Deacon Hayes About the author:

Deacon Hayes is the founder of WellKeptWallet.com which helps people get out of debt in a short period of time. Follow him on Twitter.

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What to do with your money when you get your first real job
What to do with your money when you get your first real job Money & Credit May 27, 2016
You’ve done it. You’ve graduated from college – or high school – and gotten your first “real” job with a…
How to buy a house with cash
How to buy a house with cash Homes & Real Estate May 19, 2016
Many experts tout owning a home as an essential part of the American Dream. One of the problems with that…
15-year vs. 30-year mortgage: Which loan is best for you?
15-year vs. 30-year mortgage: Which loan is best for you? Homes & Real Estate May 6, 2016
When you're buying a house, it is tempting to buy as much as house as you possibly can. Because of…
Is debt consolidation a good option for you?
Is debt consolidation a good option for you? Money & Credit April 20, 2016
When my wife and I were in debt, we were researching every way possible to get out of it and…
Strategies for paying back student loans faster
Strategies for paying back student loans faster Education March 25, 2016
Are you feeling burdened by student loan debt? According to this Wall Street Journal article, among 2015 college graduates, the…
Everything you need to know about withdrawing money from your 401(k)
Everything you need to know about withdrawing money from your 401(k) Money & Credit March 23, 2016
In general, financial experts recommend against withdrawing from your 401(k) account unless it’s absolutely necessary. And Clark is definitely against…
5 brilliant ways to invest an extra $500
5 brilliant ways to invest an extra $500 Money & Credit January 13, 2016
When an extra $500 comes your way, what do you do with it? Do you put it toward debt? Head…
Why you should avoid “skip a payment” offers on your debts
Why you should avoid “skip a payment” offers on your debts Money & Credit December 28, 2015
Years ago when I was $52,000 in debt, it was commonplace for banks and credit card companies to offer customers…
The best and quickest way to improve your credit score
The best and quickest way to improve your credit score Money & Credit November 5, 2015
Like it or not, a person’s credit score can make a world of difference when it comes to life events…
How to Start Your Own Business From Scratch
How to Start Your Own Business From Scratch Business & Entrepreneurs September 10, 2015
If you are looking to start a business, there are many factors to consider. While it is possible to skip…
Should you close your credit card?
Should you close your credit card? Money & Credit September 2, 2015
Closing out credit cards that you don’t use anymore might seem like a good idea at first glance, but if…
27 discounts you can get with a student ID
27 discounts you can get with a student ID Show Notes August 18, 2015
As students everywhere head back to class and work to minimize their expenses at the same time, it's important to…
5 Essential Tips When Working from Home
5 Essential Tips When Working from Home Jobs August 5, 2015
Working from home definitely has its perks. You don’t have to drive to the office, you have the comfort of…
Credit score report
What Is a good credit score? Money & Credit May 27, 2015
Do you know what your credit score is? If so, is it a good credit score? What is a good…
5 Things You Need to Know About Yourself Before You Become an Entrepreneur
5 Things You Need to Know About Yourself Before You Become an Entrepreneur Business & Entrepreneurs April 28, 2015
The world today is flooded with stories of people who’ve “made it big” by starting their own business. From Etsy…
Tips for Avoiding Credit Card Debt in Your 20s and 30s
Tips for Avoiding Credit Card Debt in Your 20s and 30s April 20, 2015
The 20s and 30s are the years when most people start to accumulate credit card debt. The promise or realization…
investing key on keyboard
6 Things To Ask Before Investing in Mutual Funds Money & Credit March 30, 2015
Investing in mutual funds can be a great way to grow your wealth. A mutual fund, at its core, is…
Buying a DIY Alarm System Will Save You Money
Buying a DIY Alarm System Will Save You Money Homes & Real Estate December 29, 2014
A couple of months ago my wife and I had somebody break into our house at 4 a.m. in the…
How To Avoid Going Into Debt for the Holidays
How To Avoid Going Into Debt for the Holidays Shopping & Retail November 26, 2014
With the holidays around the corner, it is time to start thinking of everything that comes with the season. From…
How To Sell an Upside Down Car
How To Sell an Upside Down Car Cars October 24, 2014
If you have financed a vehicle, chances are that you are upside down. What does that mean? It means that…