The Best Cell Phone Plans for Seniors

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If you’re a senior who’s tired of paying too much for cell phone service, you’ll be pleased to learn there are several options for switching to a cheaper provider without sacrificing service. In fact, some major wireless providers offer affordable plans specifically for people who are 55 and older.

I’ve researched more than 70 phone plans to find the best prices and discounts on reliable networks that offer talk, text and data. In this article, I’ll share my picks for the best cell phone plans for seniors. 

Best Overall Plan for Seniors
Consumer Cellular
Network
AT&T
Price
$25/month (plus taxes & fees)
Highlights
  • Low prices on limited data plans
  • Discounts available for AARP members
  • Highest-rated service on Consumer Reports
Best for Senior Services
Lively
Network
Verizon
Price
$24.99/month (plus taxes & fees)
Highlights
  • Phones are specifically designed for seniors
  • Health and safety packages are available for an additional charge
Best Unlimited Data Plan for Seniors
T-Mobile Magenta Max 55+
Network
T-Mobile
Price
$65/month (taxes & fees included; autopay required to get best rate)
Highlights
  • Best price for high-speed data that never slows
  • 40GB of hotspot data
Cheapest Cell Phone Plan for Seniors
Tello Economy
Network
T-Mobile
Price
$10/month (plus taxes)
Highlights
  • Unlimited talk, text and 1GB of high-speed data
  • Cheapest pre-built plan available
Cheapest Unlimited Phone Plan for Seniors
Mint Unlimited
Network
T-Mobile
Price
$30/month (plus taxes & fees)
Highlights
  • 35GB data cap before reduced speeds
  • Prepay three months in advance when you sign up
  • Although the contract changes, the plan price stays the same after three months.
Best Multiline Phone Plan for Seniors
Visible
Network
Verizon
Price
$40/month (taxes & fees included)
Highlights
  • Unlimited talk, text and data with max 8Mbps speeds
  • One of the cheapest prices for four lines ($25/line monthly)
  • Party Pay members pay individually

Choosing the Best Cell Phone Plan for Seniors

Because there are so many options, both features and pricing are important to consider when it comes to phone plans. While there are several plans marketed toward seniors, a senior plan or discount doesn’t necessarily make it the best choice.

A few of my top picks for senior phone plans do include senior plans and discounts, but these aren’t the only options available to seniors. Providers including Tello and Mint also offer great phone plans at some of the cheapest rates available without any discount. You’ll see these below under “Other Plans To Consider.”

For this reason, it’s important to shop not only for senior plans but also to consider the price, features, customer service, reviews and coverage of all available phone plans. Those are the main factors I compared when doing my research for this article. Here are my top picks:

Below, you’ll find more detailed information on each cell phone plan including how much it costs, what it includes and how it compares. For even more options, be sure to check out our guide to the best cell phone plans and deals.


Phone Plans for Seniors

Many phone service carriers market certain plans specifically toward seniors. Generally, these are cheap plans with limited data. Carriers such as Consumer Cellular also pride themselves on excellent customer service, especially for seniors. Other carriers, like Lively, focus on senior-specific services such as easy-to-use phones that can come with health and safety features. These two companies, in particular, stand out for their low prices, high reviews and senior services.


Consumer Cellular

Consumer Cellular

Best Cell Phone Plan for Seniors

Consumer Cellular provides a variety of customizable phone plans that range from talk only to unlimited data. The most affordable plan that includes unlimited talk, text and 500MB of data is available for $25 per month per line plus taxes and fees. Consumer Cellular also offers a 5% discount for AARP members. Although its prices aren’t the lowest available, the carrier is an excellent choice for seniors given its affordable plans, high customer satisfaction scores and strong Consumer Reports ratings. Consumer Cellular also runs on two reliable networks: AT&T and T-Mobile. If you do switch to Consumer Cellular, you may be able to bring your own phone to save even more. You can check your phone’s eligibility online.

To learn more about Consumer Cellular, be sure to read our review. You can also check out additional plans and information on Consumer Cellular’s website.

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Lively

Best Senior Services

Lively is a cell phone service provider that’s marketed specifically toward seniors. The company sells cell phones made for seniors and even offers a health and safety package that provides access to emergency assistance, medical advice, locksmiths and more via the Lively app. Lively also offers a variety of phone plans beginning at $17.48 per month with data. For this price, you’ll get 300 minutes and 100MB of data. For $24.99 monthly, you can get unlimited talk and text along with 500MB of data. Lively runs on Verizon’s network. Unfortunately, Lively does not allow you to bring your own phone. Instead, you’ll have to purchase a Lively phone. As of August 2021, the company offered phones for $59.99-$149.99.

For more information on Lively’s phone plans and devices, visit the company’s website online.


Phone Plans With Senior Discounts

Some phone plans offer discounts specifically to people who are over a certain age and/or have an AARP membership. Unfortunately, even with the discount, these plans aren’t always the best choice. Many plans with senior discounts have very limited minutes, no texting and no data. Still, there is one plan that offers a great senior discount with truly unlimited data. 


T-Mobile Magenta Max 55+

T-Mobile unlimited plan deal

Best Unlimited Data Plan for Seniors

T-Mobile Magenta Max is my top pick overall for the best unlimited data plan available, and anyone over the age of 55 can get this plan at a discounted rate. With the discount, seniors can get T-Mobile Magenta Max 55+ for $65 per month with one line or $45 per line with two to four lines with taxes and fees included. The plan includes unlimited talk, text and smartphone data with speeds that can’t slow based on usage. It also comes with 40GB of mobile hotspot data and a basic Netflix subscription. Additional plans from T-Mobile include the Magenta 55+ plan for $50 monthly and the Essentials 55+ plan for $40 per month. If you do decide to switch to T-Mobile, you may be able to bring your own phone. You can check your phone’s eligibility online

To learn more about unlimited plans, check out our T-Mobile vs. AT&T vs. Verizon comparison. You can also find additional T-Mobile plans and information online. 


Other Plans To Consider

While senior-specific phone plans and senior discounts are great, they aren’t your only options. If you’re looking for the absolute cheapest phone plan available, you’ll want to check out Tello Mobile. Mint Mobile also offers incredibly low prices, including the cheapest option for an unlimited phone plan. And Visible offers four lines for $100/month. 

In addition to senior phone plans and senior discounts, here are three other plans to consider: 


Tello Economy

Tello Mobile review

Cheapest Cell Phone Plan for Seniors

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Tello Mobile offers the cheapest cell phone plans I’ve found, and it runs on T-Mobile’s reliable network. You can get unlimited talk, text and 1GB of high-speed data for $10 monthly. If you don’t need the 1GB of data,  you can get an even cheaper plan with unlimited talk and text for just $8 per month. You can also bring your own phone to Tello if it’s eligible

To learn more about Tello, be sure to check out our review. You can also visit Tello’s website to begin building your perfect cheap cell phone plan.


Mint Mobile

Mint Mobile Review: T-Mobile’s Network for Only $15 per Month

Cheapest Unlimited Phone Plan for Seniors

Mint Mobile offers several great phone plans that are worth considering regardless of your age. In fact, Mint Unlimited is the best cheap unlimited phone plan that I’ve found. For $30 monthly, Mint offers unlimited talk, text and data. Speeds reduce after 35GB, but you can still continue to use unlimited data. To get this price, you do have to prepay for three months at a time, which makes the plan $90 at the time of payment. Even if you don’t need unlimited data, Mint Mobile offers great plans. For $15 per month, you can still get 4GB of data plus unlimited talk and text. You may also be able to bring your own phone when you switch to Mint.

For more information on Mint Mobile, be sure to read our review. You can also find additional plan information on Mint Mobile’s website


Visible

Visible cell phone

Best Multiline Phone Plan for Seniors

If you’re looking to have more than one phone on your line, Visible is a great carrier to consider. For one line, Visible costs $40 each month. For two lines, it’s $35 per month per line. For three lines, it’s $30 per month per line. Four lines cost $25 per month per line, which is an excellent multiline price. Plus, with Visible Party Pay, each member has the option to pay separately. This can be a great feature if you’ll be sharing a line with family or friends who don’t live with you. Visible’s plan includes unlimited talk, text and high-speed data, though speeds may slow during congestion. You can also bring your own phone to Visible; check its compatibility online before switching. 

To learn more about Visible’s phone plan and Party Pay feature, read our review. Visit Visible’s website for more detailed plan information and options for switching.


Team Clark’s Methodology

For the purposes of this review, Team Clark determined that the top three things seniors care about when it comes to cell phone carriers are price, network reliability/coverage and overall satisfaction including customer service.

Various members of our staff tried out each of these popular cell phone providers to get a feel for their reliability and service. We have individual reviews of those providers available on the website.

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I personally researched more than 70 phone plans and analyzed the following characteristics when determining the “best” options for seniors:

  • Price
  • Network reliability
  • Network coverage
  • Monthly data allotments
  • “Bring your own device” availability
  • Available deals and discounts (55+, autopay, additional lines, etc.)
  • Online reviews from real customers

Final Thoughts

If you’re a senior who’s looking to save on your phone bill, look for a plan that offers the right amount of data and service. If you don’t need much mobile data, avoid pricey plans labeled “unlimited.” Also, make sure you’re switching to a network that has coverage in your area. Every wireless provider has its coverage map online, but if you’re happy with your current service, you can simply switch to a low-cost carrier that uses the same towers.

Know that senior-specific plans can be great, but a discount doesn’t necessarily make it the best option. If you aren’t sure where to begin, consider starting with one of the plans listed here. 

Consumer Cellular offers exceptional service for a good monthly price, which makes this provider an excellent option for seniors. If you’re ready to switch phones altogether, Lively has great senior-specific options with equally great senior services. But if you need an unlimited data plan, consider the senior discount you’ll get with T-Mobile’s Magenta Max 55+.

For the cheapest option available, check out Tello Economy. For a cheap phone plan that offers unlimited data, consider Mint Mobile instead. Finally, if you’ll have four lines on your account, Visible is a great multi-line option that can keep the total bill around $100/month.

For even more options, be sure to read our guide on the best cell phone plans and deals available now. Once you’ve decided on a new phone plan and you’re ready to make the switch, check out this guide that we put together to take you step-by-step through the process.

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