Currently working in the IT field, Shelly is interested in technology, minimalism and frugality. When not working, she enjoys reading, writing and walking.

More posts by Shelly Lott

What You Need To Do if Your Phone Gets Lost or Stolen
What You Need To Do if Your Phone Gets Lost or Stolen Cell Phones March 19th, 2024
Our phones contain a record of our lives. They're not just for texting and calling; They're really mini-computers that hold…
5 Ways To Start Living Below Your Means
5 Ways To Start Living Below Your Means Save Money March 5th, 2024
To create financial breathing room in your life, it's important to live on less than what you earn. The less…
9 Ways To Know if You Have Been Hacked
9 Ways To Know if You Have Been Hacked Protect Your Identity February 19th, 2024
Hackers use many different tactics to steal your personal information. Before you know it, your bank accounts can be empty…
Why Do I Get Calls From Phone Numbers That Are Similar to My Number?
Why Do I Get Calls From Phone Numbers That Are Similar to My Number? Cell Phones January 17th, 2024
Have you ever gotten a phone call and noticed that the caller ID displays a phone number that is very…
8 Things To Stop Buying This Year
8 Things To Stop Buying This Year Save Money January 12th, 2024
Cutting down on your daily expenses can add real financial breathing room to your life and help you save more…
How To Know if You’re Getting the Internet Speed You’re Paying For
How To Know if You’re Getting the Internet Speed You’re Paying For Internet January 10th, 2024
From the home office to your living room, a residential internet connection has become essential for most of us. But…
Free and Cheap Ways To Repurpose Old Greeting Cards
Free and Cheap Ways To Repurpose Old Greeting Cards Save Money December 19th, 2023
From birthdays to anniversaries and everything in between, many of us collect a lot of greeting cards throughout the year.…
3 Free Tools To Find Secret Codes and Discounts While Shopping Online
3 Free Tools To Find Secret Codes and Discounts While Shopping Online Shopping & Retail November 13th, 2023
Can you really shop and save at the same time? It's not only possible, it can be pretty easy when…
12 Easy Ways To Extend the Life of Your Computer or Laptop
12 Easy Ways To Extend the Life of Your Computer or Laptop Save Money November 13th, 2023
Many experts agree that the average life of a computer or laptop is about three to five years. But manufacturers…
How To Create a Safe Password
How To Create a Safe Password Protect Your Identity November 6th, 2023
Are you one of the estimated 66% of people who use the same password for multiple accounts? It's understandable, as…
12 Common Amazon Scams To Avoid
12 Common Amazon Scams To Avoid Scams & Rip-Offs October 31st, 2023
Amazon can be a convenient way to shop, but it can be an increasingly risky proposition. According to a report…
9 Ways To Repurpose an Old Cell Phone or Tablet
9 Ways To Repurpose an Old Cell Phone or Tablet Cell Phones October 23rd, 2023
Many of us have old cell phones and tablets that we're no longer be using. Technology changes so rapidly that…
How Spammers Get Your Email Address
How Spammers Get Your Email Address Protect Your Rights & Identity October 16th, 2023
Have you ever been browsing a website and then later received an email from the company even though you had…
17 Free Tips To Make Your iPhone Easier To Use
17 Free Tips To Make Your iPhone Easier To Use Cell Phones July 25th, 2023
Getting a new iPhone is exciting, but it can be overwhelming to learn its new features. Luckily, there are things…
7 Items You Should Never Carry in Your Wallet
7 Items You Should Never Carry in Your Wallet Money & Credit June 23rd, 2023
We tend to carry all kinds of personal items in our purses or wallets. While it is necessary to carry…
How To Extend the Lives of These 5 Major Appliances
How To Extend the Lives of These 5 Major Appliances Save Money May 19th, 2023
Major appliances are expensive, so we want them to last as long as possible. Tips To Extend the Lives of…
How To Create a Throwaway Email To Avoid Spam
How To Create a Throwaway Email To Avoid Spam Protect Your Identity February 22nd, 2023
Have you ever been asked to share your email address to get a discount or other offer? People are becoming…
Woman checking email
13 Steps To Keeping Your Email Safe and Secure Protect Your Rights & Identity January 22nd, 2023
You can't be too vigilant when it comes to computer security. It's way too often that we hear of a…
How To Bring an Old Laptop Back to Life for Free
How To Bring an Old Laptop Back to Life for Free Mobile & Electronics November 29th, 2022
Every few years (or even more often than that), most of us replace our electronics with new versions. But for most…
6 Tax Breaks for Retirees
6 Tax Breaks for Retirees Taxes November 21st, 2022
Did you know that tax credits exist to help retirees save on their tax bills? The Internal Revenue Service (IRS)…
4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!)
4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Scams & Rip-Offs September 20th, 2022
Peer-to-peer (P2P) payment sites let you transfer money from your bank account or credit card account to someone else using…
How To Pack a Carry-On the Right Way
How To Pack a Carry-On the Right Way Travel August 11th, 2022
When you travel by air, do you always check your bag? If so, the 2022 travel season may be a…
Scam Alert: Think Twice Before Scanning QR Codes
Scam Alert: Think Twice Before Scanning QR Codes Scams & Rip-Offs July 21st, 2022
Quick Response codes (QR codes) are all around us. From restaurant menus to advertisements to sporting events, codes are a…
Why You Should Name a Trusted Contact
Why You Should Name a Trusted Contact Money & Credit July 18th, 2022
The Financial Industry Regulatory Authority (FINRA), the North American Securities Administrators Association and the U.S. Securities and Exchange Commission are…
7 Free Apps and Resources for Veterans
7 Free Apps and Resources for Veterans Save Money June 22nd, 2022
Millions of mobile apps exist to help make our lives easier. However, a select few are made just for veterans.…
10 Things You Should Always Buy in Bulk
10 Things You Should Always Buy in Bulk Warehouse Clubs June 8th, 2022
Buying in bulk can be a great way to save money and stock up on items you use most often.…
How To Avoid a Tricky New Home Energy Audit Scam
How To Avoid a Tricky New Home Energy Audit Scam Scams & Rip-Offs May 13th, 2022
The Better Business Bureau (BBB) warns that a new scam uses homeowners' energy bills to target them, and falling for…
4 Free Email Accounts for 2022
4 Free Email Accounts for 2022 Save Money May 5th, 2022
There is no need to pay for an email account. There are a ton of free options available and you…
8 Free or Cheap Cybersecurity Tips for Travelers
8 Free or Cheap Cybersecurity Tips for Travelers Travel March 31st, 2022
Most of us look forward to vacations, and we're taking more and more technology items with us when we travel:…
NewsBank: How To Read Your Local Newspaper for Free
NewsBank: How To Read Your Local Newspaper for Free Save Money March 16th, 2022
I'm constantly looking for ways to reduce my monthly bills and save money. One item I splurge on is a…