Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

Essentials

Best

Reviews

Latest Credit Cards

Costco vs. Sam’s Club Credit Cards Comparison: Which Is Better?
Costco vs. Sam’s Club Credit Cards Comparison: Which Is Better? Credit Cards March 26, 2019
You probably know that Team Clark is a huge fan of warehouse stores — and it only makes sense that we'd…
The Best 0% APR Credit Cards Right Now
The Best 0% APR Credit Cards Right Now Credit Cards March 21, 2019
Team Clark hates credit card debt. But, ironically, the right credit card can be a helpful tool to finally eliminate…
ABOC Platinum Rewards Mastercard®: $150 cash back and 12 months of 0% APR
ABOC Platinum Rewards Mastercard®: $150 cash back and 12 months of 0% APR Credit Cards March 11, 2019
Review Summary: If you're interested in being a customer of a smaller regional bank instead of one of the national…
Barclay's logo
Best Barclays credit cards: Compare rewards and 0% APR offers Credit Cards February 21, 2019
Barclays is one of the leading credit card issuers, but it isn't as well known for its own branded cards…
Target REDcard
Target REDcard Credit Card Review: Should You Apply? Credit Cards February 5, 2019
Review Summary: The Target REDcard is a store credit card you can use for shopping at Target stores and online at…
Best Credit Cards for Saving or Investing Your Rewards
Best Credit Cards for Saving or Investing Your Rewards Credit Cards January 28, 2019
When people think about credit cards, it often reminds them of debt. That may be because about half of credit…
Southwest Ends Senior Fares Discount
How to earn the Southwest Companion Pass through 2020 Credit Cards January 14, 2019
The Southwest Airlines Companion Pass is about the most valuable thing ever for those who want to travel for free…
Sam’s Club Mastercard Review: Great Rewards on Gas, Travel and Dining
Sam’s Club Mastercard Review: Great Rewards on Gas, Travel and Dining Credit Cards December 27, 2018
Review Summary: The Sam’s Club® Mastercard® offers a very high rate of cash back on gas, but much less so at Sam's…
Best Credit Card Sign-Up Bonuses Right Now
Best Credit Card Sign-Up Bonuses Right Now Credit Cards December 19, 2018
Rewards credit cards don't just offer you valuable points, miles and cash back when you make new purchases — these…
Fidelity Rewards Review: Earn 2% Cash Back With No Annual Fee
Fidelity Rewards Review: Earn 2% Cash Back With No Annual Fee Credit Cards December 19, 2018
Review Summary: The Fidelity® Rewards Visa Signature® Credit Card offers a simple but valuable cash back offer. This card is…
PenFed Pathfinder review: Premium travel rewards, no annual fee
PenFed Pathfinder review: Premium travel rewards, no annual fee Credit Cards December 17, 2018
Review Summary: The PenFed Pathfinder Rewards American Express Card strikes a unique balance between offering premium rewards and benefits while having no…
citi double card
Citi Double Cash Review: Earn Up to 2% Cash Back on All Purchases Credit Cards December 12, 2018
Review Summary: The Citi® Double Cash Card - 18 month BT offer is a great credit card for people who…
Barclaycard Arrival Plus review: Earn miles worth 2.1% of spending
Barclaycard Arrival Plus review: Earn miles worth 2.1% of spending Credit Cards December 12, 2018
IMPORTANT NOTE: Barclays is no longer accepting applications for The Barclaycard Arrival® Plus World Elite Mastercard®. Please see our picks…
costco citi credit card
Costco Anywhere Visa by Citi: Should I Always Use It at Costco? Credit Cards December 12, 2018
Review Summary: The Costco Anywhere Visa Card by Citi is a great credit card for those who want to earn…
Save $15 on your next Amazon order with these Citi credit cards
Save $15 on your next Amazon order with these Citi credit cards Credit Cards December 12, 2018
If you have an eligible Citi credit card, you may be able to save $15 on your next Amazon purchase…
4 Best Travel Rewards Credit Cards Right Now
4 Best Travel Rewards Credit Cards Right Now Credit Cards November 30, 2018
Money expert Clark Howard typically recommends cash back credit cards, but there are always those who prefer travel cards to…
Warning: Do NOT apply for the credit cards on this list
Warning: Do NOT apply for the credit cards on this list Credit Cards November 20, 2018
An estimated 94 million Americans have impulsively signed up for a retail credit card at the checkout and many of…
Best Rewards Credit Cards: Team Clark’s Picks
Best Rewards Credit Cards: Team Clark’s Picks Credit Cards November 15, 2018
If you're searching for the best rewards credit card, money expert Clark Howard says remember just two words: cash back!…
New Credit Karma program pre-approves borrowers without it affecting their credit
New Credit Karma program pre-approves borrowers without dinging their credit Money & Credit November 6, 2018
Applying for a new line of credit has always been a double-edged sword: On the one hand, consumers stand the…
Discover just announced its 5% cash back bonus categories for 2019
Discover just announced its 5% cash back bonus categories for 2019 Credit Cards November 1, 2018
If you have a Discover card in your wallet, you'll want to know about the cash back bonus categories for…
amazon package
How to save $50 on Amazon Prime with this credit card perk Credit Cards October 30, 2018
There's a way to save $50 a year on your Amazon Prime membership by taking advantage of a unique credit…
Shoppers increasingly say this is their #1 regret
Shoppers increasingly say this is their #1 regret Shopping & Retail October 25, 2018
Shopping holidays are as American as apple pie and with so many delicious deals these days, it's no wonder. But…
mastercard logo on credit card - New Mastercard free trial rules stop automatic charges when deal expires
Why your Mastercard could look different in 2019 Money & Credit October 22, 2018
The back of your Mastercard is going to look very different beginning in the new year. In April 2019, Mastercard…
American Express Business Blue Plus Review
American Express Business Blue Plus Review Money & Credit October 16, 2018
Credit cards can be an important tool for small business owners. They offer you the security and convenience that other…
Credit card shopping
The best credit cards for shopping rewards right now Money & Credit October 12, 2018
Are you gearing up for the holiday shopping season but don't know which credit card to use? Depending on where…
Credit card startup Petal aims to help first-time borrowers build their credit
Credit card startup Petal aims to help first-time borrowers build credit — is it for you? Credit Cards October 4, 2018
Young adults and the credit industry aren't exactly peas in a pod, normally. Unestablished credit scans make it difficult for…
Discover card
Discover is eliminating one of its cash back credit card benefits Credit Cards October 4, 2018
If you're a Discover customer, Clark.com has learned that yet another credit card benefit is ending soon. The credit card…
Credit Card Application Form
How to fill out a Chase credit card application Money & Credit October 2, 2018
Chase is one of the top credit card issuers in the United States. If you are interested in travel or…
Chase Ink Business Preferred Card review
Chase Ink Business Preferred Card review Credit Cards October 1, 2018
In 2016 Chase made quite a few updates to their credit card lineup. They introduced the extremely popular Chase Sapphire…
How to get free gift cards from credit card reward programs
6 things you should never do with your credit card Credit Cards September 28, 2018
Credit cards, used wisely, can be an important tool in your financial toolbox. But with Americans’ credit card debt at…