Advertisement

Credit Card Debt

financially stressed out woman with help sign
Why you shouldn’t do a cash-out refinance to pay off credit card debt Homes & Real Estate November 27, 2018
Stuck with high-interest credit card debt that you can't seem to pay off? Maybe you've thought about tapping the equity…
Credit card startup Petal aims to help first-time borrowers build their credit
Credit card startup Petal aims to help first-time borrowers build credit — is it for you? Credit & Debit Cards October 4, 2018
Young adults and the credit industry aren't exactly peas in a pod, normally. Unestablished credit scan make it difficult for…
Credit cards
6 things you should never do with your credit card Credit Cards September 28, 2018
Credit cards, used wisely, can be an important tool in your financial toolbox. But with Americans’ credit card debt at…
What to do if a debt collector is harassing you about an old debt
What to do if a debt collector is harassing you about an old debt Money & Credit September 25, 2018
Life gets busy, and sometimes you may forget to pay a bill. If this happens, you may even be contacted…
Credit card statement
What happens to credit card debt when you die? Credit & Debit Cards June 18, 2018
When you die, does your credit card debt go with you? The answer may surprise you. Credit card debt does…
Credit card interest rate
How does credit card interest work? Money & Credit June 12, 2018
Credit cards are an important financial tool for many people, but if you don't understand how credit card interest works,…
The difference between Chapter 7 and Chapter 13 bankruptcy
What’s the difference between Chapter 7 and Chapter 13 bankruptcy? Money & Credit June 5, 2018
When it comes to money matters, most of us have experienced financial setbacks at one time or another. The great…
national foundation for credit counseling member network
6 things to know before contacting the National Foundation for Credit Counseling Money & Credit May 25, 2018
Are you in debt up to your eyeballs? For years, money expert Clark Howard has advised callers to his show…
Credit Cards
A big change your credit card issuer might be making could harm your credit score Money & Credit May 16, 2018
Credit card default rates by U.S. consumers are on the rise, according to a report published this week. The S&P…
How to handle money when you’re traveling overseas
How to handle money when you’re traveling overseas Travel May 15, 2018
Planning to travel overseas soon? You've got some homework to do if you want to handle your money the Clark…
Study: Nearly half of credit card-holders don’t know their APR
Study: Nearly half of credit card-holders don’t know their APR Credit & Debit Cards May 14, 2018
When it comes to managing your credit card debt, you may be focused on the big picture — the balance…
Rewards credit cards
Clark Howard: Here’s my philosophy on credit cards Money & Credit May 9, 2018
We talk a lot about credit and credit cards on the Clark Howard Show and here on Clark.com, but with…
Credit card balance transfer
Credit card balance transfers: Here’s how they work Money & Credit May 8, 2018
Balance transfers are a method to move your balance from one credit card to another. There are some costs involved…
Anxious about paying the bills? You’re not alone…
Anxious about paying the bills? You’re not alone… Money & Credit May 8, 2018
If you fret over bills and your finances in general, you've got company. A new study shows that Americans are…
Why you might be paying your credit card bills all wrong
Why you might be paying your credit card bills all wrong Credit & Debit Cards May 1, 2018
If you're like us, every month you reluctantly hand over your hard-earned cash to pay your credit card bills. And…
Credit Cards
5 credit card mistakes to avoid Money & Credit April 25, 2018
Credit cards are a financial tool that can lead to great rewards and benefits, but if mishandled can lead to…
Credit card bill
How to lower your credit card interest rate Money & Credit April 20, 2018
Credit cards can be great tools to have in your wallet. They allow you to make a purchase now and…
What should I do after I pay off my credit card?
What should I do after I pay off my credit card? Money & Credit April 20, 2018
Congratulations! You've struggled for months or maybe years, but you finally did it. You paid your credit card balance down…
frozen credit card
The big chill: How to freeze your credit — literally! Credit & Debit Cards April 18, 2018
You've heard of freezing your credit, but have you ever heard of freezing your credit card? If you're having trouble…
Credit Cards
What is a ‘good’ credit card? Credit April 13, 2018
Asking the question, “What is a good credit card?” is kind of like asking “What is a good car?” as…
Do you still have to pay your debts if they’re sold to a collections agency?
Do you still have to pay your debts if they’re sold to a collections agency? Collection Agencies April 12, 2018
The number of Americans in debt, especially due to credit card use, continues to be dangerously high. A confluence of…
Why the ‘official bank’ of your campus is likely the wrong bank to do business with
Why the ‘official bank’ of your campus is likely the wrong bank to do business with Banks & Banking March 23, 2018
When you're at a college, have you ever noticed there seems to be one bank that has a lockdown on…
Here’s why you should never lend out your credit card
Here’s why you should never lend out your credit card Credit Card Debt March 19, 2018
Around 35% of people who lent their credit cards to other people have suffered financially because of it, according to…
Ask Clark: When should I declare bankruptcy?
Ask Clark: When should I declare bankruptcy? Bankruptcy March 14, 2018
If you look around, you can see plenty of examples of powerful and "wealthy" people and corporations using bankruptcy as…
Shoppers increasingly say this is their #1 regret
Citi to refund $335M to some credit card customers Credit Card Debt February 26, 2018
How's this for a bank stepping up and taking responsibility when they wrong customers? If you have a Citi credit…
3 things you should never pay for with a credit card!
3 things you should never pay for with a credit card! Money & Credit February 22, 2018
When it comes to using credit cards, it's important to understand both the perks and the risks. Just like with…
Report: Here are the cities with the most credit card debt
Report: Here are the cities with the most credit card debt Money & Credit February 13, 2018
Most people do all they can to pay their bills on time and be good stewards of their financial lives,…
Report: The average consumer has more than $6,300 in credit card debt
Report: The average consumer has more than $6,300 in credit card debt Credit & Debit Cards January 19, 2018
The average consumer has a handful of credit cards and is in more than $6,300 in debt from swiping them.…
Have you joined Clark’s ‘Ditch Your Debt’ Facebook group yet?
Have you joined Clark’s ‘Ditch Your Debt’ Facebook group yet? Credit & Debit Cards January 16, 2018
With each new year comes new opportunities, a fresh outlook, and, yes, new challenges. But for many of us, some…
Petal Visa credit card
New card offering promises a no-fee way to build your credit Credit January 12, 2018
For people with no credit history, getting access to credit can be a difficult thing. In the past, money expert…
Advertisement