Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

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Ask Clark Howard and Team Clark
Should You Ever Decline a Credit Limit Increase? Credit August 20th, 2023
Congratulations. We just approved you for a credit limit increase of $1,000. Your new limit is $10,000. If you've held…
woman with credit card and computer
New Report Reveals American’s Favorite Credit Card Issuer in 2023 Credit Cards August 18th, 2023
Which credit card issuer is best? The answer you receive to this question likely depends on the personal experiences of…
American Express Platinum Review
The Platinum Card® from American Express Review 2023: Is It Worth It? Credit Cards August 17th, 2023
is one of the best "premium" travel rewards credit cards on the market in 2023. It comes with top-shelf perks…
Holding cash and credit card in hands
Credit Card Sign-Up Bonuses Worth at Least $500 Credit Cards August 17th, 2023
Team Clark has spent hours reviewing the market for credit card sign-up bonuses. This article contains a list of our…
Alliant Cashback Visa® Signature Credit Card
Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases Credit Cards August 17th, 2023
Money expert Clark Howard has long endorsed the for its 2% cash back plan, but the Alliant Cashback Visa® Signature…
Ask Clark Howard and Team Clark
Should I End My Authorized User Status With My Parents’ Credit Card Now That I’ve Established Credit? Credit Cards August 17th, 2023
It's great when a parent or family member adds you as an authorized credit card user to help you establish…
The best shopping rewards credit cards
Best Credit Cards for Shopping Rewards: Top Picks for 2023 Credit Cards August 15th, 2023
All information about the Capital One Walmart Rewards® Card has been collected independently by Clark Howard Inc. You've seen the…
Best Gas Rewards Credit Cards
Best Credit Cards for Gas Rewards: Top Picks for 2023 Credit Cards August 15th, 2023
All information about Hilton Honors American Express Surpass® Card has been collected independently by Clark Howard Inc. Do you find…
Citi Custom Cash Credit Card
Citi Custom Cash® Card: 5 Things To Know Before You Apply Credit Cards August 15th, 2023
The is a new player in the rewards credit card market. Could it be right for your wallet? Citi is…
Credit cards that Costco accepts
What Credit Cards Does Costco Accept? Credit Cards August 14th, 2023
Are you considering a Costco membership but you’re worried that the wholesale giant won’t accept your preferred credit card? Wholesale…
Ask Clark money column
I Paid My Credit Card in Full But Now I Owe More. What’s Residual Interest? Credit Cards August 14th, 2023
Imagine finally paying off your credit card after carrying a balance for a good while. What a feeling, right? Now…
Best Airline Credit Cards
Best Airline Credit Cards for 2023: Are They Right For You? Credit Cards August 11th, 2023
Are you a person who loves to travel and thinks you might benefit from an airline credit card in 2023?…
U.S. BANK SHOPPER CASH REWARDS® VISA SIGNATURE® CARD
5 Things To Know About the U.S. Bank Shopper Cash Rewards® Visa Card Credit Cards August 11th, 2023
Are you looking for the best way to earn shopping rewards by using your credit card at your favorite retailer?…
Ask Clark money column
Is It Safe To Unfreeze My Credit To Apply for a Credit Card? Credit Cards August 10th, 2023
"Freeze your credit" is money expert Clark Howard's constant answer to preventing identity theft and financial fraud. It's not foolproof,…
Clark Howard has several credit card rules you should follow
Clark Howard: My 7 Rules for Using Credit Cards Credit Cards August 8th, 2023
Credit cards are a great way to build your credit history and improve your credit score, but they come with…
Ask Clark money column
What Do I Do If Someone Uses My Credit Card Without Authorization? Credit Cards August 7th, 2023
Credit cards offer consumer protection on a level that debit cards do not. That's the main reason money expert Clark…
Best two percent cash back credit cards
Best 2% Cash Back Credit Cards: 8 Options in 2023 Credit Cards August 4th, 2023
Are you trying to get the best cash back rewards for your credit card purchases in 2023? Money expert Clark…
Wells Fargo Active Cash® Card Review: Unlimited 2% Cash Back Credit Card
Wells Fargo Active Cash® Card Review: Unlimited 2% Cash Back Credit Card Credit Cards August 4th, 2023
Wells Fargo has entered the 2% cash back market with a credit card that may grab your attention. The Wells…
Best Balance Transfer Credit Cards
Best Balance Transfer Credit Cards: Top Picks for 2023 Credit Cards August 3rd, 2023
Team Clark spent hours reviewing the market for the best balance transfer credit cards and put them to the test…
A black credit card labeled "Best Rewards Credit Cards" with options for best cash back, travel and shopping rewards
Best Rewards Credit Cards: Top Picks for 2023 Credit Cards August 3rd, 2023
All information about the Capital One Walmart Rewards® Card has been collected independently by Clark Howard Inc. Team Clark spent…
The Citi Simplicity card offers a 21-month introductory period for 0% APR on balance transfers.
Citi Simplicity® Card Review 2022: A Worthy Balance Transfer Card Credit Cards August 2nd, 2023
If you are in credit card debt and are looking for relief from mounting interest charges, you may want to…
The Citi Double Cash and Chase Freedom Unlimited are popular cash back credit cards.
Citi® Double Cash Card – 18 month BT offer vs. Chase Freedom Unlimited® credit card Cash Back Credit Card Comparison Credit Cards August 2nd, 2023
If you are looking for an everyday cash back credit card in 2022, the and the Chase Freedom Unlimited® credit…
Fidelity Visa vs Citi Double Cash
Fidelity Rewards Visa vs. Citi® Double Cash Card – 18 month BT offer: Pick the Right 2% Credit Card Credit Cards August 2nd, 2023
Are you shopping for the best cash back credit card on the market? You are wise to consider both the…
PayPal vs Citi Double Cash
Citi® Double Cash Card – 18 month BT offer vs. PayPal Cashback Mastercard®: Top Cash Back Credit Cards Credit Cards August 2nd, 2023
If you are looking for an everyday cash back credit card in 2023, you probably have come across both the…
Cash back credit cards earn you money each time you make a purchase.
Best Cash Back Credit Cards With No Annual Fee Credit Cards August 2nd, 2023
All information about the Capital One Savor Cash Rewards Credit Card has been collected independently by Clark Howard Inc. Team…
Citi Double Cash
Citi® Double Cash Card Review: 5 Things To Know in 2023 Credit Cards August 2nd, 2023
If you want rewards for your everyday purchases but aren't keen on keeping up with all the rotating bonuses or…
The Capital One Savor and the SavorOne are cash back cards that reward dining and entertainment.
Capital One Savor Rewards Credit Card vs. Capital One SavorOne Cash Rewards Credit Card: What’s the Difference? Credit Cards July 31st, 2023
All information about the Capital One Savor Cash Rewards Credit Card has been collected independently by Clark Howard Inc. If…
Ask Clark money column
Why Do Credit Card Companies Give You 30 Days To Pay Them Back? Credit Cards July 31st, 2023
If you make credit card purchases on day 1 of your billing cycle, you have 30 days to pay off…
Fidelity and Schwab both have credit cards for investors.
Fidelity Rewards Visa vs. Schwab Investor Card® from American Express: Which Is Best? Credit Cards July 27th, 2023
All information about Schwab Investor Card® from American Express has been collected independently by Clark Howard Inc. If you are…
Amex EveryDay has a great balance transfer offer to help eliminate existing credit card debt.
Amex EveryDay® Credit Card Review: 15 Months of Intro 0% APR Credit Cards July 27th, 2023
All information about Amex EveryDay® Credit Card has been collected independently by Clark Howard Inc. If you're about to make…