Unlimited Plans Comparison: T-Mobile vs. AT&T vs. Verizon

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If you’re shopping for an unlimited data plan with one of the major wireless providers, how do you choose between T-Mobile, AT&T and Verizon?

With plans changing from one week to the next, money expert Clark Howard suggests that you start by making a list of the things that matter most to you and your family. For example:

  • Monthly price
  • High-speed data
  • HD-quality video
  • Streaming TV
  • Mobile hotspot
  • International features

Unlimited Plans Comparison: T-Mobile vs. AT&T vs. Verizon 

The monthly plans in this article offer unlimited talk, text and data, but the major wireless carriers may place limits on your high-speed data. If you use too much or the network is busy, your data speeds could be slowed down.

“It’s really confusing when you try to pick a cell phone plan because unlimited doesn’t mean unlimited,” Clark says. “Everybody has restrictions or gotchas, depending on what you pay per month.”

Before we get to the list of unlimited plans, we should point out that cheaper options do exist with discount cell phone service providers. If you’re willing to leave the major carriers, read our separate guide with the best cell phone plans and deals!

If you see a plan that you like below, check the provider’s website for limited-time deals on service plans and devices.

Table of Contents: 

T-Mobile Unlimited Plans 

T-Mobile Unlimited

Taxes and fees are included with T-Mobile’s Magenta and Magenta Max plans but cost extra with Essentials. All of the plans provide access to T-Mobile’s 5G network.

PlanT-Mobile EssentialsT-Mobile MagentaT-Mobile Magenta Max
Price$60/month with auto pay

$105/month for 4 lines with auto pay

Taxes and fees extra
$70/month with auto pay

$140/month for 4 lines with auto pay

Taxes and fees included
$85/month with auto pay

$170/month for 4 lines with auto pay

Taxes and fees included
FeaturesUnlimited talk, text and data, which may be slowed during times of congestion

Stream video at DVD-quality, 480p

Unlimited 3G mobile hotspot data

Talk, text and 2G data in Mexico and Canada
Unlimited talk, text and data, which may be slowed after 50GB/line during times of congestion

Stream video at DVD-quality, 480p

5GB hotspot at 4G LTE speed, then unlimited 3G speed

Data and text included when traveling to 210+ worldwide destinations

Talk, text and up to 5GB of high-speed data in Mexico and Canada

In-flight texting and 1 hour of data on Gogo-enabled flights to, from, or within the U.S.
Unlimited talk, text and data, speeds won't be slowed

Stream video at 4K UHD

5GB hotspot at 4G LTE speed, then unlimited 3G speed

Data and text included when traveling to 210+ worldwide destinations

Talk, text and up to 5GB of high-speed data in Mexico and Canada

In-flight texting and unlimited data on Gogo-enabled flights to, from, or within the U.S.
PerksT-Mobile TuesdaysNetflix Basic included if you maintain 2+ qualifying T-Mobile Magenta lines

T-Mobile Tuesdays
Netflix Basic with one line or Netflix Standard included if you maintain 2+ qualifying T-Mobile Magenta Max lines

T-Mobile Tuesdays

See full details here.

AT&T Unlimited Plans 

AT&T Unlimited

AT&T’s 5G network is included with all three unlimited plans, but AT&T Unlimited Elite is the only plan that comes with free HBO Max. Taxes and frees are extra.

PlanAT&T Unlimited StarterAT&T Unlimited ExtraAT&T Unlimited Elite
Price$65/month with auto pay

$140/month for 4 lines with auto pay

Taxes and fees extra
$75/month with auto pay

$160/month for 4 lines with auto pay

Taxes and fees extra
$85/month with auto pay

$200/month for 4 lines with auto pay

Taxes and fees extra
FeaturesUnlimited talk, text and data in the U.S., Mexico, and Canada (Data may be slowed when network is busy)

Standard-definition streaming

Suspected spam and fraud alerts

Unlimited texting from U.S. to 120+ countries
Unlimited talk, text and data in the U.S., Mexico, and Canada (After 50GB, data may be slowed when network is busy)

Standard-definition streaming

Suspected spam and fraud alerts

Unlimited texting from U.S. to 120+ countries

15GB mobile hotspot per line
Unlimited talk, text and data in the U.S., Mexico, and Canada (After 100GB, data may be slowed when network is busy)

High-definition streaming

Suspected spam and fraud alerts

Unlimited texting from U.S. to 120+ countries

30GB mobile hotspot per line
PerksHBO Max included

See full details here.

Verizon Unlimited Plans

Verizon Unlimited

All of Verizon’s unlimited plans include a streaming perk. Taxes and fees are extra.

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PlanStart UnlimitedPlay More UnlimitedDo More UnlimitedGet More Unlimited
Price$70/month with auto pay

$140/month for 4 lines with auto pay

Taxes and fees extra
$80/month with auto pay

$180/month for 4 lines with auto pay

Taxes and fees extra
$80/month with auto pay

$180/month for 4 lines with auto pay

Taxes and fees extra
$90/month with auto pay

$220/month for 4 lines with auto pay

Taxes and fees extra
FeaturesUnlimited talk, text and data, which may be slowed during times of congestion

DVD-quality streaming (480p)

Mexico and Canada talk, text and data included
Unlimited talk, text and data, which may be slowed after 50GB/line during times of congestion

HD-quality streaming (720p)

15GB of 4G LTE mobile hotspot data, followed by unlimited at speeds up to 600 Kbps

Mexico and Canada talk, text and data included
Unlimited talk, text and data, which may be slowed after 50GB/line during times of congestion

HD-quality streaming (720p)

15GB of 4G LTE mobile hotspot data, followed by unlimited at speeds up to 600 Kbps

Mexico and Canada talk, text and data included
Unlimited talk, text and data, which may be slowed after 50GB/line during times of congestion

HD-quality streaming (720p)

30GB of 4G LTE mobile hotspot data, followed by unlimited at speeds up to 600 Kbps

Mexico and Canada talk, text and data included
PerksDisney+ for 6 months

Discovery+ for 6 months

Apple Music for 6 months
Disney+, Hulu and ESPN+ included

Discovery+ for 12 months

Apple Music for 6 months
Disney+ for 6 months

Discovery+ for 6 months

Apple Music for 6 months

600GB cloud storage
Disney+, Hulu and ESPN+ included

Discovery+ for 12 months

Apple Music included

600GB cloud storage

See full details here.

Final Thought 

Switching to a discount carrier is probably the best way to lower your cell phone bill, but we know that many people want to stay with T-Mobile, AT&T or Verizon. That’s why we created this guide.

Here are some things to consider if you want to save money with the major carriers:

  • Have you thought about a family plan?
  • Are you searching for phone deals?
  • Do you take advantage of auto pay discounts?
  • Military, employer, senior discounts?
  • Can you get free cell phone insurance from a credit card?

Even if you apply just one or two of these money-saving strategies, you can save $20 a month or more on your cell phone needs. That adds up to $240 after one year and $2,400 after 10 years!

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