Download Episode9.25.19 Open enrollment; Massive airline fees; Hot deals todayWe’re nearing open enrollment. If your employer offers the option of a lower payroll deduction for a high deductible health plan or higher pay deduction for a lower deductible plan – It’s usually best to pay the higher premium, especially if you have health issues. Due to backlash, more employers will offer the option to pay more for a lower out-of-pocket. High deductible plans can be HSA eligible – a tax-advantaged account for medical expenses. Many employees don’t fund their HSA – which allow medical payments with pre-taxed dollars. Then they’re hit with bills they must pay with after-tax dollars. Fund an HSA – it amounts to a 20 to 37% discount on medical bills – depending on your tax rate. It’s important to have disability insurance. You have a 3 times greater chance of becoming disabled than dying during your core working years. Social Security disability is an arduous, lengthy process and is often denied. Take what your employer provides for free and beyond that, buy your own policy.
Airline junk fees amount to $35B per year – this is true will all airline except Southwest. American, United and Delta advertise low fares, and the sell you up to fares way higher with all kinds of fees. United alone charges a huge fee for carry on now, taking that cue from the hard discounters. Before you buy, know what all the fees are and what you can handle.
Clark and Deals Producer Charis talk about a recent Clarkdeals.com survey and the best deals around the web today
Download Episode10.15.21 Clark Answers His Critics on Clark Stinks / Operational Difficulties: Southwest AirlinesChrista shares Clark Stinks posts with Clark. Submit…Read more
Download Episode10.14.21 Challenges of Going Cashless / Bottled Water: $ Down the Drain.The disappearance of cash brings new ways to tip…Read more
Download Episode10.13.21 Device Addiction vs. Being In The Moment / Beware Stalkerware.How many times do you pick up your…Read more
Download Episode10.12.21 Credit Card Rewards / Don’t Pay for FREE Credit Info.If you’re willing to pivot for credit card…Read more
Download Episode10.11.21 High Tech Comes to Insurance Claims / Rideshare Costs & Alternatives.Learn how insurers are using AI, drones and…Read more
Download Episode10.08.21 Clark Answers His Critics on Clark Stinks / Early Bird Holiday Shopping a Must This Year.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode10.07.21 Hope for a Promise Long Denied: Public Service Loan Forgiveness / New Rules: Flood Insurance.The promise of public service student loan forgiveness…Read more
Download Episode10.06.21 Pandemic Impact: Increased Elder Fraud / Transportation Innovation Arrives.Elder fraud comes in many forms. The numbers…Read more
Download Episode10.05.21 Escalating Gas & Energy Prices – Your Defense / Protect Your Social Security Account at Age 30.Both oil and natural gas are in short…Read more
Download Episode10.05.21 Escalating Gas & Energy Prices – Your Defense / Protect Your Social Security Account at Age 30.Both oil and natural gas are in short…Read more
Download Episode10.04.21 Empty Shelves & Product Shortages – Flex / Open Enrollment Needs Your Attention This Year.We’re used to everything always being available. Clark…Read more
Download Episode10.01.21 Clark Answers His Critics on Clark Stinks / Women Entrepreneurs Skyrocket.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode09.30.21 Help For Homebuyers in the Bidding Wars / Bye Passwords Hello Biometrics.1 in 4 houses are being bought cash…Read more
Download Episode09.29.21 There are 2 Types of 529 Plans. One is a Ripoff / Jobs of the Future.529 Plans are getting better overall. But there…Read more
Download Episode09.28.21 Extreme Weather & Home Insurance / 13 Billion Robocalls for Car Warranties.Due to extreme weather patterns, homeowners insurance is…Read more
Download Episode09.27.21 A Used Car Market Warning / Market Swings & Investor Fears.An important warning for those in the market…Read more
Download Episode09.24.21 Clark Answers His Critics on Clark Stinks / NEVER NEVER NEVER Accept the Expensive Free Dinner Invite.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode09.23.21 UPDATE: SBA Loan Programs / Important Plan Documents: 401(k) Fees.Good news for small business owners about the…Read more
Download Episode09.22.21 Quality of New Cars / CORE Investing: Clark’s Hot Tip Advice.We know cars are overpriced and hard to…Read more
Download Episode09.21.21 Wearable health trackers / The Buy Now, Pay Later Effect – Not Good.Health trackers are approaching the mainstream for general…Read more
Download Episode09.20.21 Why Crypto Isn’t Ready For Prime Time / Are wallets becoming obsolete?Crypto is taking all shapes and forms now,…Read more
Download Episode09.17.21 Clark Answers His Critics on Clark Stinks / Find Lost or Missing Retirement Accounts.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode09.16.21 Stocking Up For Emergencies / COVID Rebates & Saving On Auto InsuranceShould you stock up on essential supplies? Clark has…Read more
Download Episode09.16.21 Stocking Up For Emergencies / COVID Rebates & Saving On Auto InsuranceShould you stock up on essential supplies? Clark has…Read more
Download Episode09.16.21 Stocking Up For Emergencies / COVID Rebates & Saving On Auto InsuranceShould you stock up on essential supplies? Clark has…Read more
Download Episode09.16.21 Stocking Up For Emergencies / COVID Rebates & Saving On Auto InsuranceShould you stock up on essential supplies? Clark has…Read more
Download Episode09.16.21 Stocking Up For Emergencies / COVID Rebates & Saving On Auto InsuranceShould you stock up on essential supplies? Clark has…Read more
Download Episode09.15.21 Amazon’s New TVs / SpaceX Starlink Satellite Internet Delay.TVs have gone up in price, as much…Read more
Download Episode09.14.21 JOBS: Understanding Total Compensation / Heads Up: Employers Spying on At-Home Workers.When looking at job opportunities, there are many…Read more
Download Episode09.13.21 The Apple Antitrust Case and Your Money / College Decisions & New Ways to Avoid College Debt.Clark discusses the Apple & Google “toll gates” and the…Read more
Download Episode09.13.21 The Apple Antitrust Case and Your Money / College Decisions & New Ways to Avoid College Debt.Clark discusses the Apple & Google “toll gates” and the…Read more
Download Episode09.10.21 Clark Answers His Critics on Clark Stinks / Farewell Locast: Local Channel Alternatives.Clark's 9/11 Remembrance / Christa shares Clark Stinks…Read more
Download Episode09.09.21 Protecting Privacy With Simple Burner Tech / Supply Shortages Have Changed the Nature of DEALSNew privacy ideas based on burner tech may…Read more
Download Episode09.08.21 Education: Is College Worth It? / The Worker Shortage & A Partial SolutionClark talks about decision making around education and…Read more
Download Episode09.08.21 Education: Is College Worth It? / The Worker Shortage & A Partial SolutionClark talks about decision making around education and…Read more
Download Episode09.08.21 Education: Is College Worth It? / The Worker Shortage & A Partial SolutionClark talks about decision making around education and…Read more
Download Episode09.07.21 Open Enrollment: A New Employer Benefit / Emergency Funds & End of Life PlanningWhat you need to know about new savings…Read more
Download Episode09.03.21 Clark Answers His Critics on Clark Stinks / A Clark Job Warning: Non-compete Agreements.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode09.02.21 Clark Rage – Wells Fargo and Alternative Banking / Investment Warning: Broken Promissory Notes.Wells Fargo has engaged in fraud against customers.…Read more
Download Episode09.01.21 Hospitals: A Rogue Industry and a Clark Cure / Road Trip! A Great Tip for Highway Travel.There’s great support on price transparency on hospital…Read more
Download Episode08.31.21 The Nurse Shortage is Critical / The Value of a Dollar Store.The nursing shortage is severe and demand is…Read more
Download Episode08.30.21 Renting Can Help You Buy a Home / Retirement Savings Can Make You a Millionaire.There are private services that allow your rent…Read more
Download Episode08.27.21 Clark Answers His Critics on Clark Stinks / Travel Outlook This Pandemic Fall.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode08.26.21 The T-Mobile Breach and Quick Measures to Protect Your Phone & Money / TWI – Trading While Under the Influence: Really?Hackers have successfully invaded T-Mobile's data base and…Read more
Download Episode08.26.21 The T-Mobile Breach and Quick Measures to Protect Your Phone & Money / TWI – Trading While Under the Influence: Really?Hackers have successfully invaded T-Mobile's data base and…Read more
Download Episode08..25.21 LOGJAM: Ordering Delays are Here to Stay / Financial Checklist – Who Needs Umbrella Insurance?The way we get goods and what’s available,…Read more
Download Episode08.24.21 A Simple Way to Protect Your Phone from Hackers / The Life Insurance Industry’s Dirty Secret.A simple tip from the NSA can help…Read more
Download Episode08.23.21 Out of Adversity > Innovation: Productivity & New Job Opportunity / Protect Yourself on 401(k) Rollovers.Employers are offering more to get and retain…Read more
Download Episode08.20.21 Clark Answers His Critics on Clark Stinks / What You Don’t Know About Distracted Driving.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode08.19.21 Autopilot Systems & Autonomous Driving / Save on Prescription Eyeglasses & ContactsClark addresses the investigation into the Tesla autopilot…Read more
Download Episode08.18.21 Best Cell Phone Plans and Deals in 2021 / Choose Better Banking.Based on your particular needs for calling, network…Read more
Download Episode08.17.21 Moving? A Clark Warning / Remote Work Considerations.Organized crime has had a hand in moving…Read more
Download Episode08.16.21 Beware ‘Buy Now, Pay Later’ / Warning: 2 Problems With Rogue Third Party Online SellersIn stores and online, the ‘Buy Now, Pay…Read more
Download Episode08.13.21 Clark answers his critics on Clark Stinks / Housing Market Update.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode08.12.21 Employment and Covid mandates / A new opportunity to create affordable housing.Businesses have a lot to figure out right…Read more
Download Episode08.11.21 How to Save for Retirement When Your Work for Yourself / Health Insurance for College StudentsIf you’re an entrepreneur or have a side…Read more
Download Episode08.10.21 Big delivery problems meet small delivery solutions / 2 Current Scam Warnings.The package delivery industry is beset with problems…Read more
Download Episode08.09.21 The credit score game has changed / Privacy update: QR codes.Different lenders assess you differently. Larger lenders use…Read more
Download Episode08.06.21 Clark answers his critics on Clark Stinks / Money down the drain: SAVE on doing laundry.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode08.05.21 Current Travel Pitfalls / Danger: Buying Stocks on Margin.Clark preps you for the current state of…Read more
Download Episode08.04.21 Clark’s updated 529 Plan Guide helps you save for college / Walmart’s excellent new employee benefit.Clark explains how 529 plans work to help…Read more
Download Episode08.03.21 It’s a Great Time to Refi! / Protect Your Catalytic Converter.Due to the ongoing pandemic, interest rates have…Read more
Download Episode08.02.21 Electronics: Your Right To Repair / Time Has Come Today for TIAA.Clark explains the ongoing “right to repair” debate…Read more
Download Episode07.30.21 Clark answers his critics on Clark Stinks / Hear-ye Hear-ye: By Executive Order – The hearing aid cartel and its high prices are going DOWN.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode07.29.21 Internet Access Expansion / State Sponsored Retirement PlansGreat internet access has become essential, and there…Read more
Download Episode07.28.21 A Generational Divide Around Email / Generous to a Fault: Parental Giving.Could we be witnessing the end of email?…Read more
Download Episode07.27.21 Revisiting the FIRE movement / New battery tech expands to local mobility, and saves money.Clark explores the Financial Independence, Retire Early (FIRE)…Read more
Download Episode07.26.21 NFL Covid Policy + The Live Nation-T-Mobile concert sale / New Venmo Protections.Clark loves football! Get the latest on the…Read more
Download Episode07.23.21 Clark answers his critics on Clark Stinks / 2 ways to beat price inflation at the supermarket.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode07.22.21 A money saving app warning for Android & iPhone users alike. / Welfare vs. Workfare – Free college that works.Both Apple and Google are being sued over…Read more
Download Episode07.21.21 Outsmart The Temptation to Borrow / SPECIAL WARNING: What’s behind ads for high interest certificates, CDs & notes.New reports indicate borrowing is roaring back after…Read more
Download Episode07.20.21 Weighing the work from home option & the 4 day work week / PLEASE don’t make this home buying mistake.If you’ve been given the choice, what are…Read more
Download Episode07.19.21 HACKS: How to protect your investment accounts / TRAVEL UpdatesCongress has never passed consumer protections against hacks…Read more
Download Episode07.16.21 Clark answers his critics on Clark Stinks / What you need to know about the Child Tax Credit.Christa shares Clark Stinks posts with Clark. Submit…Read more
Download Episode07.15.21 Save for a home by paying rent a new way / The Beginning of The END of Legalized Loan Sharking.There’s a new way renters can save for…Read more
Download Episode07.14.21 Where the Smart Money Goes for a Mortgage or Refinance / Yesterday is Today: Your Digital Footprint & A Social Media Warning.Big banks are no longer the mortgage lenders…Read more
Download Episode07.13.21 Vehicle Pricing Madness – Word to Buyers & Sellers / Supplements & Herbal Remedies – A Warning.Used car prices have gone through the roof!…Read more
Download Episode7.12.21 IRS delays / Promising news on Rx costsStill waiting on your IRS refund? You’re not…Read more
Download Episode07.09.21 Clark answers his critics on Clark Stinks / Robinhood goes public & the Clark Smart approach to InvestingChrista shares Clark Stinks posts with Clark. Submit…Read more
Download Episode07.08.21 Clark Cruise Report / Summer Gas Prices – What to Expect.Clark just returned from the first cruise to…Read more
Download Episode07.07.21 What People Power Can Do: Making a Difference by Volunteering / PPP Loan Forgiveness Update.Near & dear to Clark’s heart: Volunteering. Clark’s…Read more