Michael Timmermann has been helping people save money for more than a decade. He writes about budgeting, streaming TV services and cell phone plans for Clark.com. Prior to joining Team Clark in 2014, Michael produced Clark Howard's popular segments for CNN's sister network, HLN. After paying off his mortgage in two years, Michael started MichaelSaves.com, a website where he shares practical ways to lower your monthly bills and meet your own financial goals. He can be reached at [email protected].
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More posts by Michael Timmermann

How much is your coffee habit costing you?
How much is your coffee habit costing you? Shopping & Retail March 5, 2015
Americans love their coffee. According to the National Coffee Association, 83 percent of us are coffee drinkers. But how much…
Want to make extra money? Choose your side hustle carefully
Want to make extra money? Choose your side hustle carefully Jobs August 28, 2014
As I worked to pay off my $86,000 mortgage in 2 years, I tried just about everything I could think…
3 Apps To Earn Cash Back On Groceries
3 Apps To Earn Cash Back On Groceries Deals & Savings June 26, 2014
It seems like every week we hear about food prices going up again.  First, beef prices. Then, it was milk…
5 Must-Try Spring Wines Under $15
5 Must-Try Spring Wines Under $15 Shopping & Retail April 23, 2014
Step one foot into any wine shop and the selection can be overwhelming.Hundreds or maybe even thousands of bottles surround…
Can you afford to adopt a pet?
Can you afford to adopt a pet? Life March 13, 2014
For millions of Americans, pets are just like family. The Bureau of Labor Statistics reports we spend $61 billion a…
7 Protein-Packed Foods Cheaper than Beef
7 Protein-Packed Foods Cheaper than Beef Deals & Savings February 24, 2014
The price of meat is sending shoppers into sticker shock. Beef prices are expected to rise 3 to 4 percent…
Etiquette Expert Reveals The New Normal For Tipping
Etiquette Expert Reveals The New Normal For Tipping Shopping & Retail February 11, 2014
Ten years ago I waited tables part-time during college. Back then, receiving an 18% tip was a compliment. Now, 18%…