Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Clark staying the course at time of market uncertainty Money & Credit August 10, 2011
CLARKONOMICS: Here we are and it's another day, another lost dollar in the market for people who are investing for…
Calculate when to take your Social Security
Calculate when to take your Social Security Money & Credit August 10, 2011
Need to know the optimal time to start taking Social Security? There's a new online calculator that can help you…
Calculate when to take your Social Security
Net worth of Americans is up for those who invest Money & Credit August 8, 2011
New data from the Federal Reserve shows the average American household is actually wealthier than it was before. The Fed…
Real estate as a long term investment?
Real estate as a long term investment? Homes & Real Estate August 4, 2011
What's the key to long-term wealth? If you used to think it was your house, Clark charts a new path…
Commission vs. flat-fee investment brokers
Commission vs. flat-fee investment brokers Money & Credit August 1, 2011
Who garners you better long-term investment returns, commissioned brokers, or flat-fee financial advisors? Clark discusses recent findings from Bloomberg.
Commission vs. flat-fee investment brokers
New proposal would limit 401(k) borrowing Radio & TV July 15, 2011
A bipartisan plan from two senators aims to limit people borrowing from 401(k) plans as a way to protect Americans'…
Commission vs. flat-fee investment brokers
Municipal bonds offer both hazard and opportunity for investors Money & Credit June 9, 2011
Do you know what bonds are? Bonds are where you're kind of like the bank lending somebody money. When you…
Commission vs. flat-fee investment brokers
New gold vending machine highlights gold mania Money & Credit May 30, 2011
CLARKONOMICS: Want to turn your dollars into gold? You can do that, literally, thanks to a new gold vending machine…
Commission vs. flat-fee investment brokers
Making the right choices for your 401(k) Money & Credit May 26, 2011
Do you have a 401(k) at work? Do you know how to make smart choices when you invest in the…
Money in 401(k) plans at an all-time high
Money in 401(k) plans at an all-time high Money & Credit May 24, 2011
CLARKONOMICS: Fidelity Investments reports the average amount the average person has in their 401(k) plan has reached its all-time highest…
Money in 401(k) plans at an all-time high
Vanguard lowers fund minimums to $1,000 Money & Credit May 17, 2011
Vanguard has lowered the minimums on many of its funds to $1,000 in an effort to ratchet up the competition…
Money in 401(k) plans at an all-time high
Vanguard nixes exit fees on tax-managed portfolios Money & Credit May 12, 2011
MONEY-SAVING MOMENT: Vanguard has eliminated the surrender fees from most of its tax-managed portfolios in an effort to make them…
Money in 401(k) plans at an all-time high
Ponzi schemes all share similar hallmarks Scams & Rip-Offs May 10, 2011
RIP-OFF ALERT: Whenever you hear about a secret strategy for making money that involves high returns and no risks, you're…
Money in 401(k) plans at an all-time high
Is silver a good investment for you? Money & Credit May 3, 2011
We in America love our bubbles. We've seen the stock market bubble, the "dot-com" stock and the real estate bubble…
Thoughts on the Washington budget battle
Thoughts on the Washington budget battle Health Insurance April 13, 2011
CLARKONOMICS: We just went through this game of brinkmanship in Washington with the Republicans in the House and the Democrats…
Thoughts on the Washington budget battle
Vanguard experimenting with new voice-recognition system Protect Your Rights & Identity April 4, 2011
Vanguard is experimenting with a new voice recognition system to identify customers who want to do transactions with the discount…
Thoughts on the Washington budget battle
Cheapest exchange-traded funds available to date Money & Credit April 4, 2011
MONEY-SAVING MOMENT: Scottrade has announced a new slate of exchange-traded funds (ETFs) that are the lowest-cost investments of any kind…
Few Americans are confident they have the money to retire
Few Americans are confident they have the money to retire Money & Credit March 25, 2011
A new survey from the Employee Benefit Research Institute (EBRI) shows that only 13% of Americans are highly confident they'll…
Get 12 more years in retirement with one simple tip
Get 12 more years in retirement with one simple tip Money & Credit March 14, 2011
Read more: 5 ways to catch up on retirement savings In today's world, our financial future as employees falls to us…
Get 12 more years in retirement with one simple tip
TD Ameritrade offers more than 100 commission-free ETFs Investing & Retirement March 7, 2011
Editor's note: This segment originally aired in Nov. 2010 The cost of investing is getting cheaper and cheaper as another…
Get 12 more years in retirement with one simple tip
Dangers of owning real estate inside your retirement account Homes & Real Estate March 1, 2011
With the real estate market being in the toilet, have you thought about using IRA money to get into real…
Get 12 more years in retirement with one simple tip
British con artist sentenced in discount bonds scheme Scams & Rip-Offs February 18, 2011
RIP-OFF ALERT: A British man named Robert (Rodney) Tringham stole $7 million from unsuspecting investors by pretending to be a…
Get 12 more years in retirement with one simple tip
Merrill Lynch fined $10 million for trading against customers’ or Money & Credit January 31, 2011
For years, I've warned about the danger of doing business with full commission stockbrokers. What used to be called the…
Get 12 more years in retirement with one simple tip
Make 2010 contributions for SEPs, Roths in 2011 Money & Credit January 28, 2011
I am obsessed with you saving money. I want you to be in charge of your own wallet and your…
Get 12 more years in retirement with one simple tip
Are bond funds the safe choice? Money & Credit January 18, 2011
A lot of people in the last couple years have rushed to bonds as the safe place to be. But…
Clark Smart advice for getting back in the stock market
Clark Smart advice for getting back in the stock market Money & Credit January 10, 2011
It's been just under 2 years since stocks hit their abysmal recession lows. Since then, the market is up almost…
Clark Smart advice for getting back in the stock market
Clark Howard: Convert your old 401(k) to a Roth IRA in 2010 Money & Credit October 15, 2010
Roth IRA conversion loophole for 2010 Clark talks about the Roth IRA so much that our executive producer, Christa, often…
Clark Smart advice for getting back in the stock market
Gold guide — How to sell your unwanted jewelry Money & Credit October 15, 2010
Gold Guide: How to sell your unwanted jewelry We've all seen the ads running constantly on late-night TV that promise…
Clark Smart advice for getting back in the stock market
Clark Howard: HSA Investment Picks and Other Info Money & Credit October 15, 2010
The money in your account that you don't use  grows over time with interest and can be tapped for future…
Clark Smart advice for getting back in the stock market
I-bonds Guide Investing & Retirement October 15, 2010
Clark's tips on Series I-bonds I have had so many questions from listeners who are confused about Series I savings…