Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

New contribution limits for retirement accounts
New contribution limits for retirement accounts Money & Credit January 18, 2013
There are new levels under the tax code that dictate what you can put into retirement accounts for 2013. The…
New contribution limits for retirement accounts
Clark Howard University About Clark January 15, 2013
Clark’s No-Giftcard Gift Certificate
Clark’s No-Giftcard Gift Certificate Shopping & Retail December 23, 2012
Clark can't stand gift cards! He'd rather you give cash so your friends and family never have to hassle with…
Clark’s No-Giftcard Gift Certificate
What are you doing to handle your own investments? Money & Credit November 20, 2012
So few of us have a pension these days. That means we're on our own when it comes to preparing…
New 401(k) fee disclosure rules
New 401(k) fee disclosure rules Money & Credit November 5, 2012
Hidden fees in your 401(k) plan can hurt you. But there's a new ruling plan administrators will have to follow…
New 401(k) fee disclosure rules
Should you try to time the stock market? Money & Credit October 24, 2012
Tuesday was another ugly day on Wall Street, with many indices at multi-month lows. That news prompted some jittery investors…
Looking at Annuities? Beware this sales scam
Looking at Annuities? Beware this sales scam Insurance October 4, 2012
Are you a senior thinking about buying an annuity? Before you buy, know the dangers of the sale pitch that…
Looking at Annuities? Beware this sales scam
Dangers of staying on the sidelines as an investor Money & Credit October 3, 2012
Americans are sitting on $7 trillion in savings accounts and CDs at a time when the average investor is too…
Investment advice on the radio may be suspect
Investment advice on the radio may be suspect Scams & Rip-Offs September 28, 2012
The Securities and Exchange Commission alleges that the financial advice a popular talk radio host gave out was misleading. Ray…
Investment advice on the radio may be suspect
More investors getting back into the stock market Money & Credit September 27, 2012
For the last 5 years, those who had historically invested were terrified of the stock market. Many were heavily invested…
The real deal behind motivational/money seminars
The real deal behind motivational/money seminars Scams & Rip-Offs September 27, 2012
Have you seen ads for those motivational seminars promising free or cheap tickets to see big name speakers in your…
When will you realistically be able to retire?
When will you realistically be able to retire? Money & Credit September 26, 2012
Do you expect to have to work beyond normal retirement age to enjoy comfort in your golden years? How much…
The trouble with death futures contracts
The trouble with death futures contracts Insurance September 12, 2012
Buying somebody's life insurance policy and then hoping they die an early death is a ghoulish way to make money.…
A better investing approach for women
A better investing approach for women Insurance September 10, 2012
Heads up, ladies! Your investment needs are different than a man's. Clark tells you what you need to do as…
A better investing approach for women
Investment clubs making a comeback? Money & Credit August 30, 2012
An old idea in investing that I used to talk about in the '80s and '90s could be the right…
IRA rules are becoming more cumbersome
IRA rules are becoming more cumbersome Money & Credit August 3, 2012
Saving for retirement is unnecessarily complicated in our country. I love the idea that George W. Bush proposed that never…
A Roth IRA can be an ideal rainy day saving account
A Roth IRA can be an ideal rainy day saving account Money & Credit August 3, 2012
Are you prepared for a rainy day? For more and more Americans, losing a job is more like gale force…
Should CDs be tied to a stock market index?
Should CDs be tied to a stock market index? Money & Credit July 25, 2012
Should you tie your CD money to a stock market index in the hopes of getting higher returns? What sounds…
Younger investors scared off by the stock market
Younger investors scared off by the stock market Money & Credit July 9, 2012
A big chunk of younger investors are exiting the stock market or moving their long-term retirement money to supposedly "safe"…
Is now the time to buy Facebook stock?
Is now the time to buy Facebook stock? Money & Credit July 4, 2012
Facebook has had an underwhelming performance after its initial public offering (IPO)severalweeks ago with its stock having lost a third…
Motivational seminars have surprise dangers for wannabe investors
Motivational seminars have surprise dangers for wannabe investors Scams & Rip-Offs July 3, 2012
Have you seen a motivational show with big name speakers coming to your area that offers free or cheap tickets?…
Young households hit hardest by the recession
Young households hit hardest by the recession Investing & Retirement June 19, 2012
CLARKONOMICS: The Great Recession was brutal to 35-44 year olds. So how do you rebuild? I've got advice for you.…
Savings accounts that earn you interest
Savings accounts that earn you interest Money & Credit June 8, 2012
If you still have your money with a big bank, you need a better place to stash your cash. Clark…
Americans cautioned to save more for retirement
Americans cautioned to save more for retirement Money & Credit June 7, 2012
CLARKONOMICS: All through the years, I've told you to save a dime of every dollar you make through your working…
How much do you need to save to retire?
How much do you need to save to retire? Money & Credit June 4, 2012
Clark has long said you've got to save a dime out of every dollar to have a comfortable retirement. But…
Is the Facebook IPO more hazard or opportunity?
Is the Facebook IPO more hazard or opportunity? Money & Credit May 16, 2012
Facebook's initial public offering (IPO) is the hottest one of recent years. But is this an opportunity or is this…
Are bond funds a safe investment?
Are bond funds a safe investment? Money & Credit May 15, 2012
A lot of investors consider bond funds a safe harbor in their retirement portfolio, not subject to the volatility of…
Should you trade in foreign currency?
Should you trade in foreign currency? Money & Credit May 2, 2012
When the stock market wobbles, you might look for a quick score by investing in foreign currency. Is this a…
Many entrepreneurs not saving anything for retirement
Many entrepreneurs not saving anything for retirement Money & Credit May 1, 2012
How confident are you that you'll ultimately be able to retire in comfort? If your answer is "very confident," there…
The better way to invest for the long term
The better way to invest for the long term Money & Credit April 24, 2012
Investment gurus promise great returns and the inside track on hot stocks. But new research definitively reveals the better way…