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More posts by John Kress

Credit Score Dropping
How to Keep Student Loan Forbearance From Hurting Your Credit Credit May 29, 2020
The federal CARES Act was passed in March 2020 to help people who have suffered financially because of the coronavirus…
Costco Executive Membership
Is a Costco Executive Membership Worth It? Shopping & Retail May 28, 2020
If you love shopping at Costco warehouse clubs as much as money expert Clark Howard does, you may have considered…
Over-the-counter drugs in store
Coronavirus Means Big Changes for FSA and HSA Accounts Health Insurance May 27, 2020
Do you have a flexible spending account (FSA) or health savings account (HSA) where you're stashing money tax-free to help…
Life Insurance Policy
Coronavirus and Buying Life Insurance: What You Need to Know Life Insurance May 21, 2020
If the coronavirus pandemic has you thinking about what would happen to your family if you died, you're not alone.…
RV on Road Trip
Ask Clark: Should I Book a Summer Vacation Right Now? Travel May 21, 2020
The coronavirus pandemic all but obliterated the idea of leisure travel for the last couple of months. Now that more…
Car Sitting In Driveway
Should You Cancel Your Car Insurance During Coronavirus? Car Insurance May 18, 2020
If the coronavirus pandemic has you out of work or working from home for the foreseeable future, you may be…
Credit Card Statement
What to Do if You Have a Negative Balance on Your Credit Card Credit Cards May 15, 2020
If you’ve gotten a refund for a purchase you made on your credit card or for some reason paid the…
Car in Garage
How to Maintain a Car You’re Not Driving During Coronavirus Cars May 11, 2020
What is necessary to maintain on a car you're not driving? It's a question you probably didn't think about until…
Lowe's Home Improvement Store
5 Things to Know About Working for Lowe’s Jobs April 22, 2020
One thing that people who are stuck with no place to go during the coronavirus pandemic can do is make…
Instacart app
5 Things to Know About Working for Instacart Jobs April 22, 2020
Millions of jobs have gone away due to the effects of the coronavirus pandemic, but dozens of companies are actually…
CVS Pharmacy
5 Things to Know About Working for CVS Health Jobs April 16, 2020
CVS Health is one of several companies making a hiring push in the midst of the coronavirus pandemic. If you’ve…
Stimulus Coronavirus Checks
How to Track Your Stimulus Payment Before It Arrives Money & Credit April 13, 2020
Since the government announced in late March that millions of Americans would be receiving stimulus checks to combat the economic…
Woman calling about bills
Falling Behind on Bills? 8 Steps to Get Help From Creditors Fast Money & Credit April 8, 2020
The coronavirus pandemic has disrupted the U.S. economy. Millions of people have already lost their jobs, with many more in…
Student loans
Should I Stop Paying My Student Loans Right Now? Loans March 31, 2020
Team Clark has received a ton of questions through our Ask Clark service in recent days about how to handle…
Experian Credit Freeze
How to Freeze Your Credit With Experian Protect Your Identity March 30, 2020
Freezing your credit with all three major credit bureaus is the single most important thing you can do to protect…
Equifax Credit Freeze
How to Freeze Your Credit With Equifax Protect Your Identity March 30, 2020
Freezing your credit with all three major credit bureaus is the single most important thing you can do to protect…
TransUnion Credit Freeze
How to Freeze Your Credit With TransUnion Protect Your Identity March 30, 2020
Freezing your credit with all three major credit bureaus is the single most important thing you can do to protect…
Best way to spend or save your coronavirus stimulus check money
4 Things to Do With Your Coronavirus Stimulus Check Money & Credit March 30, 2020
The U.S. government has approved the use of $2 trillion in an attempt to stimulate the U.S. economy and help…
Paying Bills
How to Decide Which Bills to Pay First When You Have Limited Money Money & Credit March 20, 2020
If you've found yourself unemployed due to the coronavirus pandemic — or you suspect that you might be soon —…
Hotel Deals
5 Steps to Getting a Good Deal on a Hotel Room Travel March 12, 2020
It’s never been easier to find and book a hotel room. But with so many options out there, finding the…
Dispute Error on Credit Report
How to Dispute an Error on Your Credit Report and Win Credit March 10, 2020
Your credit report — and corresponding credit score — is a vital part of your financial health. Using credit responsibly…
Freeze Child's Credit
How to Freeze Your Child’s Credit Protect Your Identity February 27, 2020
Hopefully you know by now that freezing your credit is the best way to protect your identity and finances from…
Woman booking Airbnb
How Does Airbnb Work for Guests? 5 Things to Know Before You Book Travel February 27, 2020
You’re probably aware that Airbnb offers alternatives to hotel rooms in private accommodations, but if you’ve never booked with them…
Woman getting passport photo taken
Where to Get a Cheap Passport Photo Travel February 21, 2020
If you're applying for or renewing a U.S. passport, part of the process is submitting a photo of yourself that…
Adding up credit card debt
The 3 Best Ways to Consolidate Credit Card Debt – And 2 Ways to Avoid Debt February 17, 2020
Are you carrying debt on more than one credit card at various interest rates? Consolidating that debt into one monthly…
Where To Get Free Credit Scores
5 Ways to Get Your Free Credit Score Credit February 5, 2020
Your credit score is important because it's one of the main things lenders use to determine your creditworthiness. There are…
Airbnb app on phone
How Does Airbnb Work for Hosts? 5 Things to Consider Before You Sign Up Make Money January 28, 2020
People all over the world are generating extra income by becoming Airbnb hosts and renting out part or all of…
CLEAR, airport line shortcut service, line at TSA security checkpoint at Reagan National Airport
CLEAR Identity Verification: 6 Things to Know Before You Sign Up Travel January 21, 2020
If you’ve been in a major U.S. airport lately, someone has probably tried to get you to sign up for…
Male and female hands pulling money, dividing marital property during divorce.
What to Know About Money and Divorce Money & Credit January 16, 2020
Divorce is a brutal experience. At a time when your heart is aching, it is hard to think through all…
Credit Sesame
Credit Sesame Review: Free Credit Scores and Other Helpful Financial Tools Credit December 23, 2019
Credit Sesame is a website and app that promises free access to your credit score any time you want it.…