How I save 75% on prescription drugs

How I save 75% on prescription drugs
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All year long,’s Michael Timmermann is sharing quick and easy ways to save money as part of our Michael Saves series. Check in every Monday as he puts new and familiar savings strategies to the test. Sign up for our newsletter to have these stories delivered to your inbox! 

When I was reviewing my monthly budget recently, I initially thought that I was doing everything that I could to keep my prescription drug costs as low as possible. 

By using a discount prescription app (and taking a generic drug), I already save lots of money.

RELATED: My 7 best money-saving tips for 2018

How tablet splitting can save big money

However, I recently learned from a friend that I could get a higher dose of the drug I take and split the pill into quarters to save 75% on my medication.  

So I got the OK from my doctor and headed to the pharmacy to fill my new prescription.

Pill splitting save 75%

Doctors say that most pills can only be split in half, not into quarters like mine, but you’re going to want to buy a pill splitter either way for a precise cut. 

I picked up this one at Walmart for less than a dollar:

Walmart pill splitter

Once I got home, I spent about three minutes splitting 30 pills into quarters, which means I ended up with a total of 120 pills. I later read that it’s best to split only one pill at a time.

hfr how i saved xx% on my prescription drug costs

The bottom line is that with a simple phone call to my doctor’s office, I got a new prescription that’s helping me save more than $120 a year.

BEFORE: $13.16 for a 30-day supply x 12  = $157.92

AFTER: $12.10 for a 120-day supply x 3 = $36.30

The practice of pill splitting has worked out great for me, but it’s important to check with your doctor because not all pills can be split safely. 

On its website, the Food and Drug Administration has this to say about it:

“At some point your healthcare or managed care company may have recommended tablet splitting for reasons such as to adjust the dosing of your medication or to reduce costs. In such cases, it is your healthcare professional’s responsibility to monitor the impact of risks associated with the practice of tablet splitting. You should always talk to your healthcare professional before splitting a tablet and not be afraid to ask him or her questions if you are considering splitting tablets.”

Team Clark’s guide to save more and spend less in 2018:

Michael Timmermann paid off his mortgage in two years. Now, he shares his money-saving tips on his blog, Save on Almost Everything.
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