Thank you for subscribing to advice you can trust from money expert Clark Howard! Video: Watch Clark's message for you [anvplayer video="4144690" no_pr="true" station="998267"] Check out more money-saving advice: Best live TV streaming plans and deals in 2018 Easy ways to make extra money each month Five steps to pay off your mortgage early Best cell phone plans and deals Credit Freeze Guide: The best way to protect yourself against identity theft