Ruthe Hall is a writer who covers all things insurance. She joined Team Clark in 2022 with more than a decade of experience writing professionally and working in healthcare. Helping others navigate the world of health insurance sparked her interest in mastering the other players in the insurance industry overall. She lives in the metro Atlanta area and when she's not writing about insurance, she's probably reading, dancing or writing about other things. You can reach Ruthe at [email protected].

More posts by Ruthe Hall

Clark Howard’s #1 Rule Before You File an Auto Insurance Claim
Clark Howard’s #1 Rule Before You File an Auto Insurance Claim Car Insurance October 20th, 2023
Not sure whether you should file an auto insurance claim? Money expert Clark Howard has a few things to consider…
Is Gap Insurance Worth It?
Is Gap Insurance Worth It? Insurance October 17th, 2023
Buying a car can be exciting, but also overwhelming. In addition to all the required paperwork, you’ll likely be presented…
The Real Reason Why Your Insurer May Not Renew Your Policy
The Real Reason Why Your Insurer May Not Renew Your Policy Insurance October 16th, 2023
Every insurance policy has a term, or agreed length of time that your insurer protects your property. I’ve written about…
What is homeowners insurance
What Is Homeowners Insurance? Homeowners Insurance October 2nd, 2023
If you’re a homeowner, there’s a good chance your home is the most expensive purchase you’ve ever made. Having homeowners…
calculate home insurance
Actual Cash Value vs. Replacement Cost Value Coverage Insurance October 2nd, 2023
When it comes to repairing or replacing your property, homeowners insurance policies can include actual cash value coverage or replacement…
House insurance form
How Much Homeowners Insurance Do I Need? Homeowners Insurance October 2nd, 2023
As the cost of almost everything continues to rise these days, so does the risk of your home being underinsured.…
What Does Homeowners Insurance Cover?
What Does Homeowners Insurance Cover? Insurance October 2nd, 2023
Having homeowners insurance is an important way to protect your home and belongings. But your protection only extends to damages…
car damaged in accident, appraisal
How To Determine an Independent Value for Your Vehicle After an Accident Car Insurance October 2nd, 2023
After a car accident (or if your car gets stolen), one of the first steps your insurer will take to…
home insurance cost
How Much Can You Save by Changing Your Deductible? Homeowners Insurance September 28th, 2023
According to ValuePenguin, homeowners insurance rates have increased steadily “by a cumulative 19.1%” between 2018 and 2023. While it seems…
car insurance cost
Why You Need To Re-Shop Your Car Insurance Right Now Car Insurance September 20th, 2023
There’s a good chance your car insurance has gone up recently. If it has, you’re not alone. The average cost…
car insurance magnifying glass
How Much Car Insurance Do I Need? Car Insurance September 5th, 2023
When it comes to how much car insurance you need, there isn’t a one-size-fits-all answer. Where you live will determine…
C.L.U.E. report LexisNexis dispute with magnifying glass
How to Dispute Your C.L.U.E. Report Insurance August 23rd, 2023
A C.L.U.E. report shows claims you’ve filed for your property and vehicles for up to seven years back. Insurance companies…
Road traffic accident, car insurance concept.
How to Shop for Lower Car Insurance Car Insurance August 9th, 2023
One way to be sure you’re getting the best rates on auto insurance is to re-shop for coverage regularly. Money…
6 Things to Know Before You Buy Flood Insurance
6 Things to Know Before You Buy Flood Insurance Insurance August 1st, 2023
Between 1996 and 2019, 99% of counties in the U.S. were affected by a flooding event. But according to a…
Florida
Why Is Homeowners Insurance So Expensive in Florida? Insurance July 31st, 2023
Depending on which news story you read, the homeowners insurance situation in Florida right now is either “in a state…
switch car insurance
How To Switch Car Insurance and Cancel Your Old Policy Car Insurance July 21st, 2023
If you have car insurance, there will almost certainly come a time when you have to cancel your policy. Maybe…
water line insurance, sewer line insurance, broken water line
What Is Service Line Insurance and Do I Need It? Homeowners Insurance July 19th, 2023
If you’re a homeowner, there’s a chance you’ve gotten letters from at least one utility company offering insurance for your…
Things to know before you deal with a claims adjuster
6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster Insurance July 11th, 2023
It’s no secret that the advice here at Team Clark is to only file insurance claims in catastrophic situations, or…
What Is a C.L.U.E Report and Its Impact on Your Insurance
What Is a C.L.U.E Report and Its Impact on Your Insurance Insurance July 5th, 2023
We’re all familiar with the idea and impact of a credit report, but did you know there’s a similar report…
How To Get Car Insurance
How To Get Car Insurance Car Insurance July 5th, 2023
Car insurance can be overwhelming. Requirements vary from state to state and a single policy can contain many different types…
When Should You File a Claim on Your Homeowners Insurance?
When Should You File a Claim on Your Homeowners Insurance? Insurance June 21st, 2023
A homeowners insurance policy offers protection against many unexpected events that cause damages or loss to your property. But when…
Cheap Home Internet Service
Insuring a Home-Based Business: What You Need To Know Insurance May 19th, 2023
It’s estimated that around 19 million businesses in the U.S. are home-based. Whether you’re a writer, accountant, engineer, entrepreneur or…
How Much Is Homeowners Insurance?
How Much Is Homeowners Insurance? Insurance May 8th, 2023
The cost of homeowners insurance has steadily increased over the last several years. While there are many factors that impact…
These Are the Most and Least Expensive States for Home Insurance
These Are the Most and Least Expensive States for Home Insurance Insurance May 8th, 2023
According to the Insurance Information Institute (III), the cost of homeowners insurance has “risen significantly since the pandemic.” Rates increased…
mortgage life insurance
What Is Mortgage Protection Insurance and Do You Need It? Insurance April 25th, 2023
When you buy mortgage protection insurance, you’re paying for the promise that your mortgage will be paid off if you…
family with children moving into a new home
Home Title Lock: Is It the Same As Home Title Insurance? Homes & Real Estate April 18th, 2023
There’s no shortage of companies offering insurance or other services to protect your home from unexpected events. With all the…
5 Reasons Why Your Home Insurance Will Cancel You as a Customer
5 Reasons Why Your Home Insurance Will Cancel You as a Customer Insurance March 27th, 2023
Here at Team Clark, we always recommend shopping around to get the best homeowners insurance for your needs. But did…
Why You Should Update Your Homeowners Coverage Limits Every 3 Years
Why You Should Update Your Homeowners Coverage Limits Every 3 Years Insurance March 23rd, 2023
It’s no secret that money expert Clark Howard recommends only using your homeowners insurance for catastrophic events. But that doesn’t…