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Travel is in full swing as it’s now summer. School’s out, the sun is shining and it’s prime vacation time.
Feel like hitting the seas on a family cruise? Especially if you can get a great deal? You’ll need to know where and when to look.
That’s what a listener of the Clark Howard Podcast recently asked.
Clark, how do I score the best possible deal on a cruise?
That’s what a listener wondered on the Jan. 5 episode of the podcast.
Dwight in Ohio asked: “Planning to go on a cruise this year with my girlfriend. Any suggestions where to look for great deals?”
The most important factor isn’t where you look — it’s when you go. Basic supply and demand mean that the best deals happen when kids are in school.
“If you and your girlfriend don’t have kids, use the school calendar to your advantage booking a cruise,” Clark says. “Summer is very expensive. Why? Kids are out of school.”
January is a much cheaper time than Christmas and New Year’s. But September is a “fantastic” time to find a deal on a cruise, Clark says. (“You’ll be shocked how much cheaper it is.”)
The cruise industry has gone through a tumultuous period of bankruptcy, consolidation and financial and staff disruption since the onset of the COVID-19 pandemic. So it will take research to pinpoint the right discounter for you.
“I would ask people at work, friends, colleagues. If you know they talk about going on this cruise or that cruise. Or you see them post on social media,” Clark says. “Ask them who they use. And many people who cruise regularly will have tried several cruise discounters and they’ll have their favorite.”
When it comes to cruise advice, Clark says there are two markets.
It should come as no surprise that the man who recommends Costco for everything from engagement rings to furniture to detergent also uses the retail membership club for travel.
“Even though the service is rather minimal, Costco rebates most of the commission that they earn back to the Costco member as a cash card,” Clark says. “And so you get a meaningful discount on the cruise.
“I’m an executive member. I use the Costco credit card. So I end up getting 11-13% of the cruise fare back using Costco Travel.”
Want a deal on a cruise? The most important factor is when you travel. Target September and other school months if you can. And avoid cruises during the summer or around holidays.
As far as finding the right cruise for you, you can go through a discounter or you can seek expert advice.
Clark uses Costco Travel. Combined with his executive membership and Costco credit card, he gets between 11% and 13% back.
This post was last modified on June 28, 2023 10:31 am
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