Latest Money & Credit

Ask Clark Howard and Team Clark
Should You Ensure You Get Your 401(k) Company Match Even if It Means Bankruptcy? Investing & Retirement December 18th, 2023
Becoming a full-time employee at a company with benefits gives you something worth more than your salary. That's especially true…
Ask Clark Howard and Team Clark
Are Money Market Accounts As Safe as High-Yield Savings Accounts? Banks & Banking December 15th, 2023
Natural savers emerged from the dark ages of late to revel in annual yields often higher than 5%. Not long…
Average Social Security check
Report: Average Monthly Social Security Benefit by Age Investing & Retirement December 15th, 2023
After decades of working many U.S. seniors look forward to retiring and receiving their first Social Security check. Once you…
Best Investment Companies for Investors in 2024
Best Investment Companies for Investors in 2024 Investing & Retirement December 14th, 2023
The best investment companies are good fits for almost every investor whether you’re a beginner or you’re making exotic trades.…
tax prep checklist
Why You Should Start Preparing for Tax Season Now Taxes December 13th, 2023
Tax time will be here before you know it and you don't want to be caught unaware. Employers typically begin…
9 Ways To Keep Costs Down at Home While You’re Away on Vacation
9 Ways To Keep Costs Down at Home While You’re Away on Vacation Money & Credit December 13th, 2023
When the subject of frugal vacationingcomes up, the focus is understandablyon the cost of the actual vacation. You know, theairfare,…
Capital One Venture One Credit Card Review
Capital One VentureOne Rewards Credit Card Review Credit Cards December 12th, 2023
Many travel rewards credit cards carry an annual fee, but if you desire travel rewards with no annual fee, you…
Required Minimum Distributions: How To Calculate, Rules
Required Minimum Distributions: How To Calculate, Rules Investing & Retirement December 11th, 2023
Once you turn 73, the IRS expects you to take annual Required Minimum Distributions (RMDs) from your retirement accounts. But…
Ask Clark Howard and Team Clark
Can You Withdraw Money From Retirement Accounts at Will? Investing & Retirement December 7th, 2023
Most financial literature related to 401(k) accounts or IRAs focuses on contributions. But what about when you retire? Yes, there…
Buying on Margin: The Investment Mistake You Need To Avoid
Buying on Margin: The Investment Mistake You Need To Avoid Investing & Retirement December 7th, 2023
American investors owed nearly $650 billion in margin debt entering November after the number peaked near $1 trillion at one…
3 Places You Should Never Invest Your Money
3 Places You Should Never Invest Your Money Banks & Banking December 5th, 2023
With great power comes great responsibility. Whether you've read about the Sword of Damocles or simply watched Spiderman, you've probably…
Why Big Banks Are a Bad Place for Your Cash
Why Big Banks Are a Bad Place for Your Cash Banks & Banking November 27th, 2023
I'm never going to be honored by any banker as a person of the year, let me tell you. I'm…
Ask Clark Howard and Team Clark
Should I Participate in Costco’s Employee Stock Purchase Plan or Open a Roth IRA? Investing & Retirement November 22nd, 2023
Costco is money expert Clark Howard's favorite store. As such, we've written plenty about whether a Costco membership is worth…
Ask Clark Howard and Team Clark
I May Make Too Much Money To Be Eligible To Contribute To a Roth IRA in 2024. What Do I Do? Investing & Retirement November 20th, 2023
Outside of a workplace 401(k) plan that offers a company match, a Roth IRA is money expert Clark Howard's favorite…
Cheaper items to buy
Why Now Is a Bad Time To Spend Money Money & Credit November 17th, 2023
With so many major sales going on, you may want to take advantage, but spending your hard-earned cash may not…
Woman donating to a charity online
How To Choose the Best Charities for Your Donations Money & Credit November 16th, 2023
The generous act of giving to a charitable organization can be a rewarding experience for all involved. But before you…
Clark Howard's never, not ever rules
10 Clark Howard ‘Never, Not Ever’ Rules To Protect Your Money Money & Credit November 14th, 2023
If you tune into the cash-saving advice of money expert Clark Howard, you learn that sometimes it's not what you…
Facet Wealth Review: Is Facet a Fiduciary and How Much Does It Cost?
Facet Wealth Review: Is Facet a Fiduciary and How Much Does It Cost? Investing & Retirement November 8th, 2023
By industry standards, Facet Wealth is a young company. But it has become a recognizable investment company in the United…
Vanguard Personal Advisor Review
Vanguard Personal Advisor Review Investing & Retirement November 8th, 2023
Vanguard Personal Advisor offers the personal touch and level of service of a traditional financial advisor at the price of…
IRS Announces New 401(k) and IRA Contribution Limits for 2024
IRS Announces New 401(k) and IRA Contribution Limits for 2024 Investing & Retirement November 3rd, 2023
The Internal Revenue Service (IRS) announced increases to the 401(k) and IRA contribution limits for 2024. 401(k) and Roth Contribution…
Coins stacked up and growing in value
What Is the Rule of 72 and Why Should You Care About It? Investing & Retirement October 31st, 2023
Everybody loves the idea of doubling their money. But did you know there's a simple formula that can help you…
How To Find and Claim Missing Money in Your Name
How To Find and Claim Missing Money in Your Name Money & Credit October 31st, 2023
Old bank accounts, insurance policies and safe deposit boxes could be holding money that you've forgotten about. More than $4…
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What Brokerage Do You Recommend for First-Time Investors or Kids? Investing & Retirement October 31st, 2023
Learning about finance and investing from an early age can be life changing. Many of us have children, family members…
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Should I Avoid Callable CDs? Banks & Banking October 30th, 2023
Traditional Certificates of Deposit (CDs) typically pay more interest than savings accounts at the same bank because you're locking your…
Ask Clark Howard and Team Clark
We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun? Investing & Retirement October 30th, 2023
If you don't have enough money saved for retirement, it's easy to know what to do. At least in broad…
Should I Pay Off Debt, Save Money or Invest?
Should I Pay Off Debt, Save Money or Invest? Investing & Retirement October 30th, 2023
You've got some cash and you're facing a financial decision: Should you invest, pay off debt or save that money…
Credit lock vs. credit freeze What's the difference
Credit Lock vs. Credit Freeze: What’s the Difference? Money & Credit October 26th, 2023
When it comes to protecting your identity and your finances, money expert Clark Howard is a strong proponent of freezing…
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I Have $1 Million in Real Estate. Should I Sell and Invest It Instead? Homes & Real Estate October 25th, 2023
When it comes to investing for retirement, money expert Clark Howard often recommends stashing your money in a target date…
PayPal on computer
Why You Need To Check Your PayPal Account for Automatic Payments Money & Credit October 24th, 2023
Do you make online payments with your PayPal account? You may be agreeing to recurring charges from your account without…
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How Many Financial Accounts and Companies Are Too Many? Banks & Banking October 23rd, 2023
"Mo Money Mo Problems" is a 1997 song by The Notorious B.I.G. The chorus includes this line: "It's like the…