Latest Money & Credit

Online bank account concept on a laptop screen
How to Switch Banks in 4 Simple Steps Banks & Banking August 7, 2019
Being with the wrong bank can make your financial life miserable. High fees and poor customer service are some of…
Safe deposit box
Is a safe deposit box really safe? Banks & Banking August 5, 2019
If you have valuables or important documents stored in a safe deposit box (also known as a safety deposit box)…
401(k) loan
Ask Clark: Should You Ever Take a Loan From Your 401(k)? Investing & Retirement August 1, 2019
If you are facing a large amount of debt or a big unexpected expense and have a sizeable amount of…
Required minimum distributions
What to Know About Required Minimum Distributions Investing & Retirement July 29, 2019
If you're taking money expert Clark Howard's advice and diligently saving for retirement, you should know about required minimum distributions…
Money under mattress at home
How much cash should you keep at home in case of emergency? Money & Credit July 26, 2019
You may have heard money expert Clark Howard recommend that everyone should keep some cash at home in case there's…
Retirement savings plan
How to Start Investing and Saving for Retirement Investing & Retirement July 24, 2019
We all know we should invest and save for our future — but many of us don't know how to…
Clark's take: What the Equifax data breach settlement means for consumers
Equifax data breach settlement: How to make a claim Protect Your Identity July 23, 2019
Equifax says it will pay nearly $700 million for its role in a massive data breach that exposed the personal…
Warning: How criminals steal bank info over the phone
Warning: How criminals steal your banking info over the phone Money & Credit July 23, 2019
Criminals are impersonating bank employees and getting customers to hand over their debit and credit card security codes, according to…
Retired couple
10 cities where your Social Security check can cover housing costs Investing & Retirement July 19, 2019
The question of where to retire is as big of a question mark for people as the question of when…
The IRS is rolling out a new W-4: What you need to know
The IRS is rolling out a new W-4: What you need to know Taxes July 15, 2019
The Internal Revenue Service has announced its intention to roll out a new W-4 form soon — and it might…
Here are the best and worst states to retire in 2019
The best and worst states to retire to in 2019 Investing & Retirement July 10, 2019
When it comes to retirement destinations, many people look to settle down in sunny Florida or Arizona, but an increasing…
When Is the Best Time to Take Social Security?
When Is the Best Time to Take Social Security? Investing & Retirement July 8, 2019
The old saying that timing is everything certainly applies when you're talking about when to take Social Security! Study: Taking…
The top auto insurance companies with affinity discounts
7 auto insurance affinity discounts that let you save big Deals & Savings June 27, 2019
Auto insurance companies often have somewhat hidden ways for customers to save on their premiums. One those ways is through…
Where to order checks cheap besides your bank
The Best Place to Order Checks Online Banks & Banking June 21, 2019
They say it takes money to make money, but spending it shouldn’t cost any more than necessary. If you’re ordering…
Roth 401k written on stick it note with money in background
Is a Roth 401(k) Better Than a Traditional 401(k)? Investing & Retirement June 21, 2019
Many people have the option of doing a Roth 401(k) at work. But what exactly is a Roth 401(k), how…
These hidden fees could be costing you
10 hidden fees that could be costing you thousands Money & Credit June 20, 2019
Many products and services we regularly pay for are laden with hidden fees that we don't often find out about…
Facebook Libra
What does Clark Howard think about Facebook’s new Libra cryptocurrency? Banks & Banking June 20, 2019
If you go back just six months ago, we were having to ration calls to our show from people wanting…
Discover drops bank fees on deposits
Huge news: Discover ditches bank fees on deposits Banks & Banking June 17, 2019
Discover Bank says it is ending fees on deposits, a move straight out of the playbook of online banks. The…
Retirement income
Do you know what your income streams will be in retirement? Investing & Retirement June 13, 2019
Entering retirement can spawn feelings you may not have felt since the last day of fifth grade. No more classes!…
Family picnic in park
Savings challenge: 15 ways to spend $0 this weekend Money & Credit June 13, 2019
You may be someone who loves to be on the move — recreation, activities, shopping — but  if you're like…
Fundrise
What is Fundrise and should I invest in it? Investing & Retirement June 7, 2019
Fundrise is a startup financial company that advertises itself as "a real alternative to investing in the stock market." The…
date for retirement circled on a calendar
Should you have multiple target date funds? Investing & Retirement June 5, 2019
If you're confused by which target date fund to choose, you might be tempted to have multiple target date funds…
Budgeting on fixed income
How to pay off debt and save money on a fixed income Money & Credit June 4, 2019
We all know we need to pay and down our debt and save money, but that can be extremely difficult…
paypal sign - How does PayPal work?
How does PayPal work? Money & Credit June 4, 2019
More and more American consumers are becoming comfortable with person-to-person (P2P) payment apps and the process of sending and receiving…
chromebook - Clark's take: Why now is the time to buy a Chromebook
Clark’s take: Why now is the time to buy a Chromebook Money & Credit June 3, 2019
If you're in the market for a new laptop, few devices come with all the amenities for their price as…
Vanguard screenshot
5 Things to Know About Investing With Vanguard Investing & Retirement May 30, 2019
When it comes to investing, money expert Clark Howard favors investment companies that hold costs down for their customers and…
How to find out about class action lawsuits - Stack of money ($100 bills)
How to find out about class action lawsuits that could get you paid Money & Credit May 24, 2019
There are few things in life better than getting free money. That's why it pays to stay in the know.…
Here's when you should and shouldn't pay in advance
Here’s when you should and shouldn’t pay in advance Money & Credit May 22, 2019
Millions of Americans pay their bills by writing checks or setting up automatic withdrawals from their bank accounts on a…
Saving money
Where to put your cash now Banks & Banking May 20, 2019
If you've successfully managed to set up your household budget such that you have some extra money saved up for…
#1 investment mistake to avoid
The Biggest Mistake People Make When Opening an Investment Account Investing & Retirement May 17, 2019
When you open an investment account like a traditional or Roth IRA, there's a common mistake a lot of people…