Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Savings accounts that earn you interest
Savings accounts that earn you interest Money & Credit June 8, 2012
If you still have your money with a big bank, you need a better place to stash your cash. Clark…
Americans cautioned to save more for retirement
Americans cautioned to save more for retirement Money & Credit June 7, 2012
CLARKONOMICS: All through the years, I've told you to save a dime of every dollar you make through your working…
How much do you need to save to retire?
How much do you need to save to retire? Money & Credit June 4, 2012
Clark has long said you've got to save a dime out of every dollar to have a comfortable retirement. But…
Is the Facebook IPO more hazard or opportunity?
Is the Facebook IPO more hazard or opportunity? Money & Credit May 16, 2012
Facebook's initial public offering (IPO) is the hottest one of recent years. But is this an opportunity or is this…
Are bond funds a safe investment?
Are bond funds a safe investment? Money & Credit May 15, 2012
A lot of investors consider bond funds a safe harbor in their retirement portfolio, not subject to the volatility of…
Many entrepreneurs not saving anything for retirement
Many entrepreneurs not saving anything for retirement Money & Credit May 1, 2012
How confident are you that you'll ultimately be able to retire in comfort? If your answer is "very confident," there…
The better way to invest for the long term
The better way to invest for the long term Money & Credit April 24, 2012
Investment gurus promise great returns and the inside track on hot stocks. But new research definitively reveals the better way…
Self-directed IRA scams threaten seniors’ retirements
Self-directed IRA scams threaten seniors’ retirements Scams & Rip-Offs April 19, 2012
RIP-OFF ALERT: Alternative investment scams that involve self-directed IRAs are leaving senior citizens with no retirement money. I've gotten several…
Foreign currency traders can lose money more than 70% of the time
Foreign currency traders can lose money more than 70% of the time Money & Credit April 2, 2012
When the stock market wobbles, you might want to look for a quick score by investing in foreign currency. But…
Investors do better with a hands off approach
Investors do better with a hands off approach Money & Credit March 21, 2012
Investors, do you think you can time the market, play the market and beat the market? There's an easier way…
Goldman Sachs Letter Controversy
Goldman Sachs Letter Controversy Money & Credit March 15, 2012
People are missing the bigger picture amid all the brouhaha about former Goldman Sachs employee Greg Smith's very public resignation…
How to get started investing
How to get started investing Money & Credit March 9, 2012
If you're just starting to invest, who can you trust? And if you don't have a lot money, who wants…
Age-based retirement requirements
Age-based retirement requirements Money & Credit February 29, 2012
Are you just starting to save for retirement later in life? Then saving a dime out of every dollar won't…
Age-based retirement requirements
Is the time right to get back in the stock market? Money & Credit February 21, 2012
CLARKONOMICS: Is now the time for you to jump in with both feet into stocks?Earlier today, the Dow crossed the…
Saving for retirement later in life?
Saving for retirement later in life? Money & Credit February 20, 2012
I've always said that you should save a dime out of every dollar you make as a general rule of…
Saving for retirement later in life?
Playing it safe in the stock market is way too dangerous Money & Credit February 20, 2012
People constantly tell me they're too afraid of stocks. They're looking for "safety," but what does "safe" really mean? I…
Saving for retirement later in life?
Saddled with a 403(b) plan? You have better options. Money & Credit February 16, 2012
If you ask Congress about teachers, you'll hear a lot of rosy rhetoric about how valued they are, and how…
Why you should risk investing right now
Why you should risk investing right now Money & Credit January 23, 2012
Nobody wants to invest right now because they're afraid of the world economic climate. Yet that's exactly what you should…
Do you have a dangerous credit personality?
Do you have a dangerous credit personality? Money & Credit January 19, 2012
Are you someone who sees something in a store and buys it right on the spot? You might have a…
Do you have a dangerous credit personality?
More teachers getting access to better retirement plans Money & Credit January 17, 2012
We talk a good game about how we value our teachers and what they do for our children. But then…
Do you have a dangerous credit personality?
Why you should ignore your 401(k) statement Money & Credit December 28, 2011
Have you looked at your 401(k) statement lately? Don't!! New numbers from Fidelity Investments show that the average person's 401(k)…
Do you have a dangerous credit personality?
Buy stocks while the world markets are down Investing & Retirement December 28, 2011
CLARKONOMICS: At a time when the world financial markets are in tumult, I believe this represents the best buying opportunity…
Do you have a dangerous credit personality?
Avoid the trap of expensive annual fees on mutual fund investment Money & Credit November 25, 2011
What are you paying in expenses for investing? I was deflated to read a recent Morningstar report that found people…
Target-retirement funds help take the mystery out of investing
Target-retirement funds help take the mystery out of investing Money & Credit November 24, 2011
When you started your 401(k) at work, you were probably handed a plan document that nobody but a Wall Streeter…
Target-retirement funds help take the mystery out of investing
Dangers of buying and selling pension benefits Money & Credit November 17, 2011
Buying little slices and dices of others' pension benefits is a hot new investment that's almost certain to burn both…
Maximize Your Mutual Fund Returns
Maximize Your Mutual Fund Returns Money & Credit November 17, 2011
Growing your money in an investment account can be harder these days. But there's one often-overlooked factor that you can…
Credit Unions vs. Big Banks
Credit Unions vs. Big Banks Money & Credit October 18, 2011
Clark always talks about how credit unions offer a better deal than big banks on just about everything. But on…
Should You Be Buying Stocks Now?
Should You Be Buying Stocks Now? Money & Credit October 5, 2011
You've heard Clark say he likes to zig when others zag. But does that advice hold true when it comes…
Should You Be Buying Stocks Now?
Clark Smart investing removes the fear factor Money & Credit September 27, 2011
At a time when world stock markets are stinking it up, it's easy to feel like there's no safe port…
Should You Be Buying Stocks Now?
Direct deposit of Social Security checks safe again Money & Credit September 26, 2011
Senior citizens who had their direct deposits of Social Security either seized or freezed by banks will now have additional…