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Credit Card Debt

Credit card bill
How to lower your credit card interest rate Money & Credit April 20, 2018
Credit cards can be great tools to have in your wallet. They allow you to make a purchase now and…
What should I do after I pay off my credit card?
What should I do after I pay off my credit card? Money & Credit April 20, 2018
Congratulations! You've struggled for months or maybe years, but you finally did it. You paid your credit card balance down…
frozen credit card
The big chill: How to freeze your credit — literally! Credit & Debit Cards April 18, 2018
You've heard of freezing your credit, but have you ever heard of freezing your credit card? If you're having trouble…
Credit Cards
What is a ‘good’ credit card? Credit April 13, 2018
Asking the question, “What is a good credit card?” is kind of like asking “What is a good car?” as…
Do you still have to pay your debts if they’re sold to a collections agency?
Do you still have to pay your debts if they’re sold to a collections agency? Collection Agencies April 12, 2018
The number of Americans in debt, especially due to credit card use, continues to be dangerously high. A confluence of…
Why the ‘official bank’ of your campus is likely the wrong bank to do business with
Why the ‘official bank’ of your campus is likely the wrong bank to do business with Banks & Banking March 23, 2018
When you're at a college, have you ever noticed there seems to be one bank that has a lockdown on…
Here’s why you should never lend out your credit card
Here’s why you should never lend out your credit card Credit Card Debt March 19, 2018
Around 35% of people who lent their credit cards to other people have suffered financially because of it, according to…
Ask Clark: When should I declare bankruptcy?
Ask Clark: When should I declare bankruptcy? Bankruptcy March 14, 2018
If you look around, you can see plenty of examples of powerful and "wealthy" people and corporations using bankruptcy as…
Citi to refund $335M to some credit card customers
Citi to refund $335M to some credit card customers Credit Card Debt February 26, 2018
How's this for a bank stepping up and taking responsibility when they wrong customers? If you have a Citi credit…
3 things you should never pay for with a credit card!
3 things you should never pay for with a credit card! Money & Credit February 22, 2018
When it comes to using credit cards, it's important to understand both the perks and the risks. Just like with…
Report: Here are the cities with the most credit card debt
Report: Here are the cities with the most credit card debt Money & Credit February 13, 2018
Most people do all they can to pay their bills on time and be good stewards of their financial lives,…
Report: The average consumer has more than $6,300 in credit card debt
Report: The average consumer has more than $6,300 in credit card debt Credit & Debit Cards January 19, 2018
The average consumer has a handful of credit cards and is in more than $6,300 in debt from swiping them.…
Have you joined Clark’s new ‘Ditch Your Debt’ Facebook group yet?
Have you joined Clark’s new ‘Ditch Your Debt’ Facebook group yet? Credit & Debit Cards January 16, 2018
With each new year comes new opportunities, a fresh outlook, and, yes, new challenges. But for many of us, some…
Petal Visa credit card
New card offering promises a no-fee way to build your credit Credit January 12, 2018
For people with no credit history, getting access to credit can be a difficult thing. In the past, money expert…
Why you might be paying your credit card bills all wrong
Why you might be paying your credit card bills all wrong Credit & Debit Cards January 8, 2018
As those holiday bills come due, you may be using the early days of the new year to take a…
Cut credit card debt
Your guide to paying off credit card debt Money & Credit December 29, 2017
There are several steps you should take to get out of credit card debt. Paying off credit card debt that's…
4 credit card traps to avoid in 2018
4 credit card traps to avoid in 2018 Credit Card Debt December 20, 2017
With the new year just around the corner, it's a good time to reflect on your life and accomplishments over…
What is the statute of limitations in your state?
What is the statute of limitations in your state? Money & Credit December 11, 2017
Every state has a Statute of Limitations (SOL), the period of time in which someone can legally be sued for…
Survey: 1 in 3 consumers say they’ll spend less than $50 on their priciest gift this holiday
Survey: 1 in 3 consumers say they’ll spend less than $50 on their priciest gift this holiday Credit & Debit Cards November 7, 2017
A lot of Americans are going to resist the urge to splurge on expensive gifts this holiday season. Those are…
Ready to ditch your debt? Meet a woman who paid off nearly $70,000 in less than 2 years
Ready to ditch your debt? Meet a woman who paid off nearly $70,000 in less than 2 years Money & Credit October 23, 2017
Paying off debt can seem impossible, especially if you owe tens of thousands of dollars and feel like you're barely scraping by each…
6 mistakes to avoid with a rewards credit card
6 mistakes to avoid with a rewards credit card Money & Credit September 29, 2017
Rewards credit cards can be amazing financial tools, as few products exist that actually pay you to use them. It’s easy…
7 things credit card issuers don’t want you to know
7 things credit card issuers don’t want you to know Money & Credit September 28, 2017
I’m not one of those people who thinks that credit card companies are inherently evil. Credit card companies are businesses…
Credit card comparison shopping sites | Not all are created equal
Credit card comparison shopping sites | Not all are created equal Money & Credit September 3, 2017
Want lower fees, higher returns, more convenience and better customer service from your bank? Join our #SwitchDitchSave movement and make…
How to spring clean your credit
How to spring clean your credit Money & Credit March 24, 2017
I totally love spring. There’s just something in the air that makes you feel like it’s time to clean the…
4 smart strategies to pay off credit card debt
4 smart strategies to pay off credit card debt Money & Credit February 17, 2017
Being in credit card debt is a terrible feeling. I know because I’ve been there. But know what will make…
7 lessons from a woman who lives on $60 a week
7 lessons from a woman who lives on $60 a week Money & Credit January 28, 2017
If you want to get out of debt, and stay out of debt, you have to reevaluate your routine — the…
How one man paid off $30K in credit cards while earning below $30K/year
How one man paid off $30K in credit cards while earning below $30K/year Money & Credit January 26, 2017
For years, we've said on Clark.com that once your consumer debt equals or exceeds your annual income, it's very difficult…
How one couple paid off $40K of debt in 24 months
How one couple paid off $40K of debt in 24 months Money & Credit January 26, 2017
Joyce Fondren first accepted that she was in serious financial trouble deep in the heart of the Great Recession. In…
How to protect yourself against abusive debt collectors
How to protect yourself against abusive debt collectors Money & Credit January 23, 2017
As if being in debt isn't bad enough -- then add aggressive debt collectors to the equation, and that can…
The average family wastes $1,300 on this every year
The average family wastes $1,300 on this every year Money & Credit January 15, 2017
Credit card interest is one of the sneakiest expenses a consumer can face. It's lumped in with a standard bank…
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