How to Track Your Stimulus Payment Before It Arrives

Stimulus Coronavirus Checks
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Since the government announced in late March that millions of Americans would be receiving stimulus checks to combat the economic impacts of the coronavirus pandemic, Team Clark has received a ton of questions about the payments.

Chief among those questions is: “When will I get my money?” Though the answer to that question will vary from person to person, there are some things you can do to track your payment before it comes.

How to Know When You Will Get Your Stimulus Money From the Government

The first wave of payments hit taxpayers’ bank accounts on April 11, according to a tweet from the IRS.

If you have yet to receive any money and are anxious to know when it might arrive, you can use the “Get My Payment” app to track the status of your money. According to the app, you may need your 2019 tax return if you’ve already filed and your 2018 return to get your information.

If you are using the Get My Payment app and receive a “Status Not Available” message, the IRS says you may not be eligible for a payment or they don’t have enough information to provide a status.

Data in the app gets updated once per day, so you don’t have to check back more than that. Read more here.

If you want to take matters into your own hands, there are a couple of things you can do, depending on whether you expect to receive your money electronically or via a check in the mail.

If You Expect to Receive Your Stimulus Money Electronically

If you are eligible for stimulus money and you have your banking account information on file with the IRS, you can likely set up an alert with your bank that will let you know when the cash hits your account.

To do this, log into your account on your banking institution’s website or app and look for an option to manage alerts. It may look something like this:

Manage Alerts


Look specifically for “Deposit Alerts” or even “Direct Deposit Alerts” and elect to be notified via email, text message or push notification to your phone. The options may vary depending on the bank or credit union, but most should allow you to do something similar.

By setting up an alert, you’ll be sure to know your stimulus money is available the moment it is deposited into your account.

If You Expect to Receive Your Stimulus Money Via the Mail

If you don’t have direct deposit set up with the IRS, you should be expecting your payment to be issued by mail.

If you do have to wait for a paper check to arrive via the mail, you can be alerted before it’s delivered by signing up for USPS Informed Delivery.

When you opt into Informed Delivery, you’ll receive daily emails in the morning with scans of all first-class mail that will be delivered to your address later that day. You can sign up for Informed Delivery here.

Using Informed Delivery will let you know that your check was supposed to arrive even if you don’t find it in your mailbox — whether it was misdelivered or stolen. If you don’t get your check, you can follow up with the postal service or the IRS.

For security reasons, the IRS also plans to mail a letter to your last known address within 15 days after the payment is sent. It will provide information on how the payment was made and how to file a report if you don’t get your payment.

If you are unsure that you’re getting a legitimate letter, the IRS urges you to visit to protect yourself from scam artists.

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