Kathleen Garvin is an editor at The Penny Hoarder, one of the world's largest personal finance websites. In 2017, Inc. 500 ranked The Penny Hoarder the No. 1 fastest-growing private media company for the second consecutive year and the No. 25 fastest-growing private company overall in America. Check out \u201cA Month-by-Month Guide to Saving $1,000 and Ending the Paycheck to Paycheck Lifestyle\u201d\u009d for more ways to pad your bank account.