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Credit Card Debt

Credit card interest rate
How does credit card interest work? Money & Credit June 12, 2018
Credit cards are an important financial tool for many people, but if you don’t understand how credit card interest works,…
What’s the difference between Chapter 7 and Chapter 13 bankruptcy?
What’s the difference between Chapter 7 and Chapter 13 bankruptcy? Money & Credit June 5, 2018
When it comes to money matters, most of us have experienced financial setbacks at one time or another. The great…
national foundation for credit counseling member network
6 things to know before contacting the National Foundation for Credit Counseling Money & Credit May 25, 2018
Are you in debt up to your eyeballs? For years, money expert Clark Howard has advised callers to his show…
Credit Cards
A big change your credit card issuer might be making could harm your credit score Money & Credit May 16, 2018
Credit card default rates by U.S. consumers are on the rise, according to a report published this week. The S&P…
How to handle money when you’re traveling overseas
How to handle money when you’re traveling overseas Travel May 15, 2018
Planning to travel overseas soon? You've got some homework to do if you want to handle your money the Clark…
Study: Nearly half of credit card-holders don’t know their APR
Study: Nearly half of credit card-holders don’t know their APR Credit & Debit Cards May 14, 2018
When it comes to managing your credit card debt, you may be focused on the big picture — the balance…
Rewards credit cards
Clark Howard: Here’s my philosophy on credit cards Money & Credit May 9, 2018
We talk a lot about credit and credit cards on the Clark Howard Show and here on Clark.com, but with…
Credit card balance transfer
Credit card balance transfers: Here’s how they work Money & Credit May 8, 2018
Balance transfers are a method to move your balance from one credit card to another. There are some costs involved…
Anxious about paying the bills? You’re not alone…
Anxious about paying the bills? You’re not alone… Money & Credit May 8, 2018
If you fret over bills and your finances in general, you've got company. A new study shows that Americans are…
Why you might be paying your credit card bills all wrong
Why you might be paying your credit card bills all wrong Credit & Debit Cards May 1, 2018
If you’re like us, every month you reluctantly hand over your hard-earned cash to pay your credit card bills. And…
Credit Cards
5 credit card mistakes to avoid Money & Credit April 25, 2018
Credit cards are a financial tool that can lead to great rewards and benefits, but if mishandled can lead to…
Credit card bill
How to lower your credit card interest rate Money & Credit April 20, 2018
Credit cards can be great tools to have in your wallet. They allow you to make a purchase now and…
What should I do after I pay off my credit card?
What should I do after I pay off my credit card? Money & Credit April 20, 2018
Congratulations! You've struggled for months or maybe years, but you finally did it. You paid your credit card balance down…
frozen credit card
The big chill: How to freeze your credit — literally! Credit & Debit Cards April 18, 2018
You've heard of freezing your credit, but have you ever heard of freezing your credit card? If you're having trouble…
Credit Cards
What is a ‘good’ credit card? Credit April 13, 2018
Asking the question, “What is a good credit card?” is kind of like asking “What is a good car?” as…
Do you still have to pay your debts if they’re sold to a collections agency?
Do you still have to pay your debts if they’re sold to a collections agency? Collection Agencies April 12, 2018
The number of Americans in debt, especially due to credit card use, continues to be dangerously high. A confluence of…
Why the ‘official bank’ of your campus is likely the wrong bank to do business with
Why the ‘official bank’ of your campus is likely the wrong bank to do business with Banks & Banking March 23, 2018
When you're at a college, have you ever noticed there seems to be one bank that has a lockdown on…
Here’s why you should never lend out your credit card
Here’s why you should never lend out your credit card Credit Card Debt March 19, 2018
Around 35% of people who lent their credit cards to other people have suffered financially because of it, according to…
Ask Clark: When should I declare bankruptcy?
Ask Clark: When should I declare bankruptcy? Bankruptcy March 14, 2018
If you look around, you can see plenty of examples of powerful and "wealthy" people and corporations using bankruptcy as…
Citi to refund $335M to some credit card customers
Citi to refund $335M to some credit card customers Credit Card Debt February 26, 2018
How's this for a bank stepping up and taking responsibility when they wrong customers? If you have a Citi credit…
3 things you should never pay for with a credit card!
3 things you should never pay for with a credit card! Money & Credit February 22, 2018
When it comes to using credit cards, it's important to understand both the perks and the risks. Just like with…
Report: Here are the cities with the most credit card debt
Report: Here are the cities with the most credit card debt Money & Credit February 13, 2018
Most people do all they can to pay their bills on time and be good stewards of their financial lives,…
Report: The average consumer has more than $6,300 in credit card debt
Report: The average consumer has more than $6,300 in credit card debt Credit & Debit Cards January 19, 2018
The average consumer has a handful of credit cards and is in more than $6,300 in debt from swiping them.…
Have you joined Clark’s new ‘Ditch Your Debt’ Facebook group yet?
Have you joined Clark’s new ‘Ditch Your Debt’ Facebook group yet? Credit & Debit Cards January 16, 2018
With each new year comes new opportunities, a fresh outlook, and, yes, new challenges. But for many of us, some…
Petal Visa credit card
New card offering promises a no-fee way to build your credit Credit January 12, 2018
For people with no credit history, getting access to credit can be a difficult thing. In the past, money expert…
Cut credit card debt
Your guide to paying off credit card debt Money & Credit December 29, 2017
There are several steps you should take to get out of credit card debt. Paying off credit card debt that's…
4 credit card traps to avoid in 2018
4 credit card traps to avoid in 2018 Credit Card Debt December 20, 2017
With the new year just around the corner, it's a good time to reflect on your life and accomplishments over…
What is the statute of limitations in your state?
What is the statute of limitations in your state? Money & Credit December 11, 2017
Every state has a Statute of Limitations (SOL), the period of time in which someone can legally be sued for…
Survey: 1 in 3 consumers say they’ll spend less than $50 on their priciest gift this holiday
Survey: 1 in 3 consumers say they’ll spend less than $50 on their priciest gift this holiday Credit & Debit Cards November 7, 2017
A lot of Americans are going to resist the urge to splurge on expensive gifts this holiday season. Those are…
Ready to ditch your debt? Meet a woman who paid off nearly $70,000 in less than 2 years
Ready to ditch your debt? Meet a woman who paid off nearly $70,000 in less than 2 years Money & Credit October 23, 2017
Paying off debt can seem impossible, especially if you owe tens of thousands of dollars and feel like you're barely scraping by each…
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