As more information becomes available about the Equifax data breach, many consumers have questions relating to how it affects them — and their credit — personally.
The Atlanta-based credit reporting agency recently announced that as many as 143 million people were exposed when hackers exploited a website application to access protected files earlier this year. Equifax, one of three main cogs in the U.S. lending industry, waited at least six weeks to tell the public, leading to outrage and calls for class-action lawsuits.
Where to go to find out if your information was exposed in the Equifax data breach
One of the main questions consumers want to know is whether their personal information was exposed in the data breach — and if so, how much of it. Equifax said that it has set up a specific website that consumers can access to find out if their data has been hacked, but people are finding it providing various answers and money expert Clark Howard does not recommend using it. Additionally, the agency said that it is mailing notices to consumers notifying them individually whether their credit card numbers or other documents were exposed.
Money expert Clark Howard says the No. 1 way to protect yourself from identity fraud is by freezing your credit.
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If you have specific questions about the Equifax breach and how it may impact you, contact Clark’s Consumer Action Center — a FREE help line open Monday-Friday from 10 a.m. ‘ 7 p.m. EST with volunteers available to answer YOUR concerns! Call Team Clark @ 404-892-8227.