Theo Thimou About the author:
Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses.
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More posts by Theo Thimou

A look at the fake landlord scam
A look at the fake landlord scam Homes & Real Estate April 15, 2016
If you're in the market for a new apartment, beware of criminals acting as bogus landlords who may try to…
Top 10 highest paying work-at-home careers
Top 10 highest paying work-at-home careers Jobs April 14, 2016
It used to be taken as an article of faith: Working from home doesn't pay all that well and isn't…
5 tips for starting a business with a partner
5 tips for starting a business with a partner Business & Entrepreneurs April 14, 2016
Starting a business on your own can be difficult. Sometimes finding a partner with the right skills set is a…
How I went from paying $50/month for phone service to FREE!
How I went from paying $50/month for phone service to FREE! Deals & Savings April 14, 2016
Free cell phone service has been a subject on the Clark Howard Show for years. But after some early stumbles,…
Women only ridesharing app launches
Women only ridesharing app launches Mobile & Electronics April 13, 2016
Hey ladies, how many times have you felt creeped out by your Uber driver? There's a new startup that aims…
How to feed a family of 4 for $101/week
How to feed a family of 4 for $101/week Shopping & Retail April 12, 2016
The average American family of four eating a low-cost meal plan spends $182.85 per week on groceries, according to the…
3 ways to protect yourself from unwanted search results
3 ways to protect yourself from unwanted search results Mobile & Electronics April 11, 2016
A couple of European hard discount airlines are taking Google to task for putting third-party sites way up in the…
6 ways to maximize a staycation
6 ways to maximize a staycation Travel April 8, 2016
Don’t despair if going on a far-flung vacation to a beautiful locale isn’t in the books for you this summer.…
Your iPhone calendar is wrong: Tax Day is not April 15 this year!
Your iPhone calendar is wrong: Tax Day is not April 15 this year! Mobile & Electronics April 6, 2016
Good news if you thought Tax Day was this Friday. You've got a reprieve until Monday, April 18 to get…
New broadband service labels borrow from food industry
New broadband service labels borrow from food industry Mobile & Electronics April 5, 2016
Ever felt like you need a visual aid just to understand what's going on with the price and performance of…
9 places you should never use a debit card
9 places you should never use a debit card Money & Credit April 5, 2016
Debit cards are a popular alternative to credit cards, because they only allow you to spend what you have in…
2 unusual ways to steal a deal on a car right now
2 unusual ways to steal a deal on a car right now Cars April 4, 2016
Ever seen a 2016 model vehicle being offered as 'used' on a dealer lot? Leaked internal memos from three big…
6 painless ways to save money on groceries that don’t involve coupons!
6 painless ways to save money on groceries that don’t involve coupons! Shopping & Retail April 4, 2016
Coupons are great in theory. But if you're pressed for time or just generally stressed out, you'll probably never get…
Big 3 discount investment houses go all in on robo-advising
Big 3 discount investment houses go all in on robo-advising Money & Credit March 30, 2016
For many years, the Big Three discount investing houses -- Fidelity, Schwab and Vanguard -- operated on a simple full…
Megabus fights with passengers over compensation for burned bags
Megabus fights with passengers over compensation for burned bags Travel March 30, 2016
Megabus is something we talk about a lot in the world of Clark because it lets you do cheap interstate…
Best ways to get a small business loan
Best ways to get a small business loan Business & Entrepreneurs March 29, 2016
Getting a loan as a small business or an entrepreneur hasn't always been easy. Big banks generally don't care about…
6 ways to eliminate student loan debt from your life
6 ways to eliminate student loan debt from your life Education March 29, 2016
Student loans are a backbreaking burden on many people in this country both young and old. Collectively, our borrowing for…
Aldi now accepts credit cards
Aldi now accepts credit cards Shopping & Retail March 28, 2016
Aldi is stepping up its competition to other traditional grocery chains by accepting credit cards. Credit cards coming to Aldi…
3 reasons not to do business with a full-commission stock broker
3 reasons not to do business with a full-commission stock broker Money & Credit March 28, 2016
Do stockbrokers work for you or against you? The answer might surprise you. Stockbrokers are allowed to work against the…
Do clean bathrooms make for successful companies?
Do clean bathrooms make for successful companies? Shopping & Retail March 28, 2016
What are the bathrooms like where you work? And could they be an indicator of the future success of your…
Should you buy pet insurance?
Should you buy pet insurance? Life March 25, 2016
Are you thinking about getting a pet insurance policy? Read this before you do... Pet insurance review: Cost, coverages and…
Entrepreneurs reinvent your light bulb
Entrepreneurs reinvent your light bulb Mobile & Electronics March 24, 2016
In a world driven by the Internet of Things, your light bulb is no longer just a light bulb! That's…
Man arrested over an old VHS rental late fee!
Man arrested over an old VHS rental late fee! Protect Your Rights & Identity March 24, 2016
If you have Netflix, late fees for movie rentals are an anachronism in your life. But that's not the case…
Target-date retirement funds perfect for ‘set it and forget it’ investing
Target-date retirement funds perfect for ‘set it and forget it’ investing Money & Credit March 17, 2016
When you started your 401(k) at work, you were probably handed a plan document that nobody but a Wall Streeter…
5 online mattress sellers that are reshaping the industry
5 online mattress sellers that are reshaping the industry Show Notes March 16, 2016
Millennials are reshaping the marketplace for mattresses in a way that puts a premium on convenience and less emphasis on…
Auto loan delinquencies are on the rise
Auto loan delinquencies are on the rise Cars March 16, 2016
The auto industry had its hottest year in 2015 after moving 17.5 million vehicles for more than $500 billion in…
14 ways to save money at the grocery store
14 ways to save money at the grocery store Shopping & Retail March 16, 2016
Looking for more ways to save money the grocery store? Check out these suggestions: Buy three copies of the Sunday…
6 ways to tackle your credit card debt
6 ways to tackle your credit card debt Money & Credit March 15, 2016
Are you struggling with credit card debt? Follow this advice to start paying it off so you can reduce the…
4 ways to get medicine or medical care on a budget
4 ways to get medicine or medical care on a budget Health March 11, 2016
So you've got insurance, but you still can't afford your medical care. What's a person to do? Here are four…
Can’t find a college major that suits you? Here are 16 you’ve never heard of
Can’t find a college major that suits you? Here are 16 you’ve never heard of Education March 9, 2016
Are you in college and having trouble picking a major? If you'd like to do something a little (or a…