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More posts by John Kress

Carvana vs CarMax
Carvana vs. CarMax: Which Is Better? Cars August 10, 2020
You may know that CarMax and Carvana both promise to make buying or selling a used car an easy and…
Car being repossessed
What to Do if You’re Facing Car Repossession Cars August 6, 2020
If you’ve fallen behind on your car payments and are worried about your vehicle getting repossessed, you might be wondering…
The 3 main credit bureaus are Equifax, Experian and TransUnion
What Are the 3 Main Credit Bureaus & How Do They Work? Credit August 4, 2020
The three major credit bureaus — Equifax, Experian and TransUnion — play a key role in your financial life. But…
SageStream credit score
What Is a SageStream Score? 5 Things to Know Credit July 28, 2020
If you’re applying for a loan, you can expect the lender to check your credit with the three major credit…
How to Get a Mortgage
How to Get a Mortgage in 8 Steps Homes & Real Estate July 22, 2020
Whether you’re a first-time home buyer or looking to move into a different house, chances are you’re going to need…
Leasing a car
3 Things to Know Before You Lease a Car Cars July 20, 2020
You may have seen ads trying to convince you to lease a new car with a low monthly payment —…
Battery tester
How a $5 Battery Tester Can Save You Money Save Money July 16, 2020
How much money do you spend on batteries every year? If you’re like a lot of people, the answer is…
Red car with a "for sale" tag next to bold text promising to teach you how to sell your car in five steps
How to Sell Your Car in 5 Steps Cars July 9, 2020
If you’re looking to sell your car, you probably realize there are a lot of options out there. Picking the…
Fractional Shares
4 Things to Know Before You Buy Fractional Shares Investing & Retirement July 7, 2020
Buying fractional shares of stock is a way to invest in companies you want to own a part of without…
CarMax review
CarMax Review: 5 Things to Know Before You Buy or Sell Cars July 1, 2020
CarMax promises to make buying or selling a used car an easy and stress-free process through its “no haggle” policy.…
Carvana review
Carvana Review: 5 Things to Know Before You Buy or Sell Cars June 29, 2020
Since launching in 2012, Carvana has turned the business of buying and selling used vehicles inside out. Taking cues from…
Negative interest rates
What Are Negative Interest Rates and How Could They Affect You? Money & Credit June 23, 2020
You might have heard the phrase "negative interest rates" in the past several months. Some countries around the world are…
Checking credit score
Why Did My Credit Score Drop? Credit June 17, 2020
You probably know that your credit score can drop if you don’t use credit responsibly. But there are also some…
Certificate of Deposit CD
Why CDs Might Be a Great Place for Your Money Right Now Banks & Banking June 11, 2020
Collectively, Americans are saving more money than they have in many years. Unfortunately, at the same time, interest rates on…
Credit Score Dropping
How to Keep Student Loan Forbearance From Hurting Your Credit Credit May 29, 2020
The federal CARES Act was passed in March 2020 to help people who have suffered financially because of the coronavirus…
Costco Executive Membership
Is a Costco Executive Membership Worth It? Shopping & Retail May 28, 2020
If you love shopping at Costco warehouse clubs as much as money expert Clark Howard does, you may have considered…
Over-the-counter drugs in store
Coronavirus Means Big Changes for FSA and HSA Accounts Health Insurance May 27, 2020
Do you have a flexible spending account (FSA) or health savings account (HSA) where you're stashing money tax-free to help…
Life Insurance Policy
Coronavirus and Buying Life Insurance: What You Need to Know Life Insurance May 21, 2020
If the coronavirus pandemic has you thinking about what would happen to your family if you died, you're not alone.…
RV on Road Trip
Ask Clark: Should I Book a Summer Vacation Right Now? Travel May 21, 2020
The coronavirus pandemic all but obliterated the idea of leisure travel for the last couple of months. Now that more…
Car Sitting In Driveway
Should You Cancel Your Car Insurance During Coronavirus? Car Insurance May 18, 2020
If the coronavirus pandemic has you out of work or working from home for the foreseeable future, you may be…
Credit Card Statement
What to Do if You Have a Negative Balance on Your Credit Card Credit Cards May 15, 2020
If you’ve gotten a refund for a purchase you made on your credit card or for some reason paid the…
Car in Garage
How to Maintain a Car You’re Not Driving Cars May 11, 2020
What is necessary to maintain a car you're not driving? It's a question you probably didn't think about until the…
Lowe's Home Improvement Store
5 Things to Know About Working for Lowe’s Jobs April 22, 2020
One thing that people who are stuck with no place to go during the coronavirus pandemic can do is make…
Instacart app
5 Things to Know About Working for Instacart Jobs April 22, 2020
Millions of jobs have gone away due to the effects of the coronavirus pandemic, but dozens of companies are actually…
CVS Pharmacy
5 Things to Know About Working for CVS Health Jobs April 16, 2020
CVS Health is one of several companies making a hiring push in the midst of the coronavirus pandemic. If you’ve…
Stimulus Coronavirus Checks
How to Track Your Stimulus Payment Before It Arrives Money & Credit April 13, 2020
Since the government announced in late March that millions of Americans would be receiving stimulus checks to combat the economic…
Falling Behind on Bills? 8 Steps to Get Help From Creditors Fast
Falling Behind on Bills? 8 Steps to Get Help From Creditors Fast Money & Credit April 8, 2020
The coronavirus pandemic has disrupted the U.S. economy. Millions of people have lost their jobs, and thousands of businesses have…
Student loans
Should I Stop Paying My Student Loans Right Now? Loans March 31, 2020
Team Clark has received a ton of questions through our Ask Clark service in recent days about how to handle…
Experian Credit Freeze
How to Freeze Your Credit With Experian Protect Your Identity March 30, 2020
Freezing your credit with all three major credit bureaus is the single most important thing you can do to protect…
Equifax Credit Freeze
How to Freeze Your Credit With Equifax Protect Your Identity March 30, 2020
Freezing your credit with all three major credit bureaus is the single most important thing you can do to protect…