Team Clark is adamant that we will never write content influenced by or paid for by an advertiser. To support our work, we do make money from some links to companies and deals on our site. Learn more about our guarantee here.
Open enrollment is almost here. I want to share new info about the best and worst health insurance plans.
The November 2014 issue of Consumer Reports has rated plans in all 50 states and some clear winners emerge based on a national standard of quality.
In states that have Kaiser Permanente, they came up with the highest overall score. Those states include California, Colorado, Washington D.C., Georgia, Hawaii, Maryland, Oregon and Washington state.
The ratings are based on continuity of care and outcomes. Kaiser Permanente has both its detractors and its fans. When you are their customer, you go to their facilities and all their services are provided by their doctors. You pay your premium and your out-of-pocket for care is near zero.
The highest rated plans overall in country were available in Massachusetts at Tufts University and Harvard University, each of which has its own plans.
When you’re picking a plan, you need to know that the quality varies dramatically within a state. Some plans are mediocre. The best plans do good follow through and good disease management.
If you have the choice, picking from one of best plan providers is really smart. To help you do that, I suggest you check out the latest issue of Consumer Reports. I know it can be expensive to buy a single issue, so why not go to library and review the plans for free?
Need help understanding the health care exchange system and the Affordable Care Act? See my guide for a complete explanation without the political spin!
This post was last modified on March 22, 2017 1:55 pm
If you've been considering signing up for one of the Chase Sapphire credit cards, now…
The costs associated with owning a home go way beyond the amount on the mortgage. …
Inflation hits people on a fixed income the hardest. Say you're retired. You're living off…
Deciding to save and invest are great habits. But once you check that box, your…
If you're considering subscribing to Fubo, you need to be comfortable missing out on some…
Are you looking for a way to earn 2% back on every purchase you make…