Latest Credit
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I totally love spring. There’s just something in the air that makes you feel like it’s time to clean the…
![Credit Karma vs. Credit Sesame: Is One Better Than the Other?](https://i0.wp.com/clark.com/wp-content/uploads/2019/01/Credit-Karma-and-Credit-Sesame-both-offer-free-credit-scores-and-monitoring.png?resize=480%2C480&ssl=1)
Credit monitoring services such as Credit Karma and Credit Sesame enjoy widespread popularity these days, but which one is better?…
![How To Minimize the Damage of Unpaid Bills to Your Credit Score](https://i0.wp.com/clark.com/wp-content/uploads/2016/12/clark-howard_492774117.jpg?resize=480%2C480&ssl=1)
It can be very upsetting to see a late payment on your credit report especially if the debt has gone…
![Discover has discontinued its free FICO program for non-cardholders.](https://i0.wp.com/clark.com/wp-content/uploads/2022/03/dreamstime_xl_127511874.jpg?resize=480%2C480&ssl=1)
If you use Discover to access your FICO score for free each month, you soon may have to find an…
![Why Are My Credit Scores Different?](https://i0.wp.com/clark.com/wp-content/uploads/2022/02/dreamstime_xxl_137710418.jpg?resize=480%2C480&ssl=1)
Your credit score can be different at each of the major credit burueas: Equifax, Experian and TransUnion. Though it defies…
![Ask Clark money column](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Ask-Clark-money-tips-from-Clark-Howard-Podcast.png?resize=480%2C480&ssl=1)
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Will Losing Half My…
![Ask Clark money column](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Ask-Clark-money-tips-from-Clark-Howard-Podcast.png?resize=480%2C480&ssl=1)
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Is It OK To…
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Money expert Clark Howard says the credit industry is undergoing some changes that could affect whether you’re approved for a…
![Ask Clark money column](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Ask-Clark-money-tips-from-Clark-Howard-Podcast.png?resize=480%2C480&ssl=1)
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. Does Asking for a…
![Ask Clark money column](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Ask-Clark-money-tips-from-Clark-Howard-Podcast.png?resize=480%2C480&ssl=1)
Welcome to Ask Clark, a column designed to answer your financial questions, bymoney expert Clark Howard. If I Remove Myself…
![Ask Clark money column](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/Ask-Clark-money-tips-from-Clark-Howard-Podcast.png?resize=480%2C480&ssl=1)
Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard. My Lender Sank My…
![Credit Score Dropping](https://i0.wp.com/clark.com/wp-content/uploads/2020/05/dreamstime_xxl_48916591.jpg?resize=480%2C480&ssl=1)
The federal CARES Act was passed in March 2020 and extended in January 2021 to help people who have suffered…
![Average credit score](https://i0.wp.com/clark.com/wp-content/uploads/2021/01/average-credit-score.jpg?resize=480%2C480&ssl=1)
Although the U.S. economy has suffered due to the COVID-19 pandemic, many consumers have been able to improve a major…
![Do 'pay for delete' letters work?](https://i0.wp.com/clark.com/wp-content/uploads/2019/06/dreamstime_s_96574414.jpg?resize=480%2C480&ssl=1)
Consumers with subpar credit scores and derogatory marks on their credit reports are often encouraged to reach out to their…
![Amex Score Goals is a new credit score simulator from American Express.](https://i0.wp.com/clark.com/wp-content/uploads/2020/08/AmexScoreGoals-Credit-Score-Simulator-Story-Image-2.jpg?resize=480%2C480&ssl=1)
Are you looking for a way to improve your credit score? American Express has a new credit score simulator that…
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Maintaining a good credit score can be especially difficult during times of financial uncertainty. But there are steps you can…
The three major credit bureaus — Equifax, Experian and TransUnion — play a key role in your financial life. But…
![SageStream credit score](https://i0.wp.com/clark.com/wp-content/uploads/2020/07/Credit.png?resize=480%2C480&ssl=1)
If you’re applying for a loan, you can expect the lender to check your credit with the three major credit…
![Credit Karma homescreen](https://i0.wp.com/clark.com/wp-content/uploads/2017/09/Credit-Karma-sign-up.jpg?resize=480%2C480&ssl=1)
Whether you already have excellent credit or are trying to build it, protecting your credit is important. Money expert Clark…
![Credit Karma homescreen](https://i0.wp.com/clark.com/wp-content/uploads/2017/09/Credit-Karma-sign-up.jpg?resize=480%2C480&ssl=1)
Whether you already have excellent credit or are trying to build it, protecting your credit is important. Money expert Clark…
![Credit score drop](https://i0.wp.com/clark.com/wp-content/uploads/2019/09/dreamstime_m_84988505.jpg?resize=480%2C480&ssl=1)
Someone finally pays off a car loan or even a mortgage and how are they rewarded? By seeing a drop…
![Credit score report - Why you need to check your credit report every year](https://i0.wp.com/clark.com/wp-content/uploads/2016/05/dreamstime_xxl_87636282.jpg?resize=480%2C480&ssl=1)
As a consumer, your credit score should be very important to you. Not only does it determine your borrowing power,…
![States with the best and worst credit scores](https://i0.wp.com/clark.com/wp-content/uploads/2019/05/dreamstime_m_20621580.jpg?resize=480%2C480&ssl=1)
Ever wonder how your credit score compares to other U.S. consumers? The average Vantage score stands at 680, according to…
![Woman with credit card](https://i0.wp.com/clark.com/wp-content/uploads/2019/04/dreamstime_m_21276032.jpg?resize=480%2C480&ssl=1)
Whether you're trying to build credit for the first time or climbing your way back after defaulting on a loan,…
![Warehouse club rewards credit cards: Who is king of the hill?](https://i0.wp.com/clark.com/wp-content/uploads/2016/06/clark-howard_356364874.jpg?resize=480%2C480&ssl=1)
If you're a warehouse club member, you're used to getting great value for every purchase you make in your favorite…
![What to do if your credit card application gets rejected](https://i0.wp.com/clark.com/wp-content/uploads/2016/01/clark-howard_520066406.jpg?resize=480%2C480&ssl=1)
When most people get a credit card application in the mail, they think it’s automatically a done deal and they’re…
![The one and only reason to have a ‘piece of trash’ debit card](https://i0.wp.com/clark.com/wp-content/uploads/2016/09/clark-howard_382548746.jpg?resize=480%2C480&ssl=1)
Pushed by the banks for years, debit cards have become a popular way to pay for everything from gas to…
![Experian data breach: What we know + how to stay protected](https://i0.wp.com/clark.com/wp-content/uploads/2018/10/dreamstime_xxl_106080477.jpg?resize=480%2C480&ssl=1)
Editor's note: An earlier version of this story called this a "data breach," when it is actually more of a…
![Cell phone fraud warning: How to avoid becoming a victim](https://i0.wp.com/clark.com/wp-content/uploads/2018/06/dreamstime_xxl_102188295.jpg?resize=480%2C480&ssl=1)
It's safe to say that cell phones have become must-have gadgets for most of us these days. Because criminals know…
![6 mistakes to avoid with a rewards credit card](https://i0.wp.com/clark.com/wp-content/uploads/2016/11/clark-howard_873034459.jpg?resize=480%2C480&ssl=1)
Rewards credit cards can be amazing financial tools, as few products exist that actually pay you to use them. It's easy…