Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. He's also an emerging composer. After spending more than 13 years covering personal finance for Team Clark, Theo is excited to super-serve the Clark audience in a whole new way -- with lots of money-saving deals over at ClarkDeals.com!

More posts by Theo Thimou

last will and testament
FreeWill: A New Way to Prepare Your Will for Free Online Money & Credit September 19th, 2018
For years, the topic of wills and estate planning was the province of lawyers almost exclusively. Then the Internet came…
5G network via Dreamstime
5 things to know about 5G technology & what it could mean for your life Mobile & Electronics September 17th, 2018
Just when you were getting used to your 4G phone, it looks like 5G technology is just around the corner —…
How to not drown in rising flood insurance premiums
How to not drown in rising flood insurance premiums Insurance September 12th, 2018
With Hurricane Florence bearing down on the Southeast, the latest projections show the storm could cause more than $170 billion…
Costco store
Warning: Phone scammers promising Costco members travel vouchers, cash cards Scams & Rip-Offs September 12th, 2018
Phone scammers are calling Costco members with the promise of free travel vouchers, cash cards or reduced-price vacations in exchange…
8 places you can learn to code for free!
8 places you can learn to code for free! Education September 11th, 2018
The future of education is all about lifelong learning, but too many people don't further their education after they get…
visa debit card
Why you shouldn’t have a debit card for your primary checking account Money & Credit September 10th, 2018
Debit cards are pitched as a way to not spend money you don't have. But that doesn't stop consumer expert…
Get 5 lines of unlimited data for $90 a month from Sprint
Get 5 lines of unlimited data for $90 a month from Sprint Mobile & Electronics September 6th, 2018
Watch out, T-Mobile! Sprint is undercutting you by 50% to stake its claim in the family plan marketplace. Read more:…
Sprint offers new $40 a month plan for 2 GB of data
Sprint offers new $40 a month plan for 2 GB of data Mobile & Electronics September 6th, 2018
If you're a light data user, there are more and more ways to keep your monthly bill as low as…
Sprint and T-Mobile logos
T-Mobile/Sprint merger deal: Here’s what it could mean for you Mobile & Electronics September 6th, 2018
Looks like the Big 4 wireless carriers may soon become the Big 3 if T-Mobile and Sprint have their way.…
money on fire
Financial Independence, Retire Early: What You Need To Know About the ‘FIRE’ Movement Money & Credit September 6th, 2018
What would you say if we told you some people willingly deprive themselves of luxuries and save up to 70%…
9 Ways to Make Your Laundry Routine Cheaper and More Effective
9 Ways to Make Your Laundry Routine Cheaper and More Effective Life September 4th, 2018
Unless you wear your clothing only once before discarding it, dirty laundry is just a fact of life! Check Out…
Beck Bamberger
5 tips from a woman on track to retire at 40 Money & Credit September 4th, 2018
Beck Bamberger is a savings success story. The 32-year-old CEO of her own multi-million dollar public relations firm saves an…
mortgage payment
What’s the difference between PMI and MIP? Homes & Real Estate September 4th, 2018
If you choose to buy a home with little or no money down, there's an additional expense you'll have to…
Clark Howard holds a dollar bill
Ask Clark: Should I get a personal loan? Money & Credit August 29th, 2018
Have you seen an influx of offers for personal loans showing up in your mailbox? These unsecured loans promise access…
Sprint offers free Sling TV to unlimited data customers in select markets
Sprint offers free Sling TV to unlimited data customers in select markets Mobile & Electronics August 27th, 2018
In what could be a sign of things to come, Sprint is sweetening its unlimited wireless data offer by giving…
pharmacist and customer
When paying cash for prescriptions beats using insurance Health August 22nd, 2018
It's usually taken on faith by health care consumers that you can save big money on prescriptions when using your…
store brands2
Best store brands of 2018: Aldi, Kroger, Jet.com top lists News August 17th, 2018
The private labels at Aldi and Kroger are the big winners in a new tally of the best stores brands…
The one thing people hide from long-term care insurers could drive prices even higher
The one thing people hide from long-term care insurers could drive prices even higher Insurance August 8th, 2018
As if long-term care insurance (LTC) wasn't already expensive enough, the industry is bracing for costs to be driven higher…
23andMe at-home genetic testing kit
Genetic testing at home: Is it worth the price? Health August 8th, 2018
For years, the ability to identify genetic health risks for common diseases and to discover your ancestral roots was out…
5 ways to buy stocks for free or very cheap
5 ways to buy stocks for free or very cheap Money & Credit August 6th, 2018
Coming in May 2017: Motif Investing will charge a $10 semi-annual platform fee on low-balance accounts with little trading activity.…
Here’s a new way to fund your Acorns account
Here’s a new way to fund your Acorns account Money & Credit August 6th, 2018
If you're familiar with Acorns, you probably know it's an app that lets you invest spare change and hopefully turn…
1040 tax form
8 big misconceptions about the new tax law Money & Credit July 31st, 2018
You probably haven't heard much about the new tax law recently. After the rush of last-minute tax filing died down…
AT&T’s new streaming service will be free to mobile customers, $15/month for everyone else
AT&T’s new streaming service will be free to mobile customers, $15/month for everyone else Mobile & Electronics July 31st, 2018
Fresh off winning approval for an $85 billion deal to buy Time Warner, AT&T is readying the rollout of a…
car insurance magnifying glass
New rankings: The best auto insurance companies in your part of the country Insurance July 31st, 2018
Ever heard the saying "All real estate is local?" It means that market conditions are specific to wherever you are.…
42 companies hiring U.S. veterans right now
42 companies hiring U.S. veterans right now Military July 31st, 2018
Many U.S. companies have been putting more emphasis on hiring U.S. veterans lately — with some hosting big one-day events…
6 Kinds of Insurance You Can Stop Wasting Money On
6 Kinds of Insurance You Can Stop Wasting Money On Insurance July 24th, 2018
You can get insurance on almost anything — computers, phones, trips, your identity, your credit and even home warranties! But should…
3 cheaper alternatives to cell phone insurance through your carrier
3 cheaper alternatives to cell phone insurance through your carrier Mobile & Electronics July 11th, 2018
Cell phone insurance policies say they'll protect you if your phone is lost, stolen or broken”¦but will they really? Read…
Kroger’s next turnaround strategy: Hire 11,000 workers and boost wages
Kroger’s next turnaround strategy: Hire 11,000 workers and boost wages Food & Restaurants July 10th, 2018
Still in the midst of a massive turnaround effort, Kroger plans to add 11,000 jobs to the payroll in 2018…
fabric2
Fabric: A new way to buy life insurance starting at $6 a month Insurance July 10th, 2018
Has the tapestry of your life grown to include children or a spouse who depends on you financially? Then it's…
tax refund check
Here’s your 2018 estimated tax refund schedule Money & Credit July 10th, 2018
Looking forward to a big fat refund check this year? Maybe you'll use it to pay down debt or treat…