Insurance

There are three major types of insurance that matter most to your wallet: Auto, home and life. Team Clark has the resources to help guide you through the process of shopping for new policies, choosing a trustworthy company and saving money on your bill.

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What is an annuity? A contract between you and an insurance company designed to provide you steady income in retirement.
What Is an Annuity, and Why Does Clark Think They Stink? Insurance August 9th, 2022
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
Longevity Insurance: What Is It and Do You Need It?
Longevity Insurance: What Is It and Do You Need It? Insurance August 8th, 2022
The thought of living past the age of 85 can be both exciting and terrifying. It certainly evokes questions. How…
Life Insurance for Seniors: What To Know Before You Buy
Life Insurance for Seniors: What To Know Before You Buy Insurance August 2nd, 2022
Life insurance often makes the most sense for people who are far from retirement. But life insurance for seniors is…
Is Return of Premium Life Insurance Worth It?
Is Return of Premium Life Insurance Worth It? Insurance July 26th, 2022
Term life insurance creates a morbid conundrum: Live through the policy term, and you get nothing after paying premiums for…
Lemonade Insurance review: How does it work, how much does it cost and more.
Lemonade Insurance Review: How It Works, Coverage Options Car Insurance July 20th, 2022
Lemonade isn't just a sweet drink that's perfect for summer. It's also the name of a relatively new insurance company…
We'll explain the differences between the four types of term life insurance companies.
4 Types of Term Life Insurance Companies Explained Life Insurance July 20th, 2022
Gaining access to more tools and options is great for you as a consumer. When it comes to shopping for…
Clark.com explains what supplemental life insurance is and how it works.
What Is Supplemental Insurance and Should You Buy It? Insurance July 19th, 2022
When you hear the Aflac duck quack, the term “supplemental insurance” may well come to mind. But what is it,…
How to Buy Term Life Insurance
How To Buy Term Life Insurance in 7 Easy Steps Life Insurance July 18th, 2022
If people depend on you financially, you probably need to buy term life insurance. In this article, I’ll teach you…
Bestow Life Insurance Review
Bestow Life Insurance Review: Pros and Cons Life Insurance June 17th, 2022
Bestow's claim to fame is that it offers term life insurance with no medical exam — ever. It's among several…
Policygenius is an independent insurance broker that can quote you for term life insurance and home/auto insurance bundles from a variety of leading companies.
Policygenius Life Insurance Review: What To Know Before Getting Quotes Insurance June 2nd, 2022
Shopping for term life insurance can seem intimidating. It's time-consuming and you're relying on your own judgment in an area…
Aflac focuses on supplemental life insurance.
Aflac Insurance Review: What It Is and How It Works Insurance June 2nd, 2022
Aflac's ubiquitous duck mascot is fun to imitate. But what insurance does Aflac sell, and do you really need it?…
no medical exam life insurance
How to Get Term Life Insurance With No Medical Exam Insurance May 15th, 2022
You can get life insurance with no medical exam. If that’s appealing to you, make sure you understand how these…
renters insurance written on umbrella in front of house
Best Renters Insurance Companies and Ones To Avoid Insurance May 13th, 2022
Looking for the best renters insurance companies? There’s no shortage of insurers selling this inexpensive — yet very important —…
Disability insurance
What Is Disability Insurance and How Does It Work? Insurance May 13th, 2022
Let's say you suddenly fell ill or sustained an injury that prevented you from working and earning a paycheck. Would…
Term life vs. whole life insurance is an easy choice once you understand the differences.
Term Life vs. Whole Life Insurance: Understanding the Difference Life Insurance May 13th, 2022
Buying life insurance sounds like a complicated decision, but most people can start shopping by making a simple comparison: term…
Your Credit Score May Help Lower Your Auto and Home Insurance
Your Credit Score May Help Lower Your Auto and Home Insurance Insurance March 28th, 2022
I RECENTLY STUMBLEDon a way to save a significant sum on my home and auto insurance. While I knew that…
Haven Life offers a variety of term life insurance products where you shop entirely only and typically don't need a medical exam to get a policy.
Haven Life Insurance Agency Review: How It Works Life Insurance March 7th, 2022
Editor's note: Haven Life is no longer accepting new applications. Read our guide to the best term life insurance companies…
The FSA spending rules may be different in 2021. Depending on your company, you may be able to roll over all your FSA funds into the new year.
Why You May Not Need To Spend Your Entire FSA This Year Health Insurance December 20th, 2021
If you walk into a retail pharmacy chain, you may be convinced that you have to spend every dollar you…
Ask Clark money column
Should I Dump Out of My Bad Annuity Early? Insurance December 15th, 2021
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Should I Cancel My…
A document breaks down the coverages and cost of a Basic Term Life and Accidental Death Insurance policy.
How To Locate a Lost Life Insurance Policy Life Insurance August 22nd, 2021
Losing a life insurance policy is a common thing. In fact, millions of dollars go unclaimed every year, and the…
free COBRA health insurance
Free COBRA Health Insurance: 3 Things To Know Health Insurance March 18th, 2021
If you’ve lost your job recently, your main concern besides finding a new one might be the loss of your…
Take a video of your home's possessions
How Your Phone’s Camera Can Save You a Headache With Your Insurer Insurance August 7th, 2020
If something ever gets lost, stolen or burned at your home, how do you prove it to your insurance company?…
Coverhound: 5 Things to Know Before Getting a Quote
Coverhound: 5 Things to Know Before Getting a Quote Insurance April 27th, 2020
Most people understandably don't like shopping for insurance. But Coverhound makes it easy to quickly enter your info and get…
SelectQuote homepage viewed on a tablet in a man's hands
SelectQuote Review: 5 Things to Know Before You Get a Quote Insurance April 22nd, 2020
SelectQuote is one of the oldest players in the sale of insurance direct to consumers. Established in 1985, this company…
The Zebra homepage on a laptop computer
The Zebra Review: What You Need to Know Before Getting a Quote Insurance April 14th, 2020
You might think of insurance comparison sites as just lead generation tools for insurance salespeople. But The Zebra is different.…
A woman shopping for car insurance online
Should I Update My Car Insurance Policy Right Now? Car Insurance April 6th, 2020
Whether you're working from home, laid off or postponing travel plans during the coronavirus pandemic, you may not be driving…
Piggy bank with flexible spending account FSA for health care written on it
What Is a Flexible Spending Account? Health Insurance March 27th, 2020
People often have a lot of questions about signing up for health insurance at work. One of the most common…
Health savings account
What Is an HSA? Health Insurance March 25th, 2020
When you're signing up for health insurance at work, you may see the acronym "HSA" and wonder to yourself, “What…
Medical bill from the hospital
Can a Patient Advocate Help With Your Medical Bills? Health Insurance January 28th, 2020
When you're facing a debilitating or life-threatening illness, it's nice to know you have someone in your corner to help…
Woman with perfect smile in a dentist office
How to Buy Individual Dental Insurance Health Insurance January 21st, 2020
If you're concerned about buying dental insurance and worried about the price, you're not alone. According to WhyDental.org, more than…