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Nearly 43 million Americans will travel this year for the Fourth of July, according to AAA, and most of them will be driving to their holiday getaway.
But if you’re not careful, even a minor driving infraction could hike your insurance rates for years to come.
Read more: Top 6 auto insurers in 2016
In its third annual moving violations report, InsuranceQuotes.com revealed how those minor violations can impact your premiums:
While those increases might seem high, they’re nothing compared to the increase you’d pay for more serious violations, like driving under the influence.
For insurance companies, this is all about assessing a driver’s risk. Experts say the violations that cause rates to rise the most are strong indicators that the driver could have an accident in the future.
But InsuranceQuotes.com found where you live also makes a big difference.
Highest and lowest premium hikes after a DUI:
Highest and lowest premium hikes after a reckless driving violation:
Highest and lowest premium hikes after a speeding violation of more than 30 mph:
Click here to see the full state-by-state breakdown.
Most first-time infractions will have a negative impact on your auto insurance premium for up to five years, but there are a few things you can do.
Read more: 4 hidden factors that help determine your auto insurance premiums
This post was last modified on March 22, 2017 4:06 pm
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