Insurance

There are three major types of insurance that matter most to your wallet: Auto, home and life. Team Clark has the resources to help guide you through the process of shopping for new policies, choosing a trustworthy company and saving money on your bill.

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Latest Insurance

Costco Home Insurance: 5 Things To Know Before You Buy It
Costco Home Insurance: 5 Things To Know Before You Buy It Insurance October 10th, 2022
It’s no secret that Costco is money expert Clark Howard’s favorite place to shop. And you can get a lot…
Actual Cash Value vs. Replacement Cost Value Coverage
Actual Cash Value vs. Replacement Cost Value Coverage Insurance September 27th, 2022
When it comes to repairing or replacing your property, homeowners insurance policies can provide actual cash value coverage, replacement cost…
How Much Homeowners Insurance Do I Need?
How Much Homeowners Insurance Do I Need? Homeowners Insurance September 27th, 2022
As the cost of almost everything continues to rise these days, so does the risk of your home being underinsured.…
What Does Homeowners Insurance Cover?
What Does Homeowners Insurance Cover? Insurance September 27th, 2022
Having homeowners insurance is an important way to protect your home and belongings. But your protection extends only to those…
What Is Homeowners Insurance?
What Is Homeowners Insurance? Homeowners Insurance September 27th, 2022
If you’re a homeowner, there’s a good chance your home is the most expensive purchase you’ve ever made. Having homeowners…
These Are the Most and Least Expensive Places To Rent a Car
These Are the Most and Least Expensive Places To Rent a Car Cars September 23rd, 2022
If you do a lot of traveling, you know that the cost of renting a car can vary drastically, depending…
What Is Group Term Life Insurance?
What Is Group Term Life Insurance? Insurance September 20th, 2022
You just got hired and your company is offering you group term life insurance. That sounds good. But what is…
House of Money
What Happens to Your Policy if a Life Insurance Company Goes Out of Business? Insurance September 6th, 2022
What happens when a life insurance company goes bankrupt? Considering the typical benefit is low six figures to several million,…
How much life insurance do I need?
How Much Life Insurance Do I Need? Insurance August 26th, 2022
If people depend on you financially, you probably need life insurance. But how much life insurance do you need? You…
Ethos life insurance logo on laptop computer
Ethos Life: What To Know Before Getting a Quote Life Insurance August 22nd, 2022
Looking for a simple way to purchase term life insurance? Ethos offers life insurance products with an easy online quote…
Our Health IQ review will explain how the company offers lower life insurance rates to healthy individuals.
Health IQ Review: What Is It and How Does It Work? Life Insurance August 22nd, 2022
Health IQ is an insurance broker that markets to people who make healthy choices by offering them cheaper term life…
4 Insurance Policies You Actually Need (and 6 You Don’t)
4 Insurance Policies You Actually Need (and 6 You Don’t) Insurance August 18th, 2022
Getting bombarded by insurance advertisements can be considered a right of passage. Newborns, seniors, cars, houses, vacations, weddings, cell phones,…
What is an annuity? A contract between you and an insurance company designed to provide you steady income in retirement.
What Is an Annuity, and Why Does Clark Think They Stink? Insurance August 9th, 2022
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
Longevity Insurance: What Is It and Do You Need It?
Longevity Insurance: What Is It and Do You Need It? Insurance August 8th, 2022
The thought of living past the age of 85 can be both exciting and terrifying. It certainly evokes questions. How…
Life Insurance for Seniors: What To Know Before You Buy
Life Insurance for Seniors: What To Know Before You Buy Insurance August 2nd, 2022
Life insurance often makes the most sense for people who are far from retirement. But life insurance for seniors is…
What Is Return of Premium Insurance and Should You Get It?
What Is Return of Premium Insurance and Should You Get It? Insurance July 26th, 2022
Term life insurance creates a morbid conundrum: Live through the policy term, and you get nothing after paying premiums for…
Lemonade Insurance review: How does it work, how much does it cost and more.
Lemonade Insurance Review: How It Works, Coverage Options Car Insurance July 20th, 2022
Lemonade isn't just a sweet drink that's perfect for summer. It's also the name of a relatively new insurance company…
We'll explain the differences between the four types of term life insurance companies.
4 Types of Term Life Insurance Companies Explained Life Insurance July 20th, 2022
Gaining access to more tools and options is great for you as a consumer. When it comes to shopping for…
Clark.com explains what supplemental life insurance is and how it works.
What Is Supplemental Insurance and Should You Buy It? Insurance July 19th, 2022
When you hear the Aflac duck quack, the term “supplemental insurance” may well come to mind. But what is it,…
How to Buy Term Life Insurance
How To Buy Term Life Insurance in 7 Easy Steps Life Insurance July 18th, 2022
If people depend on you financially, you probably need to buy term life insurance. In this article, I’ll teach you…
Bestow Life Insurance Review
Bestow Life Insurance Review: Pros and Cons Life Insurance June 17th, 2022
Bestow's claim to fame is that it offers term life insurance with no medical exam — ever. It's among several…
Money for car insurance in jar with two wooden car in accident
Why Did My Car Insurance Go Up? Car Insurance June 9th, 2022
Have you gotten hit with a big premium hike on your auto insurance -- even though you haven't had any…
Policygenius is an independent insurance broker that can quote you for term life insurance and home/auto insurance bundles from a variety of leading companies.
Policygenius Review: What To Know Before Getting Quotes Insurance June 2nd, 2022
Shopping for term life insurance can seem intimidating. It's time-consuming and you're relying on your own judgment in an area…
Aflac focuses on supplemental life insurance.
Aflac Insurance Review: What It Is and How It Works Insurance June 2nd, 2022
Aflac's ubiquitous duck mascot is fun to imitate. But what insurance does Aflac sell, and do you really need it?…
no medical exam life insurance
How to Get Term Life Insurance With No Medical Exam Insurance May 15th, 2022
You can get life insurance with no medical exam. If that’s appealing to you, make sure you understand how these…
Disability insurance
What Is Disability Insurance and How Does It Work? Insurance May 13th, 2022
Let's say you suddenly fell ill or sustained an injury that prevented you from working and earning a paycheck. Would…
renters insurance written on umbrella in front of house
Best Renters Insurance Companies and Ones To Avoid Insurance May 13th, 2022
Looking for the best renters insurance companies? There’s no shortage of insurers selling this inexpensive — yet very important —…
Term life vs. whole life insurance is an easy choice once you understand the differences.
Term Life vs. Whole Life Insurance: Understanding the Difference Life Insurance May 13th, 2022
Buying life insurance sounds like a complicated decision, but most people can start shopping by making a simple comparison: term…
best life insurance family image
Best Term Life Insurance Companies, Plans & Coverage Life Insurance May 13th, 2022
If you provide for anyone financially, you may worry about what would happen to them if you died. Buying a…
9 Easy Ways To Lower Your Home Insurance Premiums
9 Easy Ways To Lower Your Home Insurance Premiums Homeowners Insurance April 29th, 2022
Inflation is a prominent discussion point in 2022, as some consumer goods have reached historically high price points. Lost in…