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DO YOU SEE THINGSclearly when it comes to money? Here’s a test to find out. Which of the following scenarios…
A FEW WEEKS BACK, I discussed the notion of “the four horsemen of the investor apocalypse.” A concept proposed by Morningstar Managing Director Don Phillips,…
ARE YOU IN YOUR 60sand worried about rising consumer prices? It’s worth understanding how inflation affects Social Security benefits—especially its…
INFLATION HAS BEENthe big economic story of 2022. Steep increases in consumer prices have hurt families in many ways—some of…
I SPEND SIGNIFICANTtime reading the viewpoints of people who are planning for retirement or who are already retired. My frequent…
BOSTON COLLEGE’SCenter for Retirement Research just published a study that explores what Americansthinkare the biggest risks to their retirement—as opposed…
THE FINANCIAL WORLDgenerates a lot of noise. As a financial planner, I see that every day. Being in my 20s,…
IF THERE’S ONE NUMBERthat drives our financial lives, it’s our fixed living costs. We’re talking here about regularly recurring expenses…
WE LIKE TO ESCAPEthe Northeast’s cold each winter, so we just spent 10 days in Sarasota, Florida. Like many others…
HOW WOULD YOU DEFINEfinancial freedom? That’s the intriguing question I’ve been asked twice in recent weeks by journalists curious about…
WHEN WE RETIRE,we win back control over our daily life. Gone is the boss, the expectation that we’ll be at…
“YOUR CHECKING ACCOUNTbalance is low.” It’s an alert none of us wants to receive, especially if we’ve just been paid.…
IT WAS JULY 2003.My wife and I were in our early 50s. Wehad jobs we liked and we lived comfortably.…
SAVING DILIGENTLY sounds like such a rudimentary skill that it gets scant respect. Who couldn’t spend 10% or 15% less than…
