Download Episode9.25.19 Open enrollment; Massive airline fees; Hot deals todayWe’re nearing open enrollment. If your employer offers the option of a lower payroll deduction for a high deductible health plan or higher pay deduction for a lower deductible plan – It’s usually best to pay the higher premium, especially if you have health issues. Due to backlash, more employers will offer the option to pay more for a lower out-of-pocket. High deductible plans can be HSA eligible – a tax-advantaged account for medical expenses. Many employees don’t fund their HSA – which allow medical payments with pre-taxed dollars. Then they’re hit with bills they must pay with after-tax dollars. Fund an HSA – it amounts to a 20 to 37% discount on medical bills – depending on your tax rate. It’s important to have disability insurance. You have a 3 times greater chance of becoming disabled than dying during your core working years. Social Security disability is an arduous, lengthy process and is often denied. Take what your employer provides for free and beyond that, buy your own policy.
Airline junk fees amount to $35B per year – this is true will all airline except Southwest. American, United and Delta advertise low fares, and the sell you up to fares way higher with all kinds of fees. United alone charges a huge fee for carry on now, taking that cue from the hard discounters. Before you buy, know what all the fees are and what you can handle.
Clark and Deals Producer Charis talk about a recent Clarkdeals.com survey and the best deals around the web today
Download Episode12.13.19 Apps for buying local; Clark StinksClark discusses some newer apps that help you…Read more
Download Episode12.12.19 Emerging jobs to consider; Avoiding fund mistakes when investingLinkedIn has published a list of the top…Read more
Download Episode12.11.19 Clark gets customer no service; Healthcare scam; Christmas spirit storiesClark NEVER ever settles a personal score in…Read more
Download Episode12.10.19 How to return items; Wells Fargo is awful; End of year tax helpThe lines for returns start Dec. 26. Often…Read more
Download Episode12.9.19 Unemployment is low but so is pay; Tipping during the HolidaysClark discusses the current economic situation. Unemployment is…Read more
Download Episode12.6.19 Big travel deals around the corner; Clark StinksNext year we’ll see many great airfare bargains…Read more
Download Episode12.5.19 Stopping robocalls; Public pension problems; Deterring porch piratesOne recent study reports a record 5.7 billion…Read more
Download Episode12.4.19 Riskier consumer loans; Stop unplugging things; Unsafe toy listIt’s estimated 1 in 5 U.S. adults has…Read more
Download Episode12.3.19 Fake reviews online; Gift cards are awful; Revolutionary recycling techniquesThere’s been a huge increase in the number…Read more
Download Episode12.2.19 Clark tells his Black Friday experience; Personal loans for presents!?; Tenant screening goes futuristicStores were not crowded on Black Friday this…Read more
Download Episode11.29.19 Credit Karma bank account; Avoid cable modem monthly feesWe get many calls about online banks. Last…Read more
Download Episode11.28.19 How Clark would fix healthcare; Americans are saving moreClark promised recently to convey the key components…Read more
Download Episode11.27.19 Lowest cost of living cities; Beware online micro-loansMove.org has published a new survey on the…Read more
Download Episode11.26.19 Is plant-based meat tasty?; Make your smartphone last longerClark loves the Impossible Burger - not a…Read more
Download Episode11.25.19 Workers fleeing big cities; Avoid this health insurance with terrible coverageEven with solid education, skills and jobs, it's…Read more
Download Episode11.22.19 When to use a travel agent when booking travel; Clark StinksTravel agents are a thing of the past,…Read more
Download Episode11.21.19 T-Mobile home internet adds competition; Juice jacking invades public charging ports; Five Below raises pricesHome internet has been way too expensive without…Read more
Download Episode11.20.19 Amazon expands free music; Buckle up this holiday season; Nursing home abuse toolClark has a Spotify family plan. $15 a…Read more
Download Episode11.19.19 Wire transfer warning; No Christmas decorations!; Dollar Tree FDA warningAccording to the FBI, wire transfer fraud is growing…Read more
Download Episode11.18.19 Healthcare price transparency; Gift exchange scam; Black Friday previewThe Trump administration has issued rules that has…Read more
Download Episode11.15.19 Carry-on bag warning; Clark StinksMany fly only during the holiday period near…Read more
Download Episode11.14.19 Google gets into medical records; Designer purse lawsuit; iBuyer companies great for consumersGoogle’s Project Nightingale is a huge initiative by…Read more
Download Episode11.13.19 New privacy law and your data; Fake Costco coupon; Real ID law infoCalifornia passed a law that is having national…Read more
Download Episode11.12.19 Managing a Waffle House; AT&T forces price increase; Scaling back on Christmas purchasesWaffle House has been in the news lately!One…Read more
Download Episode11.12.19 Managing a Waffle House; AT&T forces price increase; Scaling back on Christmas purchasesWaffle House has been in the news lately!One…Read more
Download Episode11.12.19 Managing a Waffle House; AT&T forces price increase; Scaling back on Christmas purchasesWaffle House has been in the news lately!One…Read more
Download Episode11.11.19 Veteran’s Day; Disturbing Boeing revelations; Best streaming TV dealsClark comes from an immigrant family. All 4…Read more
Download Episode11.8.19 How screen time affects your kids brain; Clark StinksA new study shows that the effects of…Read more
Download Episode11.7.19 Employers offering more freedom; How to refi student loansThe FIRE (Financial Independence Retire Early) movement was…Read more
Download Episode11.6.19 Credit score help for licensed professionals; Krispy Kreme follow-up; Cancelling subscriptionsRoughly 20% of American adults have no credit…Read more
Download Episode11.5.19 Stay in your home longer; Krispy Kreme stops college-age entrepreneur; Ford to update vehicles over internetClark recommends a minimum ownership cycle of 7…Read more
Download Episode11.4.19 USPS address change scams; FDA romaine lettuce debacle; Major issues with AirbnbID theft criminals are entering post offices with…Read more
Download Episode11.1.19 New poll helps you plan your Christmas shopping; Clark StinksClarkDeals has created a new poll that reveals…Read more
Download Episode10.31.19 Best HSA providers; New TX 403b law is terrible for teachers; Student loan regretsClark talks about the best places to open…Read more
Download Episode10.30.19 Economic growth is slowing; Predatory online installment loans; Grocery deliveryClark discusses the fed rate cut and how…Read more
Download Episode10.29.19 Open enrollment info; Creepy new interview technology; Cutting real estate agent feesOpen enrollment is near for corporate workers and…Read more
Download Episode10.28.19 Affordable housing; Deals for first responders; Take your vacation time!Affordable housing is in short supply in the…Read more
Download Episode10.25.19 Electronic wills are becoming legal in states across the country; Clark StinksMore people would be willing to create a…Read more
Download Episode10.24.19 Non-compete clauses are awful; Moviepass STILL charging people money; Drone deliveryTwo US Senators have introduced legislation to get…Read more
Download Episode10.23.19 Delaying school start times; Apple parental controls; Hackers invading online shopping cartsCalifornia has passed legislation to delay school start…Read more
Download Episode10.22.19 New Walmart health centers; Equifax PIN update; Will the Boeing Max fly soon?Walmart is launching new healthcare centers around the…Read more
Download Episode10.21.19 Commute times hit record high; More reasons to beware of full commission stock brokers; Warning for joint account holdersAmericans are doing record time on the roads…Read more
Download Episode10.18.19 Scammers are finding it easier to dupe people on internet marketplaces; Clark StinksThe BBB has issued a new scam warning.…Read more
Download Episode10.17.19 Businesses want to use chat technology with you; Medical images leaked online; Happiest states in AmericaThe U.S. has lagged behind in 'conversational commerce'…Read more
Download Episode10.16.19 Cell phone plan deals; 401k early withdrawal changes; Financial advice for different generationsOf the 4 major cell carriers, Verizon, AT&T,…Read more
Download Episode10.15.19 Big strides in renewable energy; What to call fake meat?; Cost of cars over timeThere are now more people working in wind…Read more
Download Episode10.14.19 Is texting or email safer?; Concert promotion scam; SEC opens an investigation into 403b’sThere’s increased interest in protecting privacy. We forget…Read more
Download Episode10.11.19 FCC battle vs states over net neutrality; Clark StinksThe FCC doesn't want states to be able…Read more
Download Episode10.10.19 How tariffs are playing out; Watch out for crafty MLM’s; What if your luggage gets damaged?Learn more about your ad choices. Visit megaphone.fm/adchoicesRead more
Download Episode10.9.19 Low inflation creates job opportunities; Scam season is in full swing; How much allowance is good?We have the lowest unemployment rate in years,…Read more
Download Episode10.8.19 Low investing fees go lower; AT&T sends early termination bill to deceased family; Too much politicsFollow-up: the financial industry continues its radical transformation.…Read more
Download Episode10.7.19 Google gives you more control over your data; Veterans wrongfully denied coverage; ATM feesCurrent privacy concerns have Google in the spotlight.…Read more
Download Episode10.4.19 Cheaper 401k plans for small businesses; Clark StinksRoughly half of us have no access to…Read more
Download Episode10.3.19 How to avoid fraud; New hires not showing up to work; Short-term rentals becoming more popularNEVER NEVER NOT EVER publish your birthdate and…Read more
Download Episode10.2.19 Credit score drops; Investment cons are alive and well; When to ditch an old car?We borrow principally for a home, vehicle, credit…Read more
Download Episode10.1.19 Schwab eliminates trading fees; Using your credit card overseas; Getting married in a diamond storeSouthwest is having a sweet sale right now!An…Read more
Download Episode9.30.19 Another reason not to use debit cards; Payroll company scam; Hotel deals are comingOver the last week, there have been several…Read more
Download Episode9.27.19 Grocery story happy hours lower costs and prevent food waste; Clark StinksBy most estimates, 40% of the food in…Read more
Download Episode9.26.19 Apple & Google get into gaming; New tax form for seniors; Negative interest ratesA gaming war is underway between Apple and…Read more
Download Episode9.25.19 Open enrollment; Massive airline fees; Hot deals todayWe’re nearing open enrollment. If your employer offers…Read more
Download Episode9.24.19 How to stop SIM swapping; Digging up dirt on Amazon; Your TV is spying on youYour phone may power up, but if your…Read more
Download Episode9.23.19 Forced arbitration clauses stink; Government database breaches; Best time to buy a homeThis summer came reports that cell phone carriers…Read more
Download Episode9.20.19 Verified emails with watermarks are coming; Clark StinksDeleting financial emails has become standard consumer behavior,…Read more
Download Episode9.19.19 New Walmart credit card; People love to help; Factors that make car insurance cost moreWith new partner Capital One, Walmart is offering…Read more
Download Episode9.18.19 Fed rate cut impact; Twisted tax law hurts military heroes; Medical bill shockThe Federal Reserve lowers interest rates again to…Read more
Download Episode9.17.19 Gas price fluctuations after Saudi attack; Equifax breach settlement follow-up; How gig workers get paidSaudi Arabia represents a huge percentage of world…Read more
Download Episode9.16.19 Car rental warnings; Update on Apple’s battle with independent repair shops; Scientific study touts benefits of being an optimistClark recently returned a rental car. He had…Read more
Download Episode9.13.19 Gaming addiction is now considered a psychological disorder; Clark StinksThe World Health Organization has declared excessive gaming…Read more
Download Episode9.12.19 The dangers of annuities; Criminal investigations of insurance claims are on the rise; Clark’s advice using instant payment appsBeware of annuity sales. Annuity sales subsided when…Read more
Download Episode9.11.19 Permissions and privacy issues with family tracking apps; Robocalls are still surging; Hydroponics and the rise of controlled agriculture in AmericaClark's family uses the Life360 app, allowing everyone…Read more
Download Episode9.10.19 Artificial intelligence based lie detector created for airport security; Beware genetic testing scams targeting seniors; How Clark Team member Chelsea helped her dad save over 3k a year.We face many challenges with how to use…Read more
Download Episode9.9.19 Making prescriptions cheaper; Living paycheck to paycheck on a high income; Safe deposit boxes aren’t safeGovernment attempts to rein in prescription drug prices…Read more
Download Episode9.6.19 Clark creates a $500 savings challenge; Clark StinksWe’re 10 years into economic expansion and people…Read more
Download Episode9.5.19 Texting gets you a ticket; Student loan forgiveness now more difficult; Payroll loans popularizedAAA reports deaths from red-light running collisions have…Read more
Download Episode9.4.19 Your medical info on an app; Hurricane scams abound; Lesser requirements for energy efficient light bulbsProposed legislation would provide US citizens access to…Read more
Download Episode9.3.19 Car seat trade-ins; Wells Fargo has customer falsely arrested; YouTube settles over child privacy violationsWalmart and Target are offering great incentives for…Read more
Download Episode9.2.19 Is Amazon Prime worth it?; Keep your car as long as possibleMembers of Amazon Prime pay $119 per year…Read more
Download Episode8.30.19 Paying your mortgage bi-weekly to save money; Clark StinksWatch out for a pitch that claims you…Read more
Download Episode8.29.19 Best cars for resale value; Resort fees are the worst; Focusing on preventative careJD Power reports on which vehicles best hold…Read more
Download Episode8.28.19 Natural gas rates plummeting; Disney streaming discount; Travel insurance for Fall TravelProblems in the energy industry are working to…Read more
Download Episode8.27.19 Targeted promo codes abound online; Ford offers relief for defective transmissions; Change of address scamIndividual discount codes are hit or miss these…Read more