Your Credit

Your credit impacts several aspects of your finances: Interest rates on loans, insurance premiums and even employment. From protecting your information to improving your credit score, Team Clark has the resources you need to live a financially healthy life.

Essentials

Tips & Strategies

Latest Credit

Flying for the holidays? Your credit card could get you a free Uber ride home
Flying for the holidays? Your credit card could get you a free Uber ride home Money & Credit November 21, 2016
American Express' partnership with Uber just got a bit decorative for the holidays. Now through December 31 the credit card issuer and…
How to dispute mistakes on your credit report
How to dispute mistakes on your credit report Money & Credit November 18, 2016
What you don’t know about your credit report can really hurt you. It could mean denial of job offers, higher…
Credit card balances hurting your credit score? Here are 3 quick fixes
Credit card balances hurting your credit score? Here are 3 quick fixes Money & Credit November 5, 2016
Nothing can be more frustrating than checking your credit scores and discovering they aren't as strong as you think they…
5 credit score myths you can’t afford to believe
5 credit score myths you can’t afford to believe Money & Credit October 25, 2016
It's no surprise there are misconceptions surrounding credit reports and credit scores. It can be easy to have these misunderstandings, whether…
11 bad habits that are wrecking your credit
11 bad habits that are wrecking your credit Money & Credit October 19, 2016
Let’s face it, none of us is perfect — especially when it comes to money. But there may be some…
6 reasons to think twice about co-signing a loan
6 reasons to think twice about co-signing a loan Money & Credit October 4, 2016
If your credit and finances are in good shape and you have friends or relatives who are not in such…
Best ways to improve your credit score
Best ways to improve your credit score Money & Credit September 30, 2016
Let’s do a quick overview of credit scores, and then we’ll get into what you can do to improve it!…
How to protect your Social Security number after a hack
How to protect your Social Security number after a hack Protect Your Rights & Identity September 30, 2016
If you clicked here just to confirm that you have nothing to worry about, sorry – there’s plenty to worry…
The rewards your credit card has that you probably don’t know about…
The rewards your credit card has that you probably don’t know about… Money & Credit September 30, 2016
Credit cards come with a cornucopia of rewards and benefits that reward shoppers with every purchase. These rewards can make…
Why you need to check your credit reports
Why you need to check your credit reports Money & Credit September 29, 2016
Most people don’t really understand the topic of credit. It’s complicated — and unless you studied finance, you probably never…
Can I fix my credit in a week?
Can I fix my credit in a week? Money & Credit September 28, 2016
If you're getting ready to apply for a car loan, mortgage or credit card, you may have heard it's a…
Should you refinance your home to pay off your credit card debt?
Should you refinance your home to pay off your credit card debt? Money & Credit September 20, 2016
When you’re struggling with debt, it’s easy to go for the solution that will bring you the quickest relief. Many…
What is it about the Chase Sapphire Reserve card that has millennials lining up to pay a $450 annual fee?
What is it about the Chase Sapphire Reserve card that has millennials lining up to pay a $450 annual fee? Money & Credit September 15, 2016
For a generation that, by most accounts, is not at all interested in racking up credit card debt, millennials across…
Credit report with score
The #1 Mistake That Can Hurt Your Credit Score Credit September 9, 2016
There aren’t a lot of absolutes in this life. Death and taxes are usually the two things listed among life’s…
7 times you should never use your credit card
7 times you should never use your credit card Money & Credit September 6, 2016
There are many great reasons that you might choose to use your credit card rather than other forms of payment.…
5 surprising things that can impact your credit
5 surprising things that can impact your credit Money & Credit September 6, 2016
Hopefully you already know the five factors that can impact your credit: payment history, mix of accounts,amountof debt,history of credit…
A new option for free credit monitoring
A new option for free credit monitoring Money & Credit August 29, 2016
Whether it's by an internal employee or an outside hacker, it's usually just a matter of time before one of…
Snafus continue with the Costco Anywhere Visa Card by Citi
Snafus continue with the Costco Anywhere Visa Card by Citi Money & Credit August 23, 2016
After getting off to a slightly rocky start, Costco's partnership with Citi for its signature credit card has hit another…
How to deal with a collection account that just won’t go away
How to deal with a collection account that just won’t go away Credit August 23, 2016
You didn’t pay a bill because you were unemployed. You moved and never received a medical bill because your mail…
Will my credit score go down if I apply for a new credit card?
Will my credit score go down if I apply for a new credit card? Money & Credit August 22, 2016
There are lots of good reasons to want a credit card. They offer better fraud protections than other payment methods, provide…
10 purchases you should always make with a credit card
10 purchases you should always make with a credit card Money & Credit August 18, 2016
There's always a lot of talk about the dangers of credit cards -- and with good reason, as credit card…
How soon can late payments be sent to a debt collector?
How soon can late payments be sent to a debt collector? Money & Credit August 15, 2016
One of the worst things you can do to your credit is miss a bill payment, because of all the…
Report: These are the best prepaid credit cards right now
Report: These are the best prepaid credit cards right now Money & Credit August 9, 2016
Prepaid credit cards have become more popularin recent years as people consider the dangers of debit cards and also the…
People who regularly check their credit score are still confused: Here’s what you need to know!
People who regularly check their credit score are still confused: Here’s what you need to know! Money & Credit August 9, 2016
Turns out, even regularly checking your credit score can still leave you confused about it. That's according to TransUnion's second annual survey,…
Can you pay a credit card with another credit card?
Can you pay a credit card with another credit card? Money & Credit August 5, 2016
Whether you’re short on cash or hoping to take advantage of bonus points, it may seem at times to be…
Will opening a new account help or hurt my credit score?
Will opening a new account help or hurt my credit score? Money & Credit August 1, 2016
Here’s the dilemma. You’ve checked your free credit scores and found out that yours could be higher if you had…
Best credit card to use to rack up Amazon rewards
Best credit card to use to rack up Amazon rewards Shopping & Retail July 21, 2016
Considering the fact that Amazon corners the market on online retail, finding a credit card that provides reward points for…
The unlikely reason your credit could take a hit if you have the new Costco card
The unlikely reason your credit could take a hit if you have the new Costco card Money & Credit July 18, 2016
Back in June, reports of a bumpy transition emerged as Costco switched away from American Express and to Citi for…
How to track and improve your credit score
How to track and improve your credit score Money & Credit July 15, 2016
Read more: 5 credit card myths that could harm your credit score What Is a Good Credit Score? 5 sneaky…
Ally bank has a new cash-back credit card too
Ally bank has a new cash-back credit card too Money & Credit June 21, 2016
It was a big week for cash back rewards credit cards. Wells Fargo released their cash back credit card on Wednesday and…