Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

Resist the urge to borrow against your 401(k)
Resist the urge to borrow against your 401(k) Money & Credit May 14, 2015
Top 5 Reasons Not To Borrow From Your 401(k) Think Twice Before Taking Out a 401(k) Loan Clark's Investment Guide…
$100 bills
5 Costly Retirement Planning Mistakes Money & Credit April 21, 2015
The majority of us are aware that the retirement statistics in America are alarming. Studies tell us that half of…
Low-cost investment options by dollar amount
Low-cost investment options by dollar amount Investing & Retirement April 8, 2015
Roths are very flexible depending on which company you choose to put your money into. You may be able to…
Think twice before taking out a 401(k) loan
Think twice before taking out a 401(k) loan Money & Credit March 31, 2015
Three years ago I was purchasing a house and ended up taking out a 401(k) loan. At first glance, 401(k)…
investing key on keyboard
6 Things To Ask Before Investing in Mutual Funds Money & Credit March 30, 2015
Investing in mutual funds can be a great way to grow your wealth. A mutual fund, at its core, is…
How Your Tax Rates Change In Retirement
How Your Tax Rates Change In Retirement Money & Credit March 30, 2015
We get a lot of questions from people wondering how their taxes will change once they hit retirement. While there’s…
Index Funds Let You Own the Whole Marketplace
Index Funds Let You Own the Whole Marketplace Money & Credit March 27, 2015
I always get questions about the extremes of investing when I’m out and about. People are either asking me about…
New Ways To Save Money on Auto Insurance and Investing
New Ways To Save Money on Auto Insurance and Investing Insurance March 19, 2015
Artificial intelligence of various types will become more and more prominent in our lives. And the good news is, it…
Where Can You Turn as a Small Investor?
Where Can You Turn as a Small Investor? Money & Credit March 4, 2015
If you're a small investor, where can you turn and what can you do when you need investment advice? Free…
When You Should Take the Lump Sum Over the Pension
When You Should Take the Lump Sum Over the Pension Money & Credit February 5, 2015
If you have worked at a company for 10 years or more, one day you may very well be faced…
Women: You need to invest more
Women: You need to invest more Money & Credit January 29, 2015
Women don't save enough for retirement. Clark explains why, and what steps you can take right now to catch up.
Robo-Advisor vs. Digital Advisor: What’s Right For You?
Robo-Advisor vs. Digital Advisor: What’s Right For You? Money & Credit January 15, 2015
There's no arguing that technology has made an indescribable impact on our everyday lives.  With all of the innovations staring…
4 Retirement Planning Tips For Women
4 Retirement Planning Tips For Women Money & Credit January 9, 2015
I have some disturbing news where women are definitely not living life equal to men. Women tend to live 5…
The Truth About the Financial Habits of Gen Y
The Truth About the Financial Habits of Gen Y Money & Credit December 22, 2014
Millennials have been called many things -- and lots of the labels older generations tried to stick on Gen Y…
Money and Marriage: How Couples Can Be Too Frugal
Money and Marriage: How Couples Can Be Too Frugal Money & Credit December 16, 2014
Can you ever be too frugal? Is there such a thing as saving too much of your money? If you’re…
Is a Financial Planner Worth the Cost?
Is a Financial Planner Worth the Cost? Money & Credit October 27, 2014
Is a financial planner worth the cost? Is it a smart money move to dedicate some of that hard-earned cash…
The #1 influence to your financial future
The #1 influence to your financial future Money & Credit October 22, 2014
An endless number of books and articles have been written to help you make smart moves with your money. But…
When Is It OK To Have a Mortgage in Retirement?
When Is It OK To Have a Mortgage in Retirement? Homes & Real Estate October 21, 2014
A new federal report says one-third of retirees now have a mortgage. That is virtually unprecedented in American history. Historically,…
Retirees: Why to stay with your employer’s saving plan
Retirees: Why to stay with your employer’s saving plan Money & Credit September 14, 2014
When you're ready to retire, you may get a pitch about moving your retirement money out of your employer's plan.…
Should You Take a Lump Sum Payout Over a Pension?
Should You Take a Lump Sum Payout Over a Pension? Money & Credit September 4, 2014
If you have a pension at work, take heed of this advice. When you're ready to retire, you may get…
New FICO rules will help your credit score
New FICO rules will help your credit score Money & Credit September 3, 2014
Two top credit score killers are about to hurt you a whole lot less. Your score is about to enjoy…
Reconsider full commission stockbrokers
Reconsider full commission stockbrokers Money & Credit August 25, 2014
Do you invest your money through an investment arm of the nation's biggest banks? Here's why that could be detrimental…
The Benefits of Targeted Retirement Portfolios
The Benefits of Targeted Retirement Portfolios Money & Credit August 15, 2014
Once upon a time, Americans worked for a single employer for an entire lifetime and got a pension for their…
5 Ways To Mess Up Your Investments
5 Ways To Mess Up Your Investments Money & Credit August 14, 2014
Did you know that Millennials are the most likely age group to have five months’ worth of cash savings set…
Should I Pay Off My Mortgage Early?
Should I Pay Off My Mortgage Early? Homes & Real Estate August 11, 2014
When people ask me whether or not they should pay off their mortgage, my answer is always, unequivocally YES. There…
You could reap 40% more in retirement savings
You could reap 40% more in retirement savings Money & Credit July 29, 2014
Making the right investment choices does not mean just picking the right funds. It means avoiding the #1 financial mistake…
Pay for investment advice or get it “free”?
Pay for investment advice or get it “free”? Money & Credit July 29, 2014
Are you willing to pay for investment advice? Or do you prefer "free advice" from commissioned salespeople? If free is…
Important investment advice for women
Important investment advice for women Money & Credit July 21, 2014
Studies show conclusively that men and women do not save for retirement in the same way. If you're a female…
How To Avoid Losing $100,000 In Retirement
How To Avoid Losing $100,000 In Retirement Money & Credit July 17, 2014
Employees of smaller companies will have $100,000 less in retirement than workers at bigger companies. But it's not for the…
Exchange-Traded Funds Offer Virtually Free Investing
Exchange-Traded Funds Offer Virtually Free Investing Money & Credit July 12, 2014
I have a popular feature on my website called Clark's Investment Guide. Now, I am not an investment adviser, that's…