Download Episode9.23.19 Forced arbitration clauses stink; Government database breaches; Best time to buy a homeThis summer came reports that cell phone carriers have been tracking and selling consumer location info. Lawsuits have been filed against AT&T for this practice, selling to 2 partners without consumers’ knowledge. But AT&T is hiding behind the arbitration clause buried inside consumer contracts, even though they’ve engaged in illegal activity. Clark is diametrically opposed to mandatory arbitration. If both parties are for it, fine. But ALL – 100% of arbitration forums between a business and consumer or employee are rigged in the company’s favor. The U.S. House just last Friday approved a bill outlawing mandatory arbitration – which is fantastic. The Senate remains a question mark. We live in a society where the deck is stacked with unfair rules against consumers and employees. The bigs have too much power and use it to our detriment. Kangaroo court arbitration is a manifestation of that. Hopefully, the Senate will follow the House lead. AT&T broke the law and it’s reprehensible they hide behind arbitration.
Arstechnica reports the hack of city & state government payment portals, compromising people’s credit cards in all 50 states. If you use such a government portal – do NOT use a debit or enter your checking account info. If you pay on a gov portal, use a credit card. Credit cards have protections debits do not. Yahoo mail had a massive data breach and settlement info is now coming out for those with Yahoo email between 2013-2016. Watch for your class action notice and make a claim if this affects you.
This data is based on the scarcity of buyers post Labor Day, while the number of homes available isn’t much less than the peak season from March to May. In many areas, an agent listing agreement runs for 6 months. Clark sees a more important bargain window November thru mid-January. That 11 week period is potentially the ultimate bargain week for buyers. It’s true there are fewer properties listed for that time period. They may be listed for many reasons – estate sales, job transfers, divorce – people problem sales, which put the seller in a weakened position, outside normal cycles. During the holidays, the number of people looking to buy drops dramatically. But there are still wounded duck properties on the market. Clark believes the greatest opportunity to get a deal is late fall through early winter. That’s when a buyer looking for a bargain will find it.
Download Episode6.18.20 Spending from high-income earners is down; Getting PPP forgiveness and getting your stimulus moneyClark discusses the current state of the economy…Read more
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Download Episode6.15.20 Hertz selling off cars in its fleet; The riskiest activities to partake in during Covid-19 pandemicHertz is selling off cars. But should you…Read more
Download Episode6.12.20 Monitoring your credit score is even more important right now; Clark StinksWith many payments being deferred right now some…Read more
Download Episode6.11.20 Why the stock market fell today; Amazon creates small business lines of creditThe stock market took a big dip today.…Read more
Download Episode6.10.20 So many good deals right now!; Small investors are taking big risksClarkdeals.com has been busy because deals currently abound.…Read more
Download Episode6.9.20 Car prices are going up; Some stimulus payments coming via debit cardUsed car prices had fallen a good bit…Read more
Download Episode6.8.20 Are we still in a recession?; Ticketmaster’s new refund policySome economists are saying that we aren't in…Read more
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Download Episode6.4.20 Employers can allow you to change your health plan; Popular pandemic scamsThe CARES Act allows employers to make a…Read more
Download Episode6.3.20 Store brands are having a moment; Paying your rentStore brands and generics are doing incredibly well…Read more
Download Episode6.2.20 Amazon is releasing a new Fire HD tablet; PayPal’s new credit card is actually greatAmazon has solid tablets at really great prices.…Read more
Download Episode6.1.20 Advice for people looking for a job; People are driving again in bigger numbersClark discusses how you should go about job…Read more
Download Episode5.29.20 Small businesses ditching delivery services; Avoid using these apps for payments especially with current Covid scamsDelivery services cost small businesses money. So many…Read more