Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

The Benefits of Targeted Retirement Portfolios
The Benefits of Targeted Retirement Portfolios Money & Credit August 15, 2014
Once upon a time, Americans worked for a single employer for an entire lifetime and got a pension for their…
5 Ways To Mess Up Your Investments
5 Ways To Mess Up Your Investments Money & Credit August 14, 2014
Did you know that Millennials are the most likely age group to have five months’ worth of cash savings set…
Should I Pay Off My Mortgage Early?
Should I Pay Off My Mortgage Early? Homes & Real Estate August 11, 2014
When people ask me whether or not they should pay off their mortgage, my answer is always, unequivocally YES. There…
You could reap 40% more in retirement savings
You could reap 40% more in retirement savings Money & Credit July 29, 2014
Making the right investment choices does not mean just picking the right funds. It means avoiding the #1 financial mistake…
Pay for investment advice or get it “free”?
Pay for investment advice or get it “free”? Money & Credit July 29, 2014
Are you willing to pay for investment advice? Or do you prefer "free advice" from commissioned salespeople? If free is…
Important investment advice for women
Important investment advice for women Money & Credit July 21, 2014
Studies show conclusively that men and women do not save for retirement in the same way. If you're a female…
How To Avoid Losing $100,000 In Retirement
How To Avoid Losing $100,000 In Retirement Money & Credit July 17, 2014
Employees of smaller companies will have $100,000 less in retirement than workers at bigger companies. But it's not for the…
Exchange-Traded Funds Offer Virtually Free Investing
Exchange-Traded Funds Offer Virtually Free Investing Money & Credit July 12, 2014
I have a popular feature on my website called Clark's Investment Guide. Now, I am not an investment adviser, that's…
Why Compound Interest Is A Saver’s Best Friend
Why Compound Interest Is A Saver’s Best Friend Money & Credit June 19, 2014
Imagine someone told you that if you started contributing to your retirement accounts when you were 21 years old, your…
Low cost alternative for Investment Advice
Low cost alternative for Investment Advice Money & Credit May 19, 2014
Are you getting rooked? Studies show that too many investment advisors are more concerned about commission than your finances. But…
The #1 factor for when you’ll be able to retire
The #1 factor for when you’ll be able to retire Money & Credit May 4, 2014
It's the #1 factor that will determine how early you can retire…or whether you'll be able to retire at all.…
Is the stock market is rigged against small investors?
Is the stock market is rigged against small investors? Money & Credit April 30, 2014
Are small investors getting rooked by computersovertaking the online trading world? Don't let that distract you from saving and investing.…
Maximize your retirement benefits
Maximize your retirement benefits Money & Credit April 24, 2014
When is the ideal time to start taking Social Security? It varies. Know how to get the most from your…
Is the stock market rigged?
Is the stock market rigged? Money & Credit April 9, 2014
Reports are now emerging that the stock market is rigged against small investors. But while that may add to your…
More employers are setting up private exchanges
More employers are setting up private exchanges Insurance April 2, 2014
In the midst of the Obamacare rollout, more retirees are being offloaded to health exchanges by their prior employers. Even…
The real cost of that 401(k) loan
The real cost of that 401(k) loan Money & Credit November 11, 2013
Borrowing against your 401(k) It might be tempting to borrow against your 401(k), but have you ever thought of the…
Free money checkup tool
Free money checkup tool Money & Credit October 30, 2013
How are you doing financially? There's a new free tool that can help you answer that question. My Money Checkup…
The top investment rip-offs
The top investment rip-offs Money & Credit October 17, 2013
You work hard for your money. Don't let smooth talking criminals take it away from you. The North American Securities…
Should you borrow against your 401(k)?
Should you borrow against your 401(k)? Money & Credit September 15, 2013
When you borrow against your 401(k), you're borrowing from yourself and paying yourself back, right? Not so fast. Clark has…
Buying individual stock picks vs. index funds
Buying individual stock picks vs. index funds Money & Credit September 12, 2013
I always get questions about the extremes of investing when I'm out and about. People are either asking me about…
Don’t overpay for 401(k) money management
Don’t overpay for 401(k) money management Money & Credit September 5, 2013
How much are you paying to have your 401(k) money managed? If it's more than this figure, Clark has homework…
The best places to get immediate payout annuities
The best places to get immediate payout annuities Investing & Retirement August 18, 2013
Longtime listeners know that annuities are a four-letter word in my mind. Most annuities have massive commissions and massive expenses.…
Savers still facing low interest rates
Savers still facing low interest rates Money & Credit August 9, 2013
Savers are getting the short end of the stick while it remains a borrower's paradise thanks to low inflation and…
Investing is getting cheaper
Investing is getting cheaper Money & Credit July 29, 2013
Fidelity Investments is upping the ante in the investment world by lowering the minimum deposits and fees on index funds.…
The best way to work the stock market
The best way to work the stock market Money & Credit July 24, 2013
With the latest turmoil in stocks and bonds, what should you be doing with your money now?
How are you doing saving money?
How are you doing saving money? Money & Credit July 3, 2013
In an era where more personal responsibility falls on your shoulders, how are you doing saving money? More and more…
Why Most Annuities Stink
Why Most Annuities Stink Money & Credit June 26, 2013
Annuities A new wrinkle in the world of annuities could have a direct impact on your level of comfort in…
Stock market jitters worry investors
Stock market jitters worry investors Money & Credit June 25, 2013
Are you among those investors who ran to bond funds for safe harbor when the stock market went topsy-turvy? Those…
New guidelines about how to prepare for retirement
New guidelines about how to prepare for retirement Money & Credit June 17, 2013
A new study from the Pew Charitable Trust warns that so-called late boomers and members of Generation X will face…
Should retirement accounts be mandatory?
Should retirement accounts be mandatory? Money & Credit June 13, 2013
Americans are now living longer than ever. If you make it to 65, you're likely to live on average to…