Michael Timmermann has been helping people save money for more than a decade. He writes about budgeting, streaming TV services and cell phone plans for Clark.com. Prior to joining Team Clark in 2014, Michael produced Clark Howard's popular segments for CNN's sister network, HLN. After paying off his mortgage in two years, Michael started
MichaelSaves.com, a website where he shares practical ways to lower your monthly bills and meet your own financial goals.
Google Drive: What to do about photos stuck ‘Waiting to upload’ for hours
Mobile & Electronics
January 22nd, 2018
Google Drive offers 15 GB of free online storage for your photos, videos, audio, documents and other files. It's a…
Follow the ‘Minute Rule’ to make exercise a daily habit
Health
January 9th, 2018
At the start of the year, you can't flip through the TV channels without seeing commercials for gyms, diet programs…
Why you should change your Mint.com and other budgeting account passwords
Protect Your Rights & Identity
January 9th, 2018
If you use Mint.com or a similar type of software's personal budgeting tools, money expert Clark Howard says you may…
38-year-old millionaire shares 5 secrets to retiring early
Money & Credit
January 4th, 2018
All year long, Clark.com's Michael Timmermann is sharing quick and easy ways to save money as part of our Michael Saves series. Check…
This website will notify you if there’s unclaimed money in your name
Money & Credit
January 2nd, 2018
If you've been following money expert Clark Howard for a while, you've probably heard him talk about billions of dollars…
Job alert: These 18 companies will be hiring like crazy in 2018
December 29th, 2017
If you're not happy with your career, the start of the new year may be the perfect time to look…
The secret reason why a McDonald’s Coke tastes the best
Food & Restaurants
December 27th, 2017
Why do soft drinks from McDonald's taste so much better than anywhere else? We finally have an answer to the…
$10 last-minute Christmas gifts your family and friends will love
Life
December 23rd, 2017
Still have some last-minute Christmas shopping to do? There are plenty of inexpensive gifts that don't look and feel "too…
2017 Holiday Tipping and Gift Guide: What to give your boss, hair stylist, babysitter and more!
Life
December 21st, 2017
The holiday season is a time when many people will give a tip or gift to the service providers who…
5 of the best used cars for empty nesters
Cars
December 18th, 2017
If your kids have grown up and headed off to college, you may be thinking about trading in your family…
9 Foods That Never Really Expire
Life
December 1st, 2017
Between 30% and 40% of the nation's food supply goes to waste every year, according to the USDA. That means…
How much have you spent on Amazon over the years? Here’s how to tell
December 1st, 2017
Are you spending too much money on Amazon.com? There's a little-known way to find out the exact amount you've spent…
Holiday shopping 2017: 5 retail traps to avoid
November 24th, 2017
You've set a holiday budget, reviewed the Black Friday ad scans and mapped out your shopping strategy to save more…
Here’s a long list of retailers that will be closed on Thanksgiving this year
Shopping & Retail
November 20th, 2017
Many retailers will once again start their Black Friday sales on Thanksgiving Day, but dozens of stores are choosing to…
9 things to know before your first trip to Costco
Shopping & Retail
November 16th, 2017
Money expert Clark Howard is probably the biggest Costco fan I've ever met, but I never seriously considered joining the…
The Black Friday purchases you’ll most likely regret
November 14th, 2017
Have you ever stood in line for a Black Friday doorbuster deal and later realized it wasn't worth the time…
Costco’s CEO shares 13 secrets with Clark to help you save money
Shopping & Retail
November 14th, 2017
More than 87 million people are Costco Wholesale members, paying either $60 or $120 a year for full access to…
America’s grocery stores ranked from best to worst
Food & Restaurants
November 6th, 2017
Publix and Wegmans tied for first place in a just-released consumer study of America's favorite grocery stores, while Walmart was…
The best day of the week to buy avocados, coffee, hot sauce and more
Shopping & Retail
November 2nd, 2017
We've all heard the stereotypes about millennials who can't get enough of avocados, coffee and hot sauce! Now, the shopping…
Google is recording your voice: How to listen to (and delete) the files
Mobile & Electronics
October 26th, 2017
You probably already figured that Google keeps track of your web searches, but did you know that the Internet giant…
Millions of new cars are being sold without this basic feature
Cars
October 19th, 2017
If you drive a newer vehicle, AAA is urging you to check your trunk to see if it's missing a…
Walmart is taking the headache out of online returns
Shopping & Retail
October 9th, 2017
Returning items that you buy online can be a big hassle, but Walmart says it has come up with a…
Why you should change all of your security question answers right now
Protect Your Rights & Identity
October 6th, 2017
Identity theft is on the minds of many Americans after hackers obtained the personal information of more than 145 million…
This security feature could prevent hackers from emptying your bank account
Protect Your Identity
October 6th, 2017
After hackers obtained the personal information of more than 145 million consumers in the Equifax data breach, Americans are wondering…
This amazing pasta dish has only 3 main ingredients
Life
October 6th, 2017
Do you ever get to the end of the day and suddenly feel a rush of stress, realizing that you…
4 big changes coming to Designer Shoe Warehouse
Shopping & Retail
October 4th, 2017
Designer Shoe Warehouse (DSW), a footwear and accessories retailer with more than 500 locations nationwide, is making some big changes that…
Delta’s basic economy service was nothing like I expected
Travel
September 22nd, 2017
The next time you search for a cheap flight online, there's a good chance you'll find an option for “basic…
Never leave your car registration in the glove box
Cars
September 20th, 2017
If you keep your car registration in the glove compartment — or anywhere else in the vehicle — you could open yourself…
How many years you’ll have to work until you can retire
Money & Credit
September 20th, 2017
Save early and often! That's the best advice if you want to retire comfortably. But what if you're a little behind…
AT&T expands free HBO access to even more wireless customers
Mobile & Electronics
September 13th, 2017
Just days after T-Mobile announced it was offering free Netflix to some wireless subscribers, AT&T is giving away free HBO…