Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

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Latest Investing & Retirement

“Pump and Dump” stock scams
“Pump and Dump” stock scams Scams & Rip-Offs February 21, 2012
Ever gotten a hot stock tip sent through your Facebook or Twitter account? Here's why you should think twice before…
Saving for retirement later in life?
Saving for retirement later in life? Money & Credit February 20, 2012
I've always said that you should save a dime out of every dollar you make as a general rule of…
Saving for retirement later in life?
Playing it safe in the stock market is way too dangerous Money & Credit February 20, 2012
People constantly tell me they're too afraid of stocks. They're looking for "safety," but what does "safe" really mean? I…
Saving for retirement later in life?
Saddled with a 403(b) plan? You have better options. Money & Credit February 16, 2012
If you ask Congress about teachers, you'll hear a lot of rosy rhetoric about how valued they are, and how…
401(k) fees must soon to be revealed
401(k) fees must soon to be revealed Money & Credit February 14, 2012
Later this year you'll know what previously-undisclosed fees you're being charged on your 401(k) at work. If the fees turn…
Why you should risk investing right now
Why you should risk investing right now Money & Credit January 23, 2012
Nobody wants to invest right now because they're afraid of the world economic climate. Yet that's exactly what you should…
Do you have a dangerous credit personality?
Do you have a dangerous credit personality? Money & Credit January 19, 2012
Are you someone who sees something in a store and buys it right on the spot? You might have a…
Do you have a dangerous credit personality?
More teachers getting access to better retirement plans Money & Credit January 17, 2012
We talk a good game about how we value our teachers and what they do for our children. But then…
Do you have a dangerous credit personality?
Why you should ignore your 401(k) statement Money & Credit December 28, 2011
Have you looked at your 401(k) statement lately? Don't!! New numbers from Fidelity Investments show that the average person's 401(k)…
Do you have a dangerous credit personality?
Buy stocks while the world markets are down Investing & Retirement December 28, 2011
CLARKONOMICS: At a time when the world financial markets are in tumult, I believe this represents the best buying opportunity…
Do you have a dangerous credit personality?
Avoid the trap of expensive annual fees on mutual fund investment Money & Credit November 25, 2011
What are you paying in expenses for investing? I was deflated to read a recent Morningstar report that found people…
Target-retirement funds help take the mystery out of investing
Target-retirement funds help take the mystery out of investing Money & Credit November 24, 2011
When you started your 401(k) at work, you were probably handed a plan document that nobody but a Wall Streeter…
New Self-Directed IRA Scam
New Self-Directed IRA Scam Scams & Rip-Offs November 23, 2011
Alternative investments may seem alluring because of their promises of outsize returns. But Clark has a new warning for investors…
New Self-Directed IRA Scam
Dangers of buying and selling pension benefits Money & Credit November 17, 2011
Buying little slices and dices of others' pension benefits is a hot new investment that's almost certain to burn both…
Maximize Your Mutual Fund Returns
Maximize Your Mutual Fund Returns Money & Credit November 17, 2011
Growing your money in an investment account can be harder these days. But there's one often-overlooked factor that you can…
Credit Unions vs. Big Banks
Credit Unions vs. Big Banks Money & Credit October 18, 2011
Clark always talks about how credit unions offer a better deal than big banks on just about everything. But on…
Should You Be Buying Stocks Now?
Should You Be Buying Stocks Now? Money & Credit October 5, 2011
You've heard Clark say he likes to zig when others zag. But does that advice hold true when it comes…
Should You Be Buying Stocks Now?
Clark Smart investing removes the fear factor Money & Credit September 27, 2011
At a time when world stock markets are stinking it up, it's easy to feel like there's no safe port…
Should You Be Buying Stocks Now?
Direct deposit of Social Security checks safe again Money & Credit September 26, 2011
Senior citizens who had their direct deposits of Social Security either seized or freezed by banks will now have additional…
Should You Be Buying Stocks Now?
Dangers of trading stocks on your smart phone Money & Credit September 22, 2011
I love this headline I saw from MarketWatch: "Be a better investor, dump your iPhone." To me, this is really…
Should You Be Buying Stocks Now?
Don’t get sidelined by investment legalese Money & Credit September 22, 2011
Investing for your future is sometime made unnecessarily complicated, as I was recently reminded the other day. We have a…
Timely Tips for Your IRA and 401(k) Accounts
Timely Tips for Your IRA and 401(k) Accounts Money & Credit September 21, 2011
Do you have an IRA or old 401(k) that's dwindling away with the stock market? Clark's got a suggestion that…
Video: How To Build Your Financial Future
Video: How To Build Your Financial Future About Clark August 26, 2011
In this special web-only feature, Clark talks one-on-one with you, providing his best strategies for securing your financial future.
How To Build Your Financial Future
How To Build Your Financial Future Money & Credit August 26, 2011
In this special web-only feature, Clark talks one-on-one with you, providing his best strategies for securing your financial future.
How To Build Your Financial Future
Clark Howard’s Featured Videos About Clark August 26, 2011
Social Security direct deposits safe again
Social Security direct deposits safe again Money & Credit August 24, 2011
Did you follow Clark's prior advice to stop the direct deposit of Social Security, to avoid the seizing or freezing…
Gold fever means you should tread carefully
Gold fever means you should tread carefully Investing & Retirement August 23, 2011
As I travel around the country on book tour for Living Large in Lean Times, I've been asked questions about…
Gold fever means you should tread carefully
New shortcut tool helps you estimate retirement planning needs Money & Credit August 19, 2011
If you listen to me, you're probably already motivated to have a healthy wallet. You may be saving for retirement…
Gold fever means you should tread carefully
Clark staying the course at time of market uncertainty Money & Credit August 10, 2011
CLARKONOMICS: Here we are and it's another day, another lost dollar in the market for people who are investing for…
Calculate when to take your Social Security
Calculate when to take your Social Security Money & Credit August 10, 2011
Need to know the optimal time to start taking Social Security? There's a new online calculator that can help you…