This is one expense dog owners say is worth every penny


If you’re thinking about welcoming a new dog into your home, you might be curious about the impact it could have on your budget.

Read more: Quick and easy way to remove pet hair from your furniture

This is how much it really costs to own a dog

According to the American Society for the Prevention of Cruelty to Animals, a small dog costs an average of $1,314 during the first year and a large dog costs $1,843. These figures include many of the initial costs associated with bringing home a new pet. In later years, the ASPCA says the annual costs drop significantly to an average of $580 to $875.

To be quite honest, it’s not easy to nail down a dollar figure for something like this because there are so many factors to consider. Dog owners must pay for food, toys, training, grooming, boarding, medications, vet visits and perhaps pet insurance. It’s an extensive list of expenses, but the price is worth every penny to those who consider their dog a member of the family.

Here’s a different breakdown of expenses from the pet-sitting website, which puts the annual cost of getting a dog at $2,858, much higher than the ASPCA‘s numbers.

This is one expense dog owners say is worth every penny

Ways to save on pet costs

If you’re looking for some ideas to save on pet costs, contributor Andrea Woroch put together a list of seven great ideas, which you can find here.

As with humans, medical costs for pets can add up quickly, but Andrea found a few money-saving options:

Is pet insurance worth the cost?

The ASPCA’s figures include $225 a year for pet insurance, which is a controversial subject among pet owners. Consumer Reports has said pet insurance is rarely worth the price. However, it may be beneficial if your dog is older and requires veterinary care several times a year.

Clark recommends that you talk with your vet before purchasing a policy to make sure you’re getting the best coverage that you can afford.


To learn more about adoption, find an animal shelter in your area through the ASPCA.

Read more: These 11 dog breeds are most often blacklisted by insurance companies

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