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Credit Reports & Scores

New Credit Karma program pre-approves borrowers without it affecting their credit
New Credit Karma program pre-approves borrowers without dinging their credit Money & Credit November 6, 2018
Applying for a new line of credit has always been a double-edged sword: On the one hand, consumers stand the…
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Big credit scoring change could give millions of people a 20-point boost Money & Credit October 22, 2018
Your credit score could be going way up soon thanks to a new scoring model that's being introduced early next…
soft pull vs. hard pull credit report
Here’s why your credit score may suddenly be on the rise Money & Credit August 15, 2018
Americans have witnessed a wholesale rise in their credit scores since new rules went into effect last year forcing the…
Free credit freezes for kids are coming: Here’s what to expect
Free credit freezes for kids are coming: Here’s what to expect Money & Credit June 13, 2018
Embedded in a new law meant to loosen banking regulations is a provision that allows parents or guardians to place…
Credit score
5 surefire ways to build your credit history Money & Credit May 24, 2018
Your credit score is an important asset to help you qualify for the best loans, credit cards, and interest rates.…
Rewards credit cards
Clark Howard: Here’s my philosophy on credit cards Money & Credit May 9, 2018
We talk a lot about credit and credit cards on the Clark Howard Show and here on Clark.com, but with…
Credit card bill
How to lower your credit card interest rate Money & Credit April 20, 2018
Credit cards can be great tools to have in your wallet. They allow you to make a purchase now and…
Mortgage
Can I pay my mortgage or rent with a credit card? Money & Credit April 18, 2018
Credit cards are a great way to earn miles and points for free and discounted travel or cash back, but…
Credit score
How to improve your credit score by 100 points in 30 days Money & Credit April 17, 2018
As a Credit Karma member, I frequently check in to see how my credit is doing and make sure there's…
Credit score
Why your credit score could see a 30-point boost on April 16 Credit April 13, 2018
We have some good news if you've had tax troubles in the past. The three main credit bureaus will remove…
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Self Lender offers a new way to build credit when you have none Money & Credit March 27, 2018
Getting started on the road to building credit can be difficult. Money expert Clark Howard has historically talked about secured…
3 things you should never pay for with a credit card!
3 things you should never pay for with a credit card! Money & Credit February 22, 2018
When it comes to using credit cards, it's important to understand both the perks and the risks. Just like with…
Want to monitor your credit? Here’s how to sign up for Credit Sesame
Want to monitor your credit? Here’s how to sign up for Credit Sesame Protect Your Computer & Data February 20, 2018
With what we know now about the Equifax data breach, the probability that our personal information is already or soon…
Petal Visa credit card
New card offering promises a no-fee way to build your credit Credit January 12, 2018
For people with no credit history, getting access to credit can be a difficult thing. In the past, money expert…
How to put a credit freeze in place for your child
How to put a credit freeze in place for your child Money & Credit October 4, 2017
Are you worried that your child may be a victim of identity theft due to the Equifax data breach? Here's…
You may need to unfreeze your credit to apply for student loans
You may need to unfreeze your credit to apply for student loans Credit Reports & Scores October 2, 2017
In the wake of the Equifax breach, money expert Clark Howard has warned people they really need to freeze their…
Freezing your credit: Use this sample letter to request by mail
Freezing your credit: Use this sample letter to request by mail Money & Credit September 13, 2017
For all the latest news and advice on the Equifax data breach — including how to protect yourself — visit…
How to dispute an error on your credit report and win
How to dispute an error on your credit report and win Money & Credit August 18, 2017
If your credit report contains errors, you owe it to yourself to clean it up. While it can be somewhat…
Bad medical debt hurting your credit? Here are 3 ways to attack it
Bad medical debt hurting your credit? Here are 3 ways to attack it Money & Credit August 14, 2017
Medical debt is damaging the credit of around 43 million people, according to the latest figures available. You would expect…
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Good news: These 2 pieces of negative info will no longer harm your credit score Credit Reports & Scores June 26, 2017
The way your credit score is calculated is about to undergo a change that is likely to help a lot…
12 surprising things that could be wrecking your credit score
12 surprising things that could be wrecking your credit score Money & Credit February 5, 2017
The next time you check your FICO score, you might discover it has taken a tumble because of a seemingly small mishap on your…
How can you get an interest rate lowered or late fees waived? Just ask!
How can you get an interest rate lowered or late fees waived? Just ask! Money & Credit January 19, 2017
Ask and you shall receive! Well, it may not work every time, but it works a lot more than you…
5 extremely easy credit resolutions for 2017
5 extremely easy credit resolutions for 2017 Money & Credit January 9, 2017
I used to think that New Year’s resolutions were a waste of time. Okay, I’ll admit that this is partly…
Credit bureaus fined over deceptive credit score marketing practices
Credit bureaus fined over deceptive credit score marketing practices Money & Credit January 4, 2017
If you've ever felt like you've gotten a raw deal from the major credit bureaus, you could have some money…
How much does your credit score matter as a new business owner?
How much does your credit score matter as a new business owner? Business & Entrepreneurs November 23, 2016
When prospective entrepreneurs ask me what they can do before they start their business to increase their chances of success,…
How to dispute mistakes on your credit report
How to dispute mistakes on your credit report Money & Credit November 18, 2016
What you don’t know about your credit report can really hurt you. It could mean denial of job offers, higher…
Credit card balances hurting your credit score? Here are 3 quick fixes
Credit card balances hurting your credit score? Here are 3 quick fixes Money & Credit November 5, 2016
Nothing can be more frustrating than checking your credit scores and discovering they aren't as strong as you think they…
11 bad habits that are wrecking your credit
11 bad habits that are wrecking your credit Money & Credit October 19, 2016
Let’s face it, none of us is perfect — especially when it comes to money. But there may be some…
Best ways to improve your credit score
Best ways to improve your credit score Money & Credit September 30, 2016
Let’s do a quick overview of credit scores, and then we’ll get into what you can do to improve it!…
Why you need to check your credit reports
Why you need to check your credit reports Money & Credit September 29, 2016
Most people don’t really understand the topic of credit. It’s complicated — and unless you studied finance, you probably never…
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