Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

The Rule of 55: What Is It, How It Works
The Rule of 55: What Is It, How It Works Investing & Retirement May 1st, 2024
If you're thinking about early retirement, it may be important to understand the Rule of 55 for 401(k) plans. This…
How To Find Missing or Lost Retirement Accounts
How To Find Missing or Lost Retirement Accounts Investing & Retirement May 1st, 2024
Americans have reportedly lost or abandoned more than $1.6 trillion in retirement funds from previous employers. Fortunately, if you've lost…
How To Turn $100 a Week Into $1 Million With Compound Interest
How To Turn $100 a Week Into $1 Million With Compound Interest Investing & Retirement May 1st, 2024
Compound interest is one of the most exciting financial phenomena. Why? It's earning interest on interest! Get 10% in annual…
A mutual fund is a popular retirement investment type that can get you quick access to a diversified portfolio.
Mutual Funds: Are They A Good Investment Investing & Retirement May 1st, 2024
A mutual fund is an investment vehicle that gives you access to a diversified, professionally-managed portfolio. In this article, I'll…
How To Retire a Millionaire With a 401(k) Plan in 19 Years
How To Retire a Millionaire With a 401(k) Plan in 19 Years Investing & Retirement April 30th, 2024
Funding your retirement is one of the most important financial goals you'll ever pursue. But it can seem daunting, especially…
How To Use an IRA To Become a Millionaire
How To Use an IRA To Become a Millionaire Investing & Retirement April 30th, 2024
Money expert Clark Howard thinks that beyond supporting yourself, saving and investing for retirement should be your most important financial…
401(k) loan
Is a 401(k) Loan a Good Idea? Almost Never Investing & Retirement April 30th, 2024
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Your company 401(k) plan fees can make a big difference in how much sense it makes to participate in the plan beyond securing the company match.
Why You Need To Know Your Company 401(k) Fees Investing & Retirement April 30th, 2024
Enrolling in a 401(k) plan is like getting hold of a cheat code for retirement: Not only is it tax-advantaged,…
Should you roll over your 401(k) to an IRA? It depends on several factors, money expert Clark Howard says.
Should You Rollover Your 401(k) to a New Employer? How To Make the Right Decision Investing & Retirement April 30th, 2024
Should you roll over your 401(k) or leave it with your old company? If you've recently left a job or…
Ask Clark Howard and Team Clark
What Are My Retirement Account Options if My Company Doesn’t Offer a 401(k)? Investing & Retirement April 30th, 2024
If you work for a big company as a full-time employee, chances are you have access to a 401(k) account.…
Ask Clark money column
401k Fees: How Much is Too Much? Investing & Retirement April 30th, 2024
The easiest decision in retirement planning is contributing to your company 401(k) account up to the company match. You can…
The key parts of a 401(k) retirement plan include a company match, 401(k) contribution limits, withdrawal rules and traditional vs. Roth 401(k) plans.
What Is a 401(k) Plan and How Does It Work? Investing & Retirement April 30th, 2024
You've probably heard of a 401(k) retirement plan. You may even contribute to a 401(k) plan at work. Even so,…
Why You Want To Spend Your IRA Money Before You Die
Why You Want To Spend Your IRA Money Before You Die Investing & Retirement April 29th, 2024
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take…
What Are Index Funds?
What Are Index Funds? Investing & Retirement April 25th, 2024
Index funds are among the most popular retirement investments. But exactly what are they, and what are the best index…
3 Places You Should Never Invest Your Money
3 Places You Should Never Invest Your Money Banks & Banking April 25th, 2024
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
gold bars
Should I Buy Gold? Is It a Good Investment? Investing & Retirement April 24th, 2024
With the price of gold recently exceeding all time highs, many people are now wondering if they should have gold…
Ask Clark Howard and Team Clark
Are Municipal Bonds a Good Investment To Avoid Federal Taxes? Investing & Retirement April 24th, 2024
Bonds are an important part of a typical investment portfolio. That's especially true the closer you get to retirement and…
Ask Clark Howard and Team Clark
I’m Retiring From Boeing. Should I Take a Lump Sum or Monthly Pension? Investing & Retirement April 23rd, 2024
Deciding to take a lump sum vs. a monthly or yearly payout is a great but difficult choice. You need…
Ascensus Acquires Vanguard’s Small Business Retirement Plans
Ascensus Acquires Vanguard’s Small Business Retirement Plans Investing & Retirement April 22nd, 2024
Ascensus, the largest player in the retirement investment space, announced it will acquire many small business retirement plans from Vanguard.…
Best Financial Advisors in 2024
Best Financial Advisors in 2024 Investing & Retirement April 22nd, 2024
Type "best financial advisors" into your favorite search engine and you'll get a variety of results including lists of robo-advisors,…
Ask Clark Howard and Team Clark
I Keep $10 Million of My $13 Million in High-Yield Savings Accounts and CDs. Am I Too Conservative? Investing & Retirement April 18th, 2024
The more money you have, the more security matters. It's an almost universal truth. High-net-worth individuals are smart to diversify…
Should I Convert a Traditional IRA to a Roth IRA?
Should I Convert a Traditional IRA to a Roth IRA? Investing & Retirement April 16th, 2024
Money expert Clark Howard calls himself "the man from Roth." He so loves Roth IRAs that it's a small miracle…
How Much of Each Paycheck You Should Save or Invest
How Much of Each Paycheck You Should Save or Invest Investing & Retirement April 10th, 2024
As a country, the United States stinks at saving money. However, we collectively got our act together not long after…
how to open a Roth IRA
What Is a Backdoor Roth IRA? Investing & Retirement April 2nd, 2024
Want to contribute to a Roth IRA, but concerned that you earn too much money? Don't fret, high-income earners still…
How to open a Roth IRA
How To Open a Roth IRA Investing & Retirement April 2nd, 2024
Money expert Clark Howard thinks Roth IRAs are just about the best tool around when it comes to saving for…
Ask Clark Howard and Team Clark
How Much Is Too Much When It Comes to Retirement Savings? Investing & Retirement April 1st, 2024
When it comes to money, there are two prominent groups. One group says tomorrow is not guaranteed. That you should…
Ask Clark Howard and Team Clark
Have Clark’s Health Issues Changed His Stance on Waiting To Collect Social Security? Investing & Retirement March 21st, 2024
Want to get people emotionally charged about money? Many different topics can cause that type of reaction. Finances are intensely…
Ask Clark Howard and Team Clark
Should I Use AI To Make Stock Trades? Investing & Retirement March 20th, 2024
Artificial intelligence, or AI, is to 2024 what the internet was in the late 1990s with the dot-com bubble. It's…
Ask Clark Howard and Team Clark
Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Investing & Retirement March 18th, 2024
Money expert Clark Howard predicts that traditional 401(k) and traditional IRA accounts will go extinct in the next 10 years.…
Target Date Funds: Clark’s Favorite Retirement Investment
Target Date Funds: Clark’s Favorite Retirement Investment Investing & Retirement March 13th, 2024
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…