Your Credit

Your credit impacts several aspects of your finances: Interest rates on loans, insurance premiums and even employment. From protecting your information to improving your credit score, Team Clark has the resources you need to live a financially healthy life.

Essentials

Tips & Strategies

Latest Credit

6 mistakes to avoid with a rewards credit card
6 mistakes to avoid with a rewards credit card Money & Credit July 25th, 2018
Rewards credit cards can be amazing financial tools, as few products exist that actually pay you to use them. It's easy…
Retirees relaxing on the beach
Should you take out a loan to pay for a vacation? Travel June 20th, 2018
With vacation season underway, you're probably feeling the urge to plan a trip and relax for a few days. But…
Credit card interest rate
How does credit card interest work? Money & Credit June 12th, 2018
Credit cards are an important financial tool for many people, but if you don't understand how credit card interest works,…
Credit score
Why your credit score could see a 30-point boost on April 16 Credit June 5th, 2018
We have some good news if you've had tax troubles in the past. The three main credit bureaus will remove…
5 credit score myths you can’t afford to believe
5 credit score myths you can’t afford to believe Money & Credit May 3rd, 2018
It's no surprise there are misconceptions surrounding credit reports and credit scores. It can be easy to have these misunderstandings, whether…
Flying for the holidays? Your credit card could get you a free Uber ride home
Flying for the holidays? Your credit card could get you a free Uber ride home Money & Credit May 3rd, 2018
American Express' partnership with Uber just got a bit decorative for the holidays. Now through December 31 the credit card issuer and…
Can I fix my credit in a week?
Can I fix my credit in a week? Money & Credit May 3rd, 2018
If you're getting ready to apply for a car loan, mortgage or credit card, you may have heard it's a…
Business and personal loans without the bank hassle
Business and personal loans without the bank hassle Money & Credit April 26th, 2018
If you have a business idea and you can't seem to get any funds from a bank, there are more…
How to Dispute an Error on Your Credit Report and Win
How to Dispute an Error on Your Credit Report and Win Money & Credit April 11th, 2018
If your credit report contains errors, you owe it to yourself to clean it up. While it can be somewhat…
Report: Here are the cities with the most credit card debt
Report: Here are the cities with the most credit card debt Money & Credit March 12th, 2018
Most people do all they can to pay their bills on time and be good stewards of their financial lives,…
Data breach: What to do when you're personal info has been hacked
What to do when you’re notified of a ‘merchant breach’ Protect Your Identity February 9th, 2018
As technology becomes more enmeshed with personal finance, cybersecurity breaches are becoming more prevalent. While there's usually significant media coverage…
New bill would overhaul credit reporting system, remove debt after 4 years
New bill would overhaul credit reporting system, remove debt after 4 years Money & Credit February 8th, 2018
If you've ever had to go through the hassle of trying to remove inaccurate information from your credit report, then…
Resist the urge to borrow against your 401(k)
Resist the urge to borrow against your 401(k) Money & Credit March 22nd, 2017
Top 5 Reasons Not To Borrow From Your 401(k) Think Twice Before Taking Out a 401(k) Loan Clark's Investment Guide…
Best ways to improve your credit score
Best ways to improve your credit score Money & Credit March 22nd, 2017
Let’s do a quick overview of credit scores, and then we’ll get into what you can do to improve it!…
Should you refinance your home to pay off your credit card debt?
Should you refinance your home to pay off your credit card debt? Money & Credit March 22nd, 2017
When you’re struggling with debt, it’s easy to go for the solution that will bring you the quickest relief. Many…
A simple way to pay off your most expensive credit card debt
A simple way to pay off your most expensive credit card debt Money & Credit May 25th, 2016
A new smartphone app launching this week claims it can help you be smarter about managing your credit card debt. Here's what you should know…
How to fix errors on a credit report
How to fix errors on a credit report Money & Credit May 16th, 2015
Remember the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after…
Free Access to Credit Report and Score
Free Access to Credit Report and Score Money & Credit March 26th, 2014
Getting free access to your credit report and credit score can be easy. At AnnualCreditReport.com, you can get a free…