance is an important way to protect your home and belongings. But your protection only extends to damages…
car damaged in accident, appraisal
How To Determine an Independent Value for Your Vehicle After an Accident Car Insurance October 2nd, 2023
After a car accident (or if your car gets stolen), one of the first steps your insurer will take to…
insurance claims denial
What Should You Do if Your Insurance Claim Is Denied? Health Insurance September 29th, 2023
Sooner or later, you’ll likely have to file a health insurance claim. You may think it’s a straightforward process that…
home insurance cost
How Much Can You Save by Changing Your Deductible? Homeowners Insurance September 28th, 2023
According to ValuePenguin, homeowners insurance rates have increased steadily “by a cumulative 19.1%” between 2018 and 2023. While it seems…
car insurance cost
Why You Need To Re-Shop Your Car Insurance Right Now Car Insurance September 20th, 2023
There’s a good chance your car insurance has gone up recently. If it has, you’re not alone. The average cost…
car insurance magnifying glass
How Much Car Insurance Do I Need? Car Insurance September 5th, 2023
When it comes to how much car insurance you need, there isn’t a one-size-fits-all answer. Where you live will determine…
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Do I Need Travel Insurance for Flights? And Should I Buy Separate Insurance for Each Part of My Trip? Insurance September 1st, 2023
Planning a trip involves lots of unknowns and unpredictability including weather, family emergencies, job requirements and more. No one wants…
Ask Clark money column
My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Car Insurance August 24th, 2023
If you've ever rented a car before, you know the stress you face at the counter as a service rep…
C.L.U.E. report LexisNexis dispute with magnifying glass
How to Dispute Your C.L.U.E. Report Insurance August 23rd, 2023
A C.L.U.E. report shows claims you’ve filed for your property and vehicles for up to seven years back. Insurance companies…
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What Are Some Insurance Claims That My HOA Homeowners Policy Will Not Cover? Insurance August 21st, 2023
A Homeowner's Association is a double-edged sword. You have to pay membership dues and adhere to certain rules and guidelines.…
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The Hospital Mistakenly Charged Me $25,000 for a Rabies Shot. What Do I Do? Health August 17th, 2023
The only thing worse than an unexpected trip to the emergency room is the hospital bill that comes later. Even…
Road traffic accident, car insurance concept.
How to Shop for Lower Car Insurance Car Insurance August 9th, 2023
One way to be sure you’re getting the best rates on auto insurance is to re-shop for coverage regularly. Money…
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My Auto and Homeowners Insurance Went Up Substantially. Should I Fire My Independent Agent? Car Insurance August 9th, 2023
Inflation and other factors have hammered the insurance industry of late. That's especially true for auto and homeowners insurance. Unfortunately,…
6 Things to Know Before You Buy Flood Insurance
6 Things to Know Before You Buy Flood Insurance Insurance August 1st, 2023
Between 1996 and 2019, 99% of counties in the U.S. were affected by a flooding event. But according to a…
Florida
Why Is Homeowners Insurance So Expensive in Florida? Insurance July 31st, 2023
Depending on which news story you read, the homeowners insurance situation in Florida right now is either “in a state…
switch car insurance
How To Switch Car Insurance and Cancel Your Old Policy Car Insurance July 21st, 2023
If you have car insurance, there will almost certainly come a time when you have to cancel your policy. Maybe…