Christopher Smith is a writer who covers investing, banking, insurance, and making extra money. He joined Clark.com in 2020. He has more than 14 years of writing experience. Christopher has always been interested in personal finance. When he was in elementary school, he would read the Sports and Money section of the newspaper at the breakfast table every morning, tracking the prices of his favorite stocks. He joined the investment club at school and even chose to make his fourth-grade presentation about the stock market. When he’s not working, he spends most of his time with his wife, a first-generation Colombian immigrant and a Physician Assistant. He also likes college football, NFTs, rock climbing and good restaurants. You can reach Christopher at [email protected]

More posts by Christopher Smith

investment fees
What Fee Percentage Is Too High for Your Investments? Investing & Retirement June 20th, 2022
It's easy to focus on your investment choices and your returns. But tax implications and investment fees can have an…
Clark.com will explain what a savings account is and how it works.
What Is a Savings Account? Banks & Banking June 17th, 2022
A savings account gives you a safe, accessible place to put money that you don't need for daily expenses. It…
Bestow Life Insurance Review
Bestow Life Insurance Review: Pros and Cons Life Insurance June 17th, 2022
Bestow's claim to fame is that it offers term life insurance with no medical exam — ever. It's among several…
Credit unions vs. banks: Clark.com weighs the pros and cons and explains the differences.
Credit Union vs. Bank: What’s the Difference? Banks & Banking June 14th, 2022
Pitting credit unions versus banks in a side-by-side comparison can be a little like spotting identical twins at the mall.…
Buying on margin can lead to financial ruin quickly, money expert Clark Howard says.
You Need To Avoid This Investment Mistake: It’s Dangerous! Investing & Retirement June 13th, 2022
American investors owed nearly $1 trillion in margin debt at one point in 2021, leaving money expert Clark Howard shaking…
How and where to sell used textbooks.
How To Sell Textbooks for the Best Price Possible Make Money June 10th, 2022
When you finish a semester of college, the last thing you probably want to do is contend with a pile…
Open a new bank account by following these 6 steps.
How To Open a Bank Account in 6 Easy Steps Banks & Banking June 9th, 2022
It's faster and easier than ever to open a bank account. You can choose from an abundance of options. And…
Buy now, pay later companies often offer Pay in 4 plans but can charge late fees, interest and can report late payments to credit bureaus.
Why ‘Buy Now, Pay Later’ Worries Clark Howard Money & Credit June 8th, 2022
If you shop online, you've probably noticed the increasing presence of new options on the checkout pages of major retailers.…
The best stock trading and investment apps in 2021 are free and offer the opportunity to invest in many different asset classes.
6 Best Stock Trading & Investment Apps in 2022 Investing & Retirement June 3rd, 2022
The best stock trading apps allow you to buy and sell a variety of investments for free right from your…
Policygenius is an independent insurance broker that can quote you for term life insurance and home/auto insurance bundles from a variety of leading companies.
Policygenius Review: What To Know Before Getting Quotes Insurance June 2nd, 2022
Shopping for term life insurance can seem intimidating. It's time-consuming and you're relying on your own judgment in an area…
Aflac focuses on supplemental life insurance.
Aflac Insurance Review: What It Is and How It Works Insurance June 2nd, 2022
Aflac's ubiquitous duck mascot is fun to imitate. But what insurance does Aflac sell, and do you really need it?…
Thrift Savings Plan
What Is a Thrift Savings Plan? Investing & Retirement May 26th, 2022
What is a Thrift Savings Plan (TSP), and how is it different than a 401(k) or IRA? To start, money…
interest rate impact
11 Ways Interest Rate Hikes Will Impact Your Wallet Banks & Banking May 26th, 2022
With the Federal Reserve eager to tamp down inflation, the period of historically low interest rates in the United States…
In this Charles Schwab review, I'll explain why money expert Clark Howard strongly recommends the investment company.
Charles Schwab Review 2022: Pros & Cons Investing & Retirement May 25th, 2022
In some ways, reviewing Charles Schwab isn't much different now than it would have been in the 1970s. Guided by…
Clark Howard's free savings and investing roadmap offers practical tips to every level of investor.
How To Save and Invest the Clark Howard Way Investing & Retirement May 16th, 2022
Money expert Clark Howard is giving you his 10-step guide to saving and investing for free, all in one place:…
no medical exam life insurance
How to Get Term Life Insurance With No Medical Exam Insurance May 15th, 2022
You can get life insurance with no medical exam. If that’s appealing to you, make sure you understand how these…
best life insurance family image
Best Term Life Insurance Companies, Plans & Coverage Life Insurance May 13th, 2022
If you provide for anyone financially, you may worry about what would happen to them if you died. Buying a…
Term life vs. whole life insurance is an easy choice once you understand the differences.
Term Life vs. Whole Life Insurance: Understanding the Difference Life Insurance May 13th, 2022
Buying life insurance sounds like a complicated decision, but most people can start shopping by making a simple comparison: term…
Compound interest can turn you into a millionaire with a little patience and persistance.
How To Turn $100 a Week Into $1 Million With Compound Interest Investing & Retirement May 11th, 2022
Compound interest is one of the most exciting financial phenomena. Why? It's earning interest on interest! Get 10% in annual…
Clark.com reviews Fidelity Investments to explain which investors are best suited for the brokerage firm.
Fidelity Investments Review 2022: Pros & Cons Investing & Retirement May 11th, 2022
You probably know Fidelity Investments is a giant, popular investment company. Our Fidelity review will help you figure out whether…
You can become an IRA millionaire by making the maximum contribution allowed every year for more than three decades.
How To Use an IRA To Become a Millionaire Investing & Retirement May 6th, 2022
Money expert Clark Howard thinks that beyond supporting yourself, saving and investing for retirement should be your most important financial…
Is a recession coming in the United States?
Is a Recession Coming to the United States in 2022? Investing & Retirement May 6th, 2022
It's possible that we're headed for a recession in the United States right now. However, that may not mean what…
Traditional vs. Roth: A Quick Answer for Your Investments
Traditional vs. Roth: A Quick Answer for Your Investments Investing & Retirement May 5th, 2022
Choosing between a traditional and Roth 401(k) or IRA means sifting through a number of variables. But if you have…
Becoming a 401(k) millionaire is more attainable than you may realize.
How To Retire a Millionaire With a 401(k) Plan in 22 Years Investing & Retirement May 4th, 2022
Funding your retirement is one of the most important financial goals you'll ever pursue. But it can seem daunting, especially…
Understanding the pros and cons of Roth vs. traditional 401(k)s can be helpful to maximizing your retirement saving and investing strategies.
Roth vs. Traditional 401(k): What’s the Difference? Investing & Retirement May 4th, 2022
If you're enrolling in your company retirement plan, your company may offer you a choice: a Roth 401(k) or a…
You can buy treasury bonds just like countries, Wall Street firms and wealthy individuals.
Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account Investing & Retirement May 3rd, 2022
If you're a saver, you've been punished for years with terrible interest rates on your savings account, CDs or money…
Why You May Not Get Your Tax Return Back Until December
Why You May Not Get Your Tax Return Back Until December Money & Credit April 29th, 2022
Now that Americans have survived the most recent Tax Day, millions of people will be waiting months for the IRS…
9 Easy Ways To Lower Your Home Insurance Premiums
9 Easy Ways To Lower Your Home Insurance Premiums Homeowners Insurance April 29th, 2022
Inflation is a prominent discussion point in 2022, as some consumer goods have reached historically high price points. Lost in…
What Is a Spousal IRA and What Are the Rules?
What Is a Spousal IRA and What Are the Rules? Investing & Retirement April 13th, 2022
Did you know you can put aside thousands of dollars toward retirement each year through a spousal IRA even if…
Should You Buy Gold Right Now?
Should You Buy Gold Right Now? Investing & Retirement March 17th, 2022
Inflation in the United States reached a 40-year high in February as consumer prices surged 7.9% year-over-year. The New York…