If you have a dog, you know that searching for new housing can be a pain, even if your dog is as sweet as can be. And the trouble continues when you’re shopping for homeowners or renters insurance.
Read more: Is pet insurance worth the price?
Insurers: These are the ‘riskiest’ dog breeds
That’s because some insurance companies will not offer you a policy if you have a dog that’s deemed too dangerous. Einhorn Insurance says these are the most blacklisted breeds:
- Pit Bulls & Staffordshire Terriers
- Doberman Pinschers
- Great Danes
- Presa Canarios
- Alaskan Malamutes
- German Shepherds
- Siberian Huskies
On its website, California-based Einhorn Insurance stresses that it doesn’t agree with how most insurance companies do business. Einhorn, which offers dog liability insurance, says it doesn’t judge based on breed alone.
Dog bites reportedly accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2015, costing more than $570 million. The average cost paid out for dog bite claims nationwide was $37,214 in 2015.
If you have a dog on the list, you might want to set aside extra time when searching for a new place to live. Einhorn recommends creating a dog resume and portfolio, including references.
Meanwhile, the Humane Society of the United States says you can contact local shelters and rescue groups for housing suggestions.
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